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A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

Listing courtesy of Keller Williams Success Realty.

16328 Front Beach Road Unit 20, Panama City Beach

$824,999

3 Beds ⋅ 4 Baths ⋅ 796321 MLS

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

16328 Front Beach Road Unit 20, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$359,900

4 Beds ⋅ 3 Baths ⋅ 796319 MLS

Currently being used as a short term rental. Rental projections available. Conveniently located just 10 miles from Tyndall Air Force Base and 15 miles from the beach, this spacious 5-bedroom, 3-bathroom home offers comfort, efficiency, and flexibility. Highlights include a private pool with a brand-new 2025 liner and motor, a durable 2019 metal roof, and PAID-OFF solar panels keeping the average electric bill around $30 per month. The main level features 2 bedrooms, a bonus room with a closet, and 2 bathrooms. The upper level offers 2 bedrooms, 1 bathroom, a fully equipped kitchen, a living room, private outdoor access, and a wooden deck. Situated on a .4-acre lot with rear access, the property includes an RV HOOKUP, RV/carport, shed, and a carport/storage pavilion. A concrete slab provides additional potential for a shed, basketball court, or other uses, offering ample space and versatility for a variety of needs.

816 Transmitter Road, Panama City

Listing courtesy of Think Real Estate.

$599,000

4 Beds ⋅ 3 Baths ⋅ 796318 MLS

Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions--an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower--creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark. Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well. The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance. Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.

3021 Osprey Circle, Panama City

Listing courtesy of Think Real Estate.

8700 Front Beach Road Unit 7313, Panama City Beach

$200,000

1 Beds ⋅ 2 Baths ⋅ 796313 MLS

Island Reserve, a premier gated community just minutes from the beautiful beaches of Panama City Beach. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. This 3rd floor 1 bedroom, 1.5 bath condo is 1588 sq ft of thoughtfully designed living space with resort-style living in one of the area's most sought-after communities. Residence features 10-foot ceilings with crown molding, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. The primary bathroom offers a spa-like soaking tub, walk-in shower, double vanity, 2 large walk-in closets. This home has a Culligan water filtration system in place and closets galore throughout the entire condo! Located just down the hall from the parking garage, accessing the unit with that load of groceries is easier than ever. Go straight to the 3rd floor of the parking garage. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room. The community is pet-friendly. Just minutes from the Gulf, shopping, dining, golf, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. No short-term rentals permitted. Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer.

8700 Front Beach Road Unit 7313, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$225,000

2 Beds ⋅ 3 Baths ⋅ 796311 MLS

Coastal living just minutes from Tyndall Air Force Base. This 2-bedroom, 2.5-bath townhome in Oak Shore Villas offers community beach access on East Bay and a public waterfront park with a boat ramp nearby. The main level features an open floor plan, half bath, attached garage, and private patio. Upstairs, you'll find 2 bedrooms and 2 full bathrooms. The spacious primary bedroom features 3 closets and a private balcony, while Bedroom 2 offers 2 closets and a full bath. The water heater was manufactured in 2020. With generous storage, a well-designed layout, and coastal amenities close by, this townhome is ready for its next owner. Schedule your showing today!

6437 Oakshore Drive, Panama City

Listing courtesy of Barbee Beach House Realty.

307 Breakfast Point Boulevard, Panama City Beach

$629,000

5 Beds ⋅ 3 Baths ⋅ 796310 MLS

This home is where thoughtful upgrades, everyday comfort, and the unbeatable Breakfast Point community come together. This highly upgraded home backs up to a private preserve with no neighbors behind you or in front of you, giving you peaceful views and room to breathe right in the heart of one of Panama City Beach's most sought-after neighborhoods. Step inside and you'll feel the difference immediately. Single level, 3-car garage, 5 bedrooms or utilize it for 4 bedrooms and a flex room, 3 baths, screened-in porch and a papered patio with hot tub. Nine-foot ceilings rise to ten feet at the tray ceilings, and oversized eight-foot doors add a sense of openness throughout. Custom shiplap walls, faux wood beams, and decorative millwork throughout. The kitchen is the heart of the home and a dream for anyone who loves to cook. It features a gas cooktop with pot filler, a stainless gourmet appliance package, a French door refrigerator, quartz countertops, and an apron-front sink. Cabinets reach all the way to the ceiling with crown molding, soft-close doors and drawers, and a beautifully finished island where everyone naturally gathers. A glass pantry door adds a stylish touch, and a custom drop zone with cubbies keeps backpacks, shoes, and beach bags organized. The primary suite is your private retreat, with shiplap walls and faux wood beams overhead on the tray ceiling. Its spa-inspired bath has a frameless glass shower with a ceiling-mounted rainshower head and fully tiled surround. Just outside the primary suite and off the living area, outdoor living is where this home shines. A three-panel pocket sliding door stacks neatly and opens the living space to a screened lanai and pavered patio. Sink into the hot tub after a long day, fire up the grill with a built-in gas line, and enjoy the quiet of the preserve behind you. The three-car garage has epoxy floors to match the porch, along with an electronic attic ladder that comes down with a push of a button for easy storage access. Two additional guest bedrooms and a guest bath with a custom barn door gives privacy on the left side of the house for your guests while two additional guest bedrooms and a guest bath is located at the front of the house for easy access. The fifth bedroom is currently being used as an office and gives you a flexible space for a home office, playroom, gym, or guest room. This home has been recently painted on the exterior making it effortless and move-in ready while low-VOC performance paint on the interior, custom blinds and shades throughout, and a washer and dryer that convey make this home feel like home on day one. Peace of mind is built in. The home features impact-resistant, low-E windows and GAF Timberline lifetime shingles. It sits in the X flood zone, has a termite bond, and includes a separate irrigation meter for sprinklers. Best of all, the solar panels will be paid off at closing, giving the next owner lower electric bills from the day you move in. Life in Breakfast Point is all about community. Hop in the golf cart and cruise the neighborhood, stop by the parks and playgrounds, or catch up with neighbors on an evening ride. Breakfast Point Academy is right in the neighborhood, and Arnold High School is just around the corner. Publix and Home Depot are minutes away for quick errands, and when the weekend comes, the beach is just a short drive down the road. This is the home, the location, and the lifestyle you've been waiting for.

307 Breakfast Point Boulevard, Panama City Beach

Listing courtesy of Corcoran Reverie.

3600 Thomas Drive Unit D207, Panama City Beach

$210,000

1 Beds ⋅ 1 Baths ⋅ 796309 MLS

AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance--it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking distance, giving you easy access to the beautiful white sand beaches of the Gulf. Whether you're looking for an affordable place at the beach, a second home that can potentially help pay for itself, or an investment opportunity in a highly desirable location, this Treasure Cove condo checks all the boxes!

3600 Thomas Drive Unit D207, Panama City Beach

Listing courtesy of Legacy Premier Agency.

$415,000

3 Beds ⋅ 2 Baths ⋅ 796307 MLS

Fresh, coastal, and completely ready for its next chapter! Welcome to 9122 Abba Lane, where classic PCB charm meets a fresh, modern update, less than 2 miles from the white-sand beaches of the Gulf! This beautifully refreshed 3-bedroom, 2-bath brick home offers 1,374 square feet of bright, inviting living space with a look that feels perfectly at home in Panama City Beach. Step inside to an open, airy interior featuring fresh finishes, updated flooring, stylish lighting, and fun coastal pops of color throughout. The kitchen is an absolute standout with shaker-style cabinetry, new countertops, subway tile backsplash, stainless steel appliances, statement lighting, gold hardware, open shelving, and a peninsula with seating, giving you a space that feels both current and incredibly functional. The kitchen flows right into the main living and dining areas, making the layout perfect for everyday living or entertaining. And the bathrooms? Definitely not an afterthought. Both have been refreshed with personality and style, including updated vanities and fixtures, while the primary bath brings a little extra wow-factor with double sinks, shiplap detailing, a tiled walk-in shower, and playful coastal-inspired finishes. Outside, you'll find a spacious .29-acre lot, mature trees, a backyard with plenty of room to enjoy the Florida sunshine, plus a 1-car garage. Even better, no HOA, so you can enjoy your slice of PCB without the added association fees. Beach days, backyard evenings, and a freshly updated home to come back to, 9122 Abba Lane is bringing the PCB lifestyle without the beachfront price tag. All that's missing is you.

9122 Abba Lane, Panama City Beach

Listing courtesy of Real Broker LLC.

$385,000

2 Beds ⋅ 2 Baths ⋅ 796304 MLS

2BR/2BA waterfront condo in Summerhouse in Panama City Beach. Gulf views from a 120 sq ft balcony. Furnished 7th-floor unit, built 1985. This furnished 2-bedroom, 2-bath waterfront condo at Summerhouse in Panama City Beach offers 1,015 sq ft of heated and cooled living space on the 7th floor of the B Building's east side. Unit 707 pairs Gulf and lagoon views with a 120 sq ft balcony and wall-to-wall sliding glass doors that bring natural light and coastal views into the living space. Tile flooring runs throughout the unit for a consistent, easy-care finish. The kitchen has been updated with appliances, counters, cabinets, sink, lighting and hardware. Per the owner, the refrigerator and dishwasher were replaced within the last two years. Both bathrooms also feature updated cabinets, sinks, lighting and hardware. The split-bedroom layout includes a waterfront primary bedroom with balcony access, and the condo is offered furnished. Summerhouse is a Gulf-front condominium complex with approximately 400 feet of beach frontage. Community amenities include two pools, including one heated in winter, a kiddie pool, spa/hot tub, tennis and shuffleboard courts, game room, community and owners lounge areas, BBQ grills, gazebo and picnic areas, elevators, security, and onsite homeowners and rental offices. The lobby, check-in and lounge areas have also been updated, along with a small onsite store area for essentials and snacks. The property is located on Thomas Drive, with St. Andrews State Park, restaurants, grocery shopping, and area fishing, diving and sightseeing boat operations nearby. The MLS notes immediate occupancy and owner pet-friendly status. Monthly HOA dues are $1,211.06 and include accounting, cable TV, insurance, internet, grounds maintenance, management, pest control, security, sewer, trash and water.

6505 Thomas Drive Unit 707, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$320,000

2 Beds ⋅ 2 Baths ⋅ 796303 MLS

Welcome to 140 Abbey Lane, a beautifully updated home nestled in the highly sought-after gated community of Gulf Highlands, just minutes from the sugar-white sandy beaches and convenient dedicated beach access. This charming 2-bedroom, 1.5-bath home is the perfect coastal getaway, vacation rental, or comfortable primary residence. Thoughtfully updated throughout and offered furnished, this home features an inviting open-concept layout, with show-stopping custom wallpaper and trendy bathrooms you have to see in person. Gulf Highlands is known for its resort-style amenities and prime location. Residents and guests enjoy access to 11 community pools, including 5 heated pools, as well as a private beachfront clubhouse featuring a pool and restaurant/café. Additional amenities include shuffleboard, mini golf, an exercise room, tennis courts, a playground, Wi-Fi, cable, pest control, a termite bond, trash service, groundskeeping, property patrol, and gated community access. With its updates, desirable location, abundant amenities, and close proximity to the beach, 140 Abbey Lane offers the perfect opportunity to enjoy the coastal lifestyle in one of the area's most popular resort communities.

140 Abbie Lane, Panama City Beach

Listing courtesy of Legacy Premier Agency.

$289,000

3 Beds ⋅ 2 Baths ⋅ 796299 MLS

Great location just minutes from Tyndall Air Force Base! This well-maintained 3-bedroom, 2-bath home sits in a quiet, established neighborhood and features a bright bonus family room with flexible space for entertaining, a home office, gym, or playroom. The roof and HVAC were replaced in 2019. Conveniently located near parks, boat ramps, shopping, schools, beaches, and all that Bay County has to offer. A great opportunity for a primary residence, retirement home, or investment property.

1215 Babby Lane, Panama City

Listing courtesy of Legacy Premier Agency.