Payne Lakes Homes for Sale

Welcome to Payne Lakes, a hidden gem nestled in the heart of Chipley, Florida, within the picturesque Washington County. This charming subdivision offers a unique blend of tranquility and community spirit, making it an ideal place for families, retirees, and anyone looking to embrace the beauty of nature while enjoying modern conveniences.

Payne Lakes is characterized by its serene landscapes, featuring stunning views of the surrounding lakes and lush greenery. The area is perfect for outdoor enthusiasts, with ample opportunities for fishing, boating, and hiking. Imagine waking up to the soothing sounds of nature and spending your weekends exploring the scenic trails and waterways that define this enchanting neighborhood.

The homes for sale in Payne Lakes are as diverse as the residents themselves. From cozy single-family homes to spacious modern designs, there’s something to suit every taste and lifestyle. Many properties boast beautiful outdoor spaces, perfect for entertaining or simply enjoying a quiet evening under the stars. With a strong sense of community and friendly neighbors, you’ll feel right at home from the moment you arrive.

Living in Payne Lakes means you’re just a short drive from the vibrant town of Chipley, where you can find charming shops, delicious dining options, and essential amenities. Plus, with easy access to major highways, exploring the wider Florida region is a breeze.

Discover your dream home in Payne Lakes today, and experience the perfect blend of comfort, community, and natural beauty. Your new adventure awaits!

Newest Payne Lakes Homes for Sale

$429,000

5 Beds ⋅ 4 Baths ⋅ 793626 MLS

Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.

3783 Payne Lake Road, Chipley

Listing courtesy of Legacy Premier Agency.

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