5404 Hilltop Avenue, Panama City, FL 32408

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Sold Price
$480,000
List Price
$489,000
Status
CLOSED
Closing Date
Aug 10, 2026
MLS#
790241
Subtype
Residential
Style
Coastal
Year Built
2021
Bedrooms
3
Bathrooms
2
Full Baths
2
Lot Size
5,968
Acres
0.14
Subdivision
No Named Subdivision
Neighborhood
Beach - South of Grand Lagoon
MLS Area Major
Bay County - Beach

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property. Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversized walk-in closet. Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage. Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.

Additional Information

Interior Features
Double Vanity, Main Level Primary
Property Description
Coastal
Zoning
County
Appliances
Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Heating
Central
Air Conditioning
Central Air, Ceiling Fan(s)
Exterior Construction
HardiPlank Type, Metal Siding
Stories
1
Levels
One
Foundation
Slab
Garage Spaces
2
Elementary School
Patronis
Middle School
Surfside
High School
Arnold

Listing courtesy of Anchor Realty Florida.

Selling Office: EXP Realty LLC.

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