285 Hugh Thomas Drive, Panama City, FL 32404

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$568,000
List Price
$599,000
Status
CLOSED
Closing Date
Sep 29, 2026
MLS#
794762
Subtype
Residential
Style
Florida
New Construction
Yes
Year Built
2024
Bedrooms
4
Bathrooms
5
Full Baths
4
Half Baths
1
Lot Size
19,166
Acres
0.44
Subdivision
Callaway
Neighborhood
Bay - Central SE
MLS Area Major
Bay County - Central

Property Description

NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

Additional Information

Interior Features
Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
Property Description
Florida
Zoning
Resid Single Family
Appliances
Electric Cooktop, Electric Water Heater
Heating
Central, Electric
Air Conditioning
Central Air, Ceiling Fan(s)
Exterior Construction
Vinyl Siding
Stories
1
Levels
One
Roof
Shingle
Foundation
Slab
Garage Spaces
3
Elementary School
Callaway
Middle School
Rutherford Middle
High School
Rutherford

Listing courtesy of EXP Realty LLC.

Selling Office: Legacy Premier Agency.

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks