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$215,000

Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

1 Beds ⋅ 1 Baths ⋅ 793005 MLS

Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

8730 Thomas Drive Unit 1306B, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$179,900

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

1 Beds ⋅ 1 Baths ⋅ 792541 MLS

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

8730 Thomas Drive Unit 1309A, Panama City Beach

Listing courtesy of Coastal Living Realty & Associates.

$215,000

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

1 Beds ⋅ 1 Baths ⋅ 788675 MLS

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

8730 Thomas Drive Unit 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$225,000

Welcome to your perfect coastal escape at Plazas of St. Thomas--a beautifully maintained studio condo designed for effortless beach living and smart investment potential. Ideal for young professionals or savvy buyers seeking a low-maintenance getaway, this turn-key residence offers comfort, style, and an unbeatable location walking distance to the beach and entertainment. Step inside to find clean, modern tile flooring throughout, creating a bright and easy-to-maintain living space that's ready to enjoy from day one. The open studio layout maximizes functionality while maintaining a relaxed, coastal feel. One of the standout features is the private balcony and is one of very few to have a Gulf view, the perfect place to start your morning with the sunrise and coffee, or unwind in the evening while enjoying the coastal breeze and sunset skies. This property also offers boat parking spaces, making it an exceptional choice for boating enthusiasts who want quick access to the water without the hassle of off-site storage. Whether you're searching for a personal beach retreat, a weekend getaway, or a vacation rental investment, this condo checks every box. With its turn-key condition, desirable amenities, and strong rental appeal, this opportunity at the Plazas of St. Thomas offers the ideal blend of lifestyle and income potential near the beach. Don't miss your chance to own a slice of paradise!

1 Baths ⋅ 786450 MLS

Welcome to your perfect coastal escape at Plazas of St. Thomas--a beautifully maintained studio condo designed for effortless beach living and smart investment potential. Ideal for young professionals or savvy buyers seeking a low-maintenance getaway, this turn-key residence offers comfort, style, and an unbeatable location walking distance to the beach and entertainment. Step inside to find clean, modern tile flooring throughout, creating a bright and easy-to-maintain living space that's ready to enjoy from day one. The open studio layout maximizes functionality while maintaining a relaxed, coastal feel. One of the standout features is the private balcony and is one of very few to have a Gulf view, the perfect place to start your morning with the sunrise and coffee, or unwind in the evening while enjoying the coastal breeze and sunset skies. This property also offers boat parking spaces, making it an exceptional choice for boating enthusiasts who want quick access to the water without the hassle of off-site storage. Whether you're searching for a personal beach retreat, a weekend getaway, or a vacation rental investment, this condo checks every box. With its turn-key condition, desirable amenities, and strong rental appeal, this opportunity at the Plazas of St. Thomas offers the ideal blend of lifestyle and income potential near the beach. Don't miss your chance to own a slice of paradise!

8730 Thomas Drive Unit 1302A, Panama City Beach

Listing courtesy of Gulf Life Real Estate Inc.

$169,000

This bright and charming 623 sq. ft. studio condo has been freshly painted and features refreshed bathroom and kitchen, along with beautiful laminate wood floors throughout. Located on the second floor of the gated, European inspired Inn at St. Thomas Square, this unit offers both elevator and stair access for your convenience. Enjoy the ultimate beachside lifestyle with public beach access just steps away, and the Grand Lagoon right at your doorstep, perfect for boating, kayaking, or relaxing by the water. Dock space is available on a first come, first served basis. The community offers an array of amenities, including a sparkling pool, tennis and pickleball courts, BBQ area with seating, sauna, shuffleboard, firepit area, and boat dock. Onsite conveniences include a Mexican grill, salon, and a local market . This unit comes fully furnished and includes a stacked washer/dryer, move-in ready and ideal for vacation rentals or personal getaway.

1 Baths ⋅ 785293 MLS

This bright and charming 623 sq. ft. studio condo has been freshly painted and features refreshed bathroom and kitchen, along with beautiful laminate wood floors throughout. Located on the second floor of the gated, European inspired Inn at St. Thomas Square, this unit offers both elevator and stair access for your convenience. Enjoy the ultimate beachside lifestyle with public beach access just steps away, and the Grand Lagoon right at your doorstep, perfect for boating, kayaking, or relaxing by the water. Dock space is available on a first come, first served basis. The community offers an array of amenities, including a sparkling pool, tennis and pickleball courts, BBQ area with seating, sauna, shuffleboard, firepit area, and boat dock. Onsite conveniences include a Mexican grill, salon, and a local market . This unit comes fully furnished and includes a stacked washer/dryer, move-in ready and ideal for vacation rentals or personal getaway.

8730 Thomas Drive Unit 1203C, Panama City

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$229,900

Welcome to St. Thomas Square, a charming, rental friendly, gated community that offers boating access to the Gulf, and its only .4 miles to Public Beach Access 24! Make this well maintained, 1 bedroom, 1 bath, FULLY FURNISHED and move-in ready condo your next primary residence, second home, or investment property. The unit features a bright open floorplan, LVP Flooring, a queen bed in the master bedroom, a Queen sleeper sofa in the living room, a large owner's closet, a fully stocked kitchen, and you can access the private balcony from both the living room and master retreat. Additional updates include newer furnishings, updated bathroom vanity, and HVAC 2018. St. Thomas Square is a unique resort with it being situated on a lagoon that provides access to Shell Island and the Gulf. The resort is also close to the NEW TOOTSIES. The community features a dock for residents and guests, with boat/trailer parking available on-site. Additionally, it offers a large lagoon-front pool, a community center, sauna, tennis courts, winery, restaurants, and shops on site in the plaza for your enjoyment. The gated community ensures privacy while being located in the heart of Panama City Beach close to restaurants, shopping, and the world's most beautiful beaches. This one is a must see! Set up an appointment today to experience firsthand the lifestyle this picturesque property has to offer. All information is approximate and should be verified by the buyer if important.

1 Beds ⋅ 1 Baths ⋅ 782252 MLS

Welcome to St. Thomas Square, a charming, rental friendly, gated community that offers boating access to the Gulf, and its only .4 miles to Public Beach Access 24! Make this well maintained, 1 bedroom, 1 bath, FULLY FURNISHED and move-in ready condo your next primary residence, second home, or investment property. The unit features a bright open floorplan, LVP Flooring, a queen bed in the master bedroom, a Queen sleeper sofa in the living room, a large owner's closet, a fully stocked kitchen, and you can access the private balcony from both the living room and master retreat. Additional updates include newer furnishings, updated bathroom vanity, and HVAC 2018. St. Thomas Square is a unique resort with it being situated on a lagoon that provides access to Shell Island and the Gulf. The resort is also close to the NEW TOOTSIES. The community features a dock for residents and guests, with boat/trailer parking available on-site. Additionally, it offers a large lagoon-front pool, a community center, sauna, tennis courts, winery, restaurants, and shops on site in the plaza for your enjoyment. The gated community ensures privacy while being located in the heart of Panama City Beach close to restaurants, shopping, and the world's most beautiful beaches. This one is a must see! Set up an appointment today to experience firsthand the lifestyle this picturesque property has to offer. All information is approximate and should be verified by the buyer if important.

8730 Thomas Drive Unit 1211C, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

$199,000

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in a condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

1 Beds ⋅ 1 Baths ⋅ 773181 MLS

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in a condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

8730 Thomas Drive Unit 1203 B, Panama City

Listing courtesy of Beach Haven Realty.

$189,000

Welcome to unit 1201-B in the Plaza of St. Thomas Square! Walking distance to the new beachfront Tootsies Orchid Lounge NOW OPEN! Steps to the beach and the lagoon. This 1 bedroom, 1 bath condo offers everything you need for a second home or short-term rental investment property. Centrally located in Panama City Beach near many fantastic restaurants, attractions and a short walk to the world's most beautiful beaches. Golf Carts allowed in the parking lot. Owner can have 2 parking spots. Close to Walmart, Dollar General, Aldi, and many other stores! The unit offers a beautifully updated kitchen with stainless steel appliances and granite countertops. Enjoy the natural light from the living room and dining areas. The bedroom is very spacious and has a private balcony entrance. The bathroom offers a double vanity sink and shower/tub combo. There is laundry in the unit as well as an additional closet that would be a fantastic owner's closet if used as a short- term rental. The balcony Is quite large and has endless possibilities! The plaza offers easy access to many great businesses including a European market, several eateries and the Panama City Winery, just to name a few. The community has wonderful amenities including a beautiful pool and pool house with a lagoon view to match. There is a dock on the lagoon that's perfect for launching your paddle boards and kayaks! Take your boat out to the island! Shuffleboard, tennis courts and a fire pit are also on site.

1 Beds ⋅ 1 Baths ⋅ 768902 MLS

Welcome to unit 1201-B in the Plaza of St. Thomas Square! Walking distance to the new beachfront Tootsies Orchid Lounge NOW OPEN! Steps to the beach and the lagoon. This 1 bedroom, 1 bath condo offers everything you need for a second home or short-term rental investment property. Centrally located in Panama City Beach near many fantastic restaurants, attractions and a short walk to the world's most beautiful beaches. Golf Carts allowed in the parking lot. Owner can have 2 parking spots. Close to Walmart, Dollar General, Aldi, and many other stores! The unit offers a beautifully updated kitchen with stainless steel appliances and granite countertops. Enjoy the natural light from the living room and dining areas. The bedroom is very spacious and has a private balcony entrance. The bathroom offers a double vanity sink and shower/tub combo. There is laundry in the unit as well as an additional closet that would be a fantastic owner's closet if used as a short- term rental. The balcony Is quite large and has endless possibilities! The plaza offers easy access to many great businesses including a European market, several eateries and the Panama City Winery, just to name a few. The community has wonderful amenities including a beautiful pool and pool house with a lagoon view to match. There is a dock on the lagoon that's perfect for launching your paddle boards and kayaks! Take your boat out to the island! Shuffleboard, tennis courts and a fire pit are also on site.

8730 Thomas Drive Unit 1201-B, Panama City Beach

Listing courtesy of Sunspot Realty, LLC.