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$159,000

Affordable Panama City Beach condo with boating access, beach access, and short-term rental potential! This fully furnished, turnkey studio at Plazas of St. Thomas offers a unique combination of beach and boating lifestyle in Panama City Beach, Florida. The unit features a King bed, kitchenette, full bath, coastal décor, and a large closet with additional storage. Owners and tenants can enjoy on-site boat docking and boat-trailer parking on a first-come, first-served basis, with the community lagoon providing water access to the bay and Gulf. Community amenities include Security Code-Gated Entry, in-ground swimming pool, sauna, clubhouse, fire pit, secured open parking, and boat dock. Conveniently located near Panama City Beach restaurants, shopping, entertainment, and just a short walk to Public Beach Access 24 and the white-sand beaches of the Gulf. Whether you're looking for an affordable PCB vacation property, second home, short-term rental investment, or coastal getaway with boat access, this furnished condo offers a compelling opportunity to own in Panama City Beach.

1 Beds ⋅ 1 Baths ⋅ 795006 MLS

Affordable Panama City Beach condo with boating access, beach access, and short-term rental potential! This fully furnished, turnkey studio at Plazas of St. Thomas offers a unique combination of beach and boating lifestyle in Panama City Beach, Florida. The unit features a King bed, kitchenette, full bath, coastal décor, and a large closet with additional storage. Owners and tenants can enjoy on-site boat docking and boat-trailer parking on a first-come, first-served basis, with the community lagoon providing water access to the bay and Gulf. Community amenities include Security Code-Gated Entry, in-ground swimming pool, sauna, clubhouse, fire pit, secured open parking, and boat dock. Conveniently located near Panama City Beach restaurants, shopping, entertainment, and just a short walk to Public Beach Access 24 and the white-sand beaches of the Gulf. Whether you're looking for an affordable PCB vacation property, second home, short-term rental investment, or coastal getaway with boat access, this furnished condo offers a compelling opportunity to own in Panama City Beach.

8730 Thomas Drive Unit 1301C, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$215,000

Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

1 Beds ⋅ 1 Baths ⋅ 793005 MLS

Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

8730 Thomas Drive Unit 1306B, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$174,888

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

1 Beds ⋅ 1 Baths ⋅ 792541 MLS

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

8730 Thomas Drive Unit 1309A, Panama City Beach

Listing courtesy of Coastal Living Realty & Associates.

$205,000

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

1 Beds ⋅ 1 Baths ⋅ 788675 MLS

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

8730 Thomas Drive Unit 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$199,000

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in this Fully Furnished condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

1 Beds ⋅ 1 Baths ⋅ 773181 MLS

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in this Fully Furnished condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

8730 Thomas Drive Unit 1203 B, Panama City

Listing courtesy of Beach Haven Realty.