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$850,000
3 Beds ⋅ 3 Baths ⋅ 793024 MLS
Just one block from the white sandy beach! Located withing walking distance to public beach access 18. Looking for your next rental? This home is currently bringing in $90k per year rental income. Whether looking to live in or rent the location can not be beat! The home has everything you could think of for maximizing rent including a pool, gaming, balconies for sunset and sunrise watching. Located on the East end near Surf Dr. The garage has been transformed into a game room. It can be converted back. Sq ft is approximate due to garage conversion. Originally 1600 sq ft with garage. No HOA! Video to come soon.

4109 Ocean Street, Panama City Beach

Listing courtesy of Real Broker LLC.

$2,400,000
4 Beds ⋅ 3 Baths ⋅ 790541 MLS
LARGE LOT ON THE GULF. 60 Feet directly on the Gulf. Most of the gulf front lots are 50 but this is 60 feet . This property is located next to 12 large homes built in the last few years. What makes this property special is that most of the new gulf front homes built on Surf Drive are built on 45 of Gulf frontage, THIS PROPERTY HAS 60 FEET OF GULF FRONTAGE. This is an original Florida beach cottage that has so much history and wonderful memories. It was one of the first to be built on Surf Drive. It can certainly be used as is but needs updating. Obviously, what makes this property so valuable is the fact that it is one of the largest gulf front lots in all of Panama City Beach. It is located on the east end of PCB on Surf Drive. Surf Drive is one of the most sought after locations as 12 large gulf front homes have been built next to this property in the last 5 years or so. IT IS WITHIN WALKING DISTANCE OF THE NEW WORLD FAMOUS TOOTSIES. It is less than 10 minutes to all of the marinas on Navy Blvd. St Andrewes State Park is only 5 miles away. This property is close to many restaurants, entertainment venues and golf courses.

8301 Surf Drive, Panama City

Listing courtesy of Lifes A Beach Real Estate, LLC.

$579,750
3 Beds ⋅ 2 Baths ⋅ 790409 MLS
Beautifully renovated coastal retreat just blocks from the Gulf, ideal as a primary residence, second home, retirement getaway, or vacation property in Panama City Beach. Hop on your golf cart and head to the beach, local restaurants, marinas, and nearby public boat ramps while enjoying the relaxed coastal lifestyle Lower Grand Lagoon is known for. This charming 3-bedroom, 2-bath home features an open-concept floor plan with modern finishes and thoughtfully upgraded features throughout. The spacious kitchen is designed for entertaining and includes stainless steel appliances, a double oven, farmhouse sink, and an oversized center island that flows seamlessly into the living and dining areas. Upstairs, two oversized bedrooms open onto a large sun-filled deck, creating the perfect space to relax after a day at the beach. Step outside into your own private backyard oasis featuring mature natural landscaping, a fully fenced yard, three gazebos for shaded outdoor living, and a tranquil waterfall feature that adds to the peaceful atmosphere. Move-in ready and full of coastal charm, this property offers the perfect blend of comfort, lifestyle, and location with no HOA.

8323 Elizabeth Avenue, Panama City

Listing courtesy of Real Broker LLC.

$925,000
3 Beds ⋅ 5 Baths ⋅ 789978 MLS
NO HOA! FINANCIAL POWERHOUSE! HEATED POOL! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Drive, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$1,545,000
5 Beds ⋅ 3 Baths ⋅ 781328 MLS
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

$1,540,000
4 Beds ⋅ 3 Baths ⋅ 781311 MLS
LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

Listing courtesy of Lifes A Beach Real Estate, LLC.

$2,875,000
6 Beds ⋅ 5 Baths ⋅ 769495 MLS
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

8205 Surf Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.