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$425,000

ASSUMABLE 5.625% VA LOAN! Welcome to 351 Hiland Drive in Panama City, a freshly painted, all-brick home that offers space, flexibility, and a rare financing opportunity in today's market. Qualified buyers have the chance to assume the existing 5.625% VA loan, which could mean significant savings compared to current interest rates. Ask your agent for details on eligibility and the assumption process. An inviting front porch welcomes you to the home, setting a warm tone from the moment you arrive. Inside, you'll find three bedrooms and two bathrooms, along with a flexible bonus space that adapts to the way you live. Use it as a home office, playroom, hobby room, workout area, or additional living space, and change it as your needs change. The classic all-brick exterior and fresh paint give the home a clean, move-in-ready feel. Outside, the property sits on approximately half an acre in a quiet cul-de-sac, giving you room to spread out. Whether you dream of outdoor projects, a vegetable garden, keeping chickens, or building a homestead-style setup, this lot offers the space to explore those possibilities (subject to local regulations). Two storage sheds provide convenient space for tools, lawn equipment, and other belongings, keeping everything organized and out of the way. The large driveway offers ample parking for family, friends, and guests. The home is served by private well water and a septic system, offering independence from municipal utilities. The location is just as practical as the property. You'll be close to Lynn Haven, Panama City, and Tyndall Air Force Base, making errands, dining, shopping, and commuting easy. Panama City Beach is approximately 25 minutes away, so beach days are never out of reach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive! ***VA LOAN ASSUMPTION:** Existing VA loan may be assumable by a qualified buyer, subject to lender/servicer approval and the buyer meeting all applicable VA and lender credit, income, and underwriting requirements. Assumption is not guaranteed. Buyer to independently verify eligibility, terms, balance, interest rate, and all requirements directly with the loan servicer/lender. Seller and listing broker make no representation or warranty regarding buyer qualification or approval of the loan assumption.

3 Beds ⋅ 3 Baths ⋅ 795073 MLS

351 Hiland Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$369,000

NO HOA! RARE 0.5-ACRE COMPOUND WITH POWERED 24x34 DETACHED WORKSHOP! Escape the cookie-cutter subdivisions. This unique Panama City gem features a massive, custom-built 24x34 wood-framed detached shop equipped with a standard roll-up garage door, side entry door, and dedicated electrical power--the ultimate setup for boats, project cars, or a heavy-duty trade workspace. Nestled on a beautifully maintained, fully fenced .48-acre lot, you have total freedom to park your RV or trailers with zero restrictive rules.Step inside this classic Craftsman-style residence to find durable, scratch-resistant Luxury Vinyl Plank (LVP) flooring stretching across the main living level, transitioning into a low-maintenance, fully tiled kitchen built for high-traffic utility. Designed for maximum structural privacy, this 3-bedroom, 2.5-bathroom footprint offers distinct living zones and warm character. The upstairs interior has been freshly painted, creating a bright, turn-key atmosphere.Enjoy massive, long-term peace of mind with heavy-hitting mechanical upgrades: energy-saving solar panels to slash your electric bills, a new roof (Dec 2018), a new HVAC system (2021), a brand-new layer of 13 inches of blown-in R-38 attic insulation, and a septic tank pumped just one year ago. Located in 32404 with an easy commute to Tyndall AFB, local boat launches, and daily essentials. This isn't just a house--it's an unrestricted hobbyist paradise built for real utility!

3 Beds ⋅ 3 Baths ⋅ 785869 MLS

4108 Transmitter Road, Panama City

Listing courtesy of Anchor Realty Florida.

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