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$1,200,000
2 Beds ⋅ 2 Baths ⋅ 793665 MLS
Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21802. The adjoining lot at 21806 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. Everything below is drawn from Bay County public records and the published Bay County Land Development Regulations. Confirm all of it with Bay County Planning and Zoning before relying on any of it. OPEN GULF VIEW TODAY The homes directly across Front Beach Road are low single story houses, so the Gulf view from this lot is open right now. On much of this stretch it is not, because taller beachfront construction sits between the north side lots and the water. Views are current condition and are not protected. The Gulf side parcels across Front Beach Road carry a more intense zoning designation than this parcel and could be redeveloped taller. Any buyer paying for the view should evaluate that independently. ZONING OF RECORD Bay County GIS shows this parcel zoned SR-1 Seasonal Resort with a Seasonal/Resort future land use designation, in unincorporated Bay County rather than inside the City of Panama City Beach limits. The SR-1 district, as published in the Bay County Land Development Regulations, lists the following among its permitted uses: single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. The published SR-1 bulk regulations show a 60 foot maximum height and a maximum density of 15 units per acre. Buyers should confirm the current code text, the applicable site plan and development review process, and any hearing requirements directly with Bay County Planning. Nothing here represents that a particular project, unit count, or height will be approved. Anyone planning nightly rental should confirm current Bay County short term rental requirements, including the county vacation rental certificate, tourist development tax registration, and the applicable state license. FLOOD ZONE X FEMA's National Flood Hazard Layer shows this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. Gulf side parcels across Front Beach Road fall in the mapped high hazard zones. Verify the current effective flood map and your own premium with your insurance agent. BUY ONE OR BUY BOTH Each lot measures roughly 55 feet of frontage by 135 feet of depth and exceeds the published SR-1 minimum lot area of 5,000 square feet and minimum lot width of 50 feet. Bought together, the two lots give a buyer about 111 feet of contiguous width instead of two separate 55 foot lots. What that supports in practice depends on setbacks, parking and impervious surface limits, all of which should be confirmed with Bay County Planning. An existing single family home sits on the lot. LOCATION North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. This is not a Gulf front parcel. Several nearby parcels on this stretch are carried on the tax roll as vacant. Assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots and the combined dimensions is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, development review requirements, flood zone, view impacts and all development standards with Bay County Planning and Zoning with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. Seller and listing broker make no representation as to what may be built, permitted or approved on this site or on any neighboring s

21802 Front Beach Road, Panama City Beach

Listing courtesy of Emerald Key Realty Inc.

$1,300,000
4 Beds ⋅ 3 Baths ⋅ 793664 MLS
Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. WHAT YOU CAN BUILD HERE Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre. A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote. Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception. FLOOD ZONE X FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost. BUY ONE OR BUY BOTH Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other. Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium. An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build. LOCATION North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel. The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.

21806 Front Beach Road, Panama City Beach

Listing courtesy of Emerald Key Realty Inc.

$2,299,000
6 Beds ⋅ 5 Baths ⋅ 792091 MLS
Experience refined coastal living just moments from the sugar-white sands and emerald waters of the Gulf. Located less than a one-minute stroll to the beach, this exceptional six-bedroom luxury residence offers beautiful Gulf views from the second and third floors while blending elegant design with effortless beachside comfort. Designed for both entertaining and relaxation, the private outdoor oasis features a heated swimming pool, spa, and inviting spaces to unwind after a day on the beach. Inside, the thoughtfully designed floor plan provides exceptional flexibility for owners and guests alike. The first level features a spacious guest suite with an ensuite bath, along with a stunning chef's kitchen showcasing custom cabinetry, a gas range, premium finishes, and an open-concept living area ideal for gathering with family and friends. The second floor offers three generously sized guest bedrooms with private baths, an additional living area, and a convenient kitchenette, creating the perfect retreat for extended family or guests. The private third-floor owner's suite is easily accessed by elevator and captures beautiful Gulf views, accompanied by an additional bedroom to complete the upper level. Located in a short-term rental-friendly community, this home offers ample parking, a fire sprinkler system, and the convenience of elevator access to the upper floors. Lovingly owner-occupied and never offered as a vacation rental, the property has been meticulously maintained and presents a rare opportunity to own an exceptional luxury beach home just steps from the Gulf.

123 Dupree Street, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$1,750,000
5 Beds ⋅ 5 Baths ⋅ 776228 MLS
Welcome to a one-of-a-kind beach retreat located on the highly sought after west end of Panama City Beach, south of Highway 98. Now priced over $200,000 below the previous list, this unique coastal estate delivers exceptional value and versatility. Whether you're searching for a full time residence, a second home, or a high performing vacation rental, this property offers a rare opportunity just a short walk from the sugar white sands and turquoise waters of the Gulf. Thoughtfully designed for comfort, space, and income potential, the property includes a spacious main home, a detached carriage house, a private saltwater pool, and even a citrus garden oasis tucked beneath mature oak trees. The main home spans 2,184 square feet and features 4 bedrooms and 4 full bathrooms, including two primary suites (one on each level), each with spa like en suites and generous walk in closets. The open concept layout flows seamlessly from a sun drenched living room into a chef's kitchen outfitted with solid wood cabinetry, granite countertops, stainless steel appliances, and a large breakfast bar. A dedicated dining area offers plenty of room for entertaining. Upstairs, enjoy a bonus living area with a wet bar that opens to an oversized 350 square foot covered balcony, complete with Gulf views and a built in porch swing, perfect for your morning coffee or sunset lounging. Quality finishes like porcelain tile and wood floors run throughout, adding timeless appeal. Outside, your private saltwater pool with tanning shelf invites you to relax or entertain in style. The surrounding deck has been recently resurfaced, and a covered grilling station makes it ideal for poolside gatherings. An outdoor shower provides convenience after a day at the beach or by the pool. Tucked behind the pool, the 660 square foot Carriage House includes a full kitchen, living and dining areas, 1 bedroom, and 1 full bath, perfect for guests, extended family, or short term rental income. It sits above a large two car garage with private bays and additional storage. (Golf cart not included, but negotiable.) A hidden gem of the property is the lush citrus garden, which produces lemons, limes, tangerines, blood oranges, grapefruits, and more. Shaded seating areas beneath the trees create peaceful corners to unwind year round. This is a rare offering in one of Panama City Beach's most desirable pockets, brimming with amenities, income potential, and priced to move. Whether you're searching for a private retreat, a second home or a unique investment opportunity, this property offers exceptional potential. Schedule your private showing today and experience everything this one of a kind property has to offer.

21806 Webb Street, Panama City Beach

Listing courtesy of Real Broker LLC.