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$395,000
789572 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

Listing courtesy of Counts Real Estate Group.

$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$549,000
788233 MLS
Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$899,000
752262 MLS
Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

5234 Finisterre Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$160,000
771228 MLS
Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts, playground and community dock. There is no build out time on this fabulous lot.

5217 Finisterre Drive, Panama City Beach

Listing courtesy of Coldwell Banker Realty.