Panama City Homes for Sale

Panama City Homes for Sale

Welcome to Panama City, Florida—a vibrant coastal gem nestled in Bay County, where the stunning Gulf of Mexico meets charming southern hospitality. Known for its pristine beaches, lush parks, and a rich tapestry of cultural experiences, Panama City offers a unique blend of relaxation and adventure that appeals to everyone from families to retirees.

As one of the fastest-growing areas in the state, Panama City boasts a diverse real estate market that caters to various lifestyles and budgets. Whether you’re dreaming of a beachfront condo with panoramic ocean views, a cozy single-family home in a friendly neighborhood, or a luxurious estate surrounded by nature, you’ll find an array of homes for sale that make your dream a reality.

The community is not only defined by its beautiful homes but also by its welcoming spirit. Residents enjoy a plethora of outdoor activities, from fishing and boating to hiking and biking in the nearby parks. The local dining scene is thriving, featuring everything from fresh seafood to eclectic international cuisine. Plus, with top-rated schools and a range of family-friendly amenities, Panama City is an ideal place to raise children or enjoy retirement.

Explore the vibrant lifestyle that awaits you in Panama City, FL. With its stunning scenery, rich history, and a flourishing real estate market, now is the perfect time to discover your new home in this coastal paradise. Let us help you find the perfect property that suits your needs and embraces the enchanting spirit of Panama City!

Newest Panama City Homes for Sale

$494,000
4 Beds ⋅ 2 Baths ⋅ 795324 MLS
Welcome home to this meticulously maintained custom residence in desirable North Shore, ideally located near a quiet cul-de-sac and convenient to shopping, dining, schools, and everyday amenities. Featuring a desirable split floor plan, this well-kept home offers an impressive list of recent upgrades and thoughtful improvements throughout. Major updates include a newer top-of-the-line Carrier HVAC system with gas heat, a high-output Rinnai tankless gas water heater that has been regularly flushed and maintained, and solid 1/2-inch bamboo hardwood flooring throughout much of the home. The kitchen is exceptionally well appointed with brand-new, never-used appliances, newly faced cabinetry with upper cabinetry recently replaced, granite countertops, a new sink, and a new Moen touch-activated faucet. Additional improvements include new rear French doors, a new entry door, and a recently painted interior. The living area is enhanced by a wood-burning fireplace with a granite hearth pad for added safety and a polished finished look. Both bathrooms have been tastefully updated. The guest bath features custom tile flooring, a granite vanity top, and a distinctive copper sink, while the remodeled primary bath offers attractive tile finishes and a spacious walk-in shower. Outside, the extended driveway provides ample room for additional vehicles, an RV, or ATVs while allowing the garage to remain available for primary vehicles. A heated gunite pool and spa, complete with new equipment and a newer gunite surface, create an inviting setting for relaxing, entertaining, and enjoying Florida living year-round. This well-equipped home also includes practical features that make routine upkeep easier and help preserve its well-maintained condition, including screened gutters. The garage is equipped with a 50-amp breaker and offers the option for air conditioning, providing added flexibility for use as a workshop, hobby space, or for additional comfort. With extensive upgrades, evident pride of ownership, and a fantastic North Shore location, this exceptional property is truly a wonderful place to call home. Call today to schedule your private showing. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.

622 Mallory Drive, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$465,000
4 Beds ⋅ 2 Baths ⋅ 795320 MLS
Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining This home was build by the amazing Suzanna Vickers where no detail is overlooked and no corner are cut. Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home. With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love. The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off. Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub. The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends. Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle. Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!

3540 Cedar Park Lane, Panama City

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$499,000
4 Beds ⋅ 4 Baths ⋅ 795304 MLS
A RARE OPPORTUNITY TO BUILD A HOME THAT FEELS UNIQUELY YOURS. This exceptional to-be-built residence in Laird Point offers something increasingly difficult to find--a beautiful new home with the opportunity for the buyer to participate in the selection process before construction is complete. Rather than purchasing someone else's choices, the buyer can personalize many of the finishes that will define the home, including flooring, cabinetry, countertops, paint colors, tile, fixtures and other design elements, subject to builder allowances and construction timing. Select the finishes that reflect your own taste and create a home that feels personal from the day you move in. The thoughtfully designed floor plan combines sophisticated architecture with the comfort and functionally expected in a luxury new-construction home. And because the home is to be built, the opportunity exists now to make selections that simply aren't possible once a completed home comes to market. New construction. Your selections. Your style. Your home. For a buyer who appreciates the advantages of a brand-new residence but doesn't want a cookie-cutter home designed for someone else, this is an exceptional opportunity to create something distinctly their own in Laird Point. Just as exceptional as the home is its setting within Laird Point, a distinctive gated waterfront community offering privacy, natural beauty and the relaxed lifestyle of coastal Florida. This particular homesite enjoys an especially desirable location. The water is directly across the street, providing the beauty and atmosphere of a waterfront setting without being directly on the shoreline. Behind the property are the community tennis and pickleball courts, creating an unusually open setting with no future home ever to be built directly behind this residence---a tremendous advantage for a buyer who values privacy, openness and a lasting sense of space. Laird Point offers the serenity of a private gated community surrounded by water and natural Florida beauty, while remaining convenient to the shopping, dining, recreation and attractions of the Panama City area. Combine this exceptional setting with the opportunity to select your own flooring, cabinetry, countertops, tile, colors and finishes, and this becomes far more than an opportunity to purchase a new home. It is a rare chance to create a home that reflects your style, your preferences and the way you want to live---in one of the area's most distinctive waterfront communities. Amenities also include RV/Boat storage and greenspace with sitting area. Schedule your private tour of Laird Point today.

1004 Tidewater Lane, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

$325,000
3 Beds ⋅ 2 Baths ⋅ 795301 MLS
Convenience, comfort, and room to enjoy everyday life come together at 614 Windy Lane in Panama City. This 3-bedroom, 2-bath brick home sits on approximately 0.39 acres on a cul-de-sac, while still putting Publix, Walmart, restaurants, shopping, and other everyday needs within walking distance. Step inside and you are welcomed by an open living space designed for both relaxing and gathering. Tile flooring runs through the main living areas, while the detailed tray ceiling with recessed lighting gives the room added character. A gas fireplace creates a natural focal point, whether you are spending a quiet evening at home or having friends over. The kitchen opens to the living and dining areas, making it easy to stay connected while cooking or entertaining. You will find plenty of cabinet and counter space, a breakfast bar for casual meals, and a tile backsplash that adds a finished look. The refrigerator, range/oven, microwave, and dishwasher are all included, so the kitchen is ready for everyday use from the start. The primary bedroom offers more than just a place to sleep. In addition to the main bedroom area, an open adjoining space gives you flexibility for a sitting area, reading nook, home office, dressing space, or whatever works best for your lifestyle. The primary bathroom features a double vanity, jetted tub, and separate shower. Two additional bedrooms offer even more flexibility for guests, work, hobbies, or additional living space. When you are ready to enjoy the outdoors, step onto the screened porch overlooking the fenced backyard. It is an inviting spot for morning coffee, an afternoon break, or winding down at the end of the day. The backyard provides room for outdoor activities, gardening, pets, or simply enjoying your own space. A two-car garage provides covered parking and additional storage. Other features buyers may appreciate include city water and sewer, no HOA, an approximately 4-year-old water heater, HVAC equipment that was serviced in 2025, and a transferable termite bond with Florida Pest Control. With its cul-de-sac location, brick exterior, screened porch, fenced yard, flexible primary suite, garage, and close proximity to shopping and dining, 614 Windy Lane offers a lot to enjoy in one convenient Panama City location.

614 Windy Lane, Panama City

Listing courtesy of LPT Realty LLC.

$749,499
4 Beds ⋅ 3 Baths ⋅ 795296 MLS
Spacious 4-bedroom, 3-bath home offering over 3,067 square feet of living space on approximately 1.14 acres with a peaceful pond view. With generous room sizes and a flexible floor plan, this home offers plenty of space to spread out, create a dedicated home office, or accommodate a variety of living needs. The main living area features a fireplace, while the well-appointed kitchen includes a double wall oven, U-shaped island, and abundant cabinet storage. A low-maintenance metal roof adds to the home's appeal. Step outside to a beautifully enclosed backyard featuring white vinyl privacy fencing and plenty of space for outdoor enjoyment. An expansive covered back patio provides an ideal setting for entertaining, dining, or simply relaxing, while a second, smaller covered area offers a peaceful spot to sit and enjoy the pond view. Together, the indoor and outdoor living areas provide exceptional space for entertaining and everyday enjoyment. An attached two-car garage with an additional attached utility garage provides plenty of room for vehicles and storage, while the oversized concrete parking area offers ample space for several additional vehicles. The home is serviced by a private well and septic system. Public sewer is available roadside. Adding to the property's versatility, the current zoning is C-1 Neighborhood Commercial with a Future Land Use designation of General Commercial (GENCOM). See commercial MLS for more info. Buyer to verify zoning, Future Land Use designation, utility availability, and permitted uses with the appropriate governmental authorities. If measurements deemed important, please verify.

2742 E Highway 390, Panama City

Listing courtesy of Think Real Estate.

$400,000
3 Beds ⋅ 2 Baths ⋅ 795293 MLS
Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio and pergola, all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants and water activities are all nearby. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions and entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity in a convenient Panama City Beach location.

8821 Laird Street, Panama City

Listing courtesy of Salty Marlin Realty LLC.

$350,000
2 Beds ⋅ 1 Baths ⋅ 795292 MLS
Welcome to 3940 Richardson Road, where extensive updates, spacious living, and a beautiful outdoor setting come together on 1.76 acres in Panama City. The home has been extensively remodeled, with a roof installed in 2019 and numerous updates completed since then. Inside, this two bedroom, one bathroom home features generously sized rooms and a versatile bonus room that can serve as an office, guest room, hobby space, or additional living area. A one car garage provides covered parking and extra storage space. The outdoor setting is truly impressive, with beautiful landscaping and enormous mature weeping willow trees creating a peaceful atmosphere filled with natural character. Mill Bayou Creek flows through the back of the property, adding to the scenery and distinctive appeal. A separate shed provides additional space for tools, lawn equipment, and outdoor belongings. With its updated interior, spacious rooms, flexible bonus room, garage, acreage, mature trees, and creek frontage, this property offers a wonderful combination of comfort, space, and natural beauty.

3940 Richardson Road, Panama City

Listing courtesy of Empire Real Estate of Florida LLC.

$199,000
3 Beds ⋅ 2 Baths ⋅ 795280 MLS
Welcome to 6511 Pridgen St, a well-maintained 1,248 square-foot end-unit townhome offering comfortable living with modern updates. Home features 3 bedrooms and 1.5 bathrooms. Upstairs is the 3 bedrooms, full bathroom, with a dedicated laundry closet. Enjoy the large privacy-fenced backyard, perfect for relaxing or entertaining. Located in a family-friendly neighborhood and conveniently located near shopping and Tyndall Air Force Base.

6511 Pridgen Street, Panama City

Listing courtesy of Coastal Choice Realty LLC.

$1,499,000
4 Beds ⋅ 3 Baths ⋅ 795278 MLS
DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City

Listing courtesy of Anchor Realty Florida.

$179,900
3 Beds ⋅ 2 Baths ⋅ 795270 MLS
Welcome to 315 Bayou Ave. This refreshed home boast 3 nice sized bedrooms with 2 full baths, new paint, appliances and flooring are just a few of the new additions. If your looking for solid affordable home that is move in ready.

315 Bayou Avenue, Panama City

Listing courtesy of HomeCoin.com.

$225,000
3 Beds ⋅ 2 Baths ⋅ 795266 MLS
Welcome home to this beautiful new construction 3-bedroom, 2-bath home situated on a spacious Lot in a peaceful setting. Designed with modern living in mind, this home features gorgeous quartz countertops, durable LVP flooring, and a bright, inviting floor plan. Enjoy plenty of outdoor space with a generous yard perfect for entertaining, relaxing, gardening, or creating your own backyard retreat. With brand-new construction, stylish finishes, and the tranquility of country living, this home offers the perfect combination of comfort, quality, and space. Just a few blocks from public Boat Ramp. Don't miss your opportunity to make this beautiful new home yours!

151 Harlem Avenue, Panama City

Listing courtesy of Beachy Beach Real Estate.

$429,000
4 Beds ⋅ 3 Baths ⋅ 795265 MLS
Open House this Sunday (9/13) from 1pm to 3pm. Gates will be open! A beautiful home in the desired Laird Point community. Pride of ownership is on display from the moment you arrive. Enter into a bright and airy open concept main space featuring stunning hardwood floors, recessed lighting, and trayed ceilings. 9ft ceilings throughout the entire home. A breath-taking kitchen boasting custom cabinetry, granite countertops, and subway tile backsplash. The oversized bar is the heart of the home connecting the kitchen to the living room. A beautiful dining space. Master suite offers plenty of natural light and huge walk-in closet with built-ins. Master bath has a custom tile shower. separate garden tub, and double vanities with granite top. Two guest rooms and guest bath are also on the main level. Both guestrooms are nice sized with built-ins in the closets. Guest bath features granite counters as well. Laundry room is on the first floor. Take the staircase to the 2nd level which offers an oversized bonus room and full bathroom. Could also be used as a 4th bedroom or mother-in-law suite. Large enough to use for 2 bedrooms if needed. A nice view of the bayou from this room. Walk-in attic and closet round out the second level. Back on the first level, take the French doors from the dining space to the covered patio, the perfect place to relax and unwind. The home backs up to a nature preserve and common area in the back and on one side giving it a private feel and just walking distance to the amenities. 2 car garage with high ceilings create more storage space. Panel and transfer switch for a generator. Laird Point is a gated waterfront community on a peninsula overlooking East Bay. Great proximity to fishing and boating, just minutes from Tyndall Air Force Base and Mexico Beach. Amenities include tennis, pickleball and a basketball court....Rv/boat storage...and a beautiful greenspace with a sitting area. Schedule your visit today!

926 Tidewater Lane, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

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