Panama City Condos for Sale

Panama City Condos for Sale

Welcome to Panama City, Florida – a vibrant coastal gem nestled in Bay County, where the sun-kissed beaches meet the charm of southern hospitality. Known for its stunning white sand beaches and crystal-clear waters, Panama City is more than just a vacation destination; it’s a thriving community that beckons those seeking a perfect blend of relaxation and adventure.

The heart of Panama City pulses with life, offering a variety of dining, shopping, and entertainment options. From fresh seafood restaurants serving the catch of the day to unique boutiques showcasing local artisans, there’s something for everyone. The area is also rich in outdoor activities, whether you’re exploring the picturesque St. Andrews State Park, embarking on a fishing expedition, or simply soaking up the sun on the beach.

For those considering a move to this idyllic locale, the condos for sale in Panama City present an incredible opportunity. Imagine waking up to breathtaking ocean views, with the soothing sound of waves lapping at the shore. These modern condos offer a range of amenities, including pools, fitness centers, and easy beach access, making them ideal for both full-time residents and seasonal visitors.

Whether you’re looking for a cozy retreat or a luxurious waterfront residence, Panama City’s real estate market has something to suit every taste and budget. Embrace the coastal lifestyle and invest in a condo that allows you to enjoy the beauty of Florida’s Gulf Coast every day. Your dream home awaits in Panama City!

Newest Panama City Condos for Sale

$269,000
1 Beds ⋅ 1 Baths ⋅ 793014 MLS
Discover your own slice of paradise at 8000 Surf Drive, Unit 19, perfectly positioned in the heart of Panama City Beach. This beautifully maintained coastal condo offers the ideal combination of comfort, convenience, and beachside living. Just steps from the sugar-white sands and emerald waters of the Gulf of America, this property is perfect as a primary residence, vacation getaway, or income-producing investment. Inside, you'll find a bright, open-concept living space designed for relaxed coastal living, with abundant natural light and an inviting atmosphere. The functional floor plan maximizes every square foot, creating a comfortable retreat after a day at the beach. Enjoy your morning coffee or evening sunsets while embracing the laid-back lifestyle that makes Panama City Beach one of Florida's most sought-after destinations. Located close to restaurants, shopping, entertainment, marinas, golf courses, and family attractions, this condo offers easy access to everything the area has to offer while providing a peaceful escape when it's time to unwind. Whether you're looking for a second home, a short-term rental opportunity, or a permanent beach residence, Unit 19 is an exceptional opportunity to own a piece of the Emerald Coast. Don't miss your chance to own this coastal gem--schedule your private showing today!

8000 Surf Drive Unit 19, Panama City

Listing courtesy of LPT Realty LLC.

$929,000
3 Beds ⋅ 4 Baths ⋅ 793004 MLS
Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

Listing courtesy of Anchor Realty Florida.

$240,000
2 Beds ⋅ 2 Baths ⋅ 792976 MLS
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City

Listing courtesy of Beachy Beach Real Estate.

$349,000
1 Beds ⋅ 1 Baths ⋅ 792959 MLS
Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring and more. Paver patio to go in end of July! The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 20% down- call for details.

4726 Bay Point Road Unit A110, Panama City

Listing courtesy of Keller Williams Success Realty.

$399,000
2 Beds ⋅ 2 Baths ⋅ 792920 MLS
2BR/2BA Gulf-front Summerhouse condo on Thomas Dr. in Panama City Beach. 1,075 SF with Gulf-view balcony, fully furnished and move-in ready. Located on the ninth floor of Summerhouse, a Gulf-front condominium community on Thomas Drive, this residence features updated interior finishes, direct beach access, resort-style amenities, and the added confidence of the building's 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS) already completed. Whether you're looking for a primary residence, vacation home, or investment property where short-term rentals are permitted, this condominium offers the flexibility today's buyers are seeking. Designed to maximize its Gulf-front setting, the open living and dining areas flow seamlessly to a private balcony where you can enjoy sweeping beach and Gulf views. The kitchen features updated stainless steel appliances, granite countertops, a breakfast bar, and ample cabinet space. Matching granite countertops in both bathrooms and luxury vinyl plank flooring throughout the entire unit create a clean, cohesive, contemporary look that is also easy to maintain. The split-bedroom floor plan enhances privacy, while the spacious primary suite offers Gulf views and direct balcony access. This condominium is offered fully furnished and is ready for immediate enjoyment. According to the seller, the unit has not been used as a rental during their ownership, reflecting the care it has received. Monthly HOA dues of $1,212.15 include cable TV, high-speed internet, water, sewer, trash, pest control, insurance, legal services, and professional management, helping simplify ownership. Situated on approximately 400 feet of Gulf frontage, Summerhouse offers an exceptional collection of resort-style amenities, including two swimming pools, one heated for year-round enjoyment, a beachfront hot tub, kiddie pool, gazebo, barbecue grills, a game room, pickleball, tennis, racquetball, shuffleboard courts, direct beach access, elevators, an on-site convenience store, and professional on-site management. Located along the desirable Thomas Drive corridor, this Gulf-front community is just minutes from St. Andrews State Park, marinas, charter fishing, diving excursions, waterfront restaurants, grocery stores, shopping, and many of Panama City Beach's most popular attractions. Spend your mornings watching dolphins offshore, your afternoons enjoying the sugar-white sand, and your evenings taking in spectacular sunsets from your private Gulf-front balcony. If you're searching for a Gulf-front condo in Panama City Beach with direct beach access, updated stainless steel appliances, granite countertops, luxury vinyl plank flooring throughout, resort-style amenities, a completed 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS), and short-term rentals permitted, this Summerhouse residence presents an outstanding opportunity to own a beautifully maintained beachfront property on Florida's Emerald Coast.

6505 Thomas Drive Unit 804, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$330,000
1 Beds ⋅ 1 Baths ⋅ 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

Listing courtesy of Emerald Coastal Inc.

$625,000
3 Beds ⋅ 3 Baths ⋅ 792803 MLS
This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

Listing courtesy of Carillon Realty Inc.

$474,900
2 Beds ⋅ 3 Baths ⋅ 792765 MLS
Ocean-View Luxury Condo - Sleeps 8 - Strong Pre-Bookings for the Year! Welcome to your dream ocean-view condominium! This fully furnished, beautifully updated unit comfortably sleeps eight guests and is move-in or rental-ready. It features a spacious layout with brand-new flooring throughout and a remodeled kitchen equipped with modern amenities. Designed for comfort and style, it offers two luxurious bedroom suites--one with a king bed and the other with a queen--each with private tiled bathrooms. A charming third bedroom/bunk room, complete with two bunk beds and an additional full bathroom, ensures ample space for everyone. The living room also includes a queen sleeper sofa, providing extra flexibility for larger groups. Step onto the private balcony and take in breathtaking views of the resort pool, sugar-white sandy beach, and the stunning emerald waters of the Gulf. Inside, you'll find everything you need for a seamless stay, including Cable TV, WiFi, a Washer/Dryer, and a Full Kitchen with essential appliances such as a Coffee Maker, Microwave, Toaster, and Blender. Shores of Panama has resort-style amenities, including a beachfront deck with a lagoon-style pool, a children's play area, an outdoor jacuzzi, a heated indoor pool and indoor jacuzzi, a tiki bar & grill, a fitness center, and a grilling area. Its prime location offers convenient access to top-tier dining, shopping, golf courses, and entertainment options, making it the perfect vacation retreat. With strong pre-bookings already secured for the year, this condo is an outstanding investment opportunity with immediate income potential! Don't miss your chance to own a piece of paradise--schedule your showing today!

9900 S Thomas Drive Unit 804, Panama City

Listing courtesy of Coastal Palms Real Estate.

$329,000
3 Beds ⋅ 2 Baths ⋅ 792656 MLS
Beautiful views of the Emerald Coast await you from this 3-bedroom, 2-bath condo! Master Bedroom features a king-size bed, private access to the oversized balcony, and large en-suite bathroom complete with a soaking tub, separate walk-in shower, and double vanities. Second bedroom offers a queen bed, and separate bunk room includes twin size bunk beds. Nicely sized kitchen featuring upgraded stainless steel appliances, and functional island. Offering a complete vacation experience where you never have to leave the property, this resort features diverse dining options--ranging from a seafood buffet and tacos to a dedicated brunch spot--alongside premium entertainment at the on-site 810 Billiards & Bowling, which boasts bowling lanes, simulators, axe throwing, and an arcade. Guests can unwind across five spectacular pools, a gulf-view fitness center, a full-service salon, and a lakefront boardwalk featuring nightly music and light-choreographed water shows. Combining ultimate leisure with everyday convenience, the resort also offers covered parking, grilling areas, an adjacent Walmart, and beach access just steps away from the sugar-white sands. This fully furnished, spacious retreat is completely turn-key and rental-ready, making it a perfect personal beach getaway and/or well-performing investment property.

9860 S Thomas Drive Unit 1922, Panama City

Listing courtesy of Anchor Realty Florida.

$319,000
3 Beds ⋅ 3 Baths ⋅ 792590 MLS
Welcome! Come enjoy picturesque pond views overlooking the Jack Nicklaus Golf Course from this beautifully situated 3-bedroom, 2.5-bath home in the gated community of Bay Point. In addition to 3 spacious bedrooms, you'll find a versatile bonus room that can easily serve as a 4th bedroom, home office, hobby room, or extra storage. The open floor plan is perfect for everyday living and entertaining. Enjoy an updated kitchen that opens to your dining area and a spacious living room and large sun porch, all with beautiful views and lots of light. The sunporch is a great spot to extend relaxing and entertaining, or an inviting multi-functional space that could also serve as a light filled home office, exercise or hobby area. This golf villa has great outdoor spaces with pond and golf course views, including covered balconies off of two bedrooms, a large back deck, and also features a large front courtyard entry. The covered balconies and spacious back deck are the perfect places to sip a beverage, share a meal, or lounge with a book while taking in your tranquil setting. The welcoming courtyard entrance is a large space to make your own and also features additional storage closet. This turnkey golf villa is offered fully furnished and move-in ready for you - even the bikes stay! Bay Point is one of the area's premier gated communities, featuring 24-hour security, a championship Jack Nicklaus golf course, a full-service marina, on-site dining, and a variety of amenities, all just minutes from the beaches, shopping, and restaurants of Panama City Beach. Call today and make this your new home at the beach!

4301 Bay Point Road Unit 487, Panama City

Listing courtesy of Keller Williams Success Realty.

$889,000
3 Beds ⋅ 2 Baths ⋅ 792588 MLS
Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking. For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market. Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.

8715 Surf Drive Unit 1601A, Panama City

Listing courtesy of Salty Marlin Realty LLC.

$300,000
2 Beds ⋅ 2 Baths ⋅ 792568 MLS
Waterfront living meets effortless boating at Landmark Condominiums! This beautifully maintained 2-bedroom, 2-bath condo includes Deeded Boat Slip #11 with a remote-controlled boat lift, making it a rare opportunity for boaters and waterfront enthusiasts. Enjoy beautiful views of St. Andrews Bay from your private balcony and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, plus an exterior storage unit for your beach and boating gear. Landmark is a well-maintained two-story waterfront community offering exceptional amenities, including a private marina, two swimming pools, fitness center, waterfront clubhouse with full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues include water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Boat Slip #11 accommodates an approximately 25-foot boat with a 10-foot beam and features electrical service and excellent rental potential. Enjoy quick access by water to Panama City Marina, St. Andrews Marina, St. Andrews Pass, the Gulf of Mexico, and Shell Island. Ideally located between Historic St. Andrews and Downtown Panama City, this property is perfect as a primary residence, vacation home, or investment opportunity. Schedule your private showing today!

2100 W Beach Drive Unit J201, Panama City

Listing courtesy of eXp Realty LLC.

Start Your Search