Port St Joe Homes under $400,000

Port St Joe Homes under $400,000

Welcome to Port St. Joe, Florida—a hidden gem nestled along the picturesque Gulf Coast in Gulf County. Known for its stunning beaches, charming small-town atmosphere, and rich maritime history, Port St. Joe offers an idyllic lifestyle for those seeking tranquility and natural beauty. With its vibrant local community, excellent fishing spots, and proximity to the pristine waters of the Gulf of Mexico, this quaint city is the perfect place to call home.

For prospective homeowners, Port St. Joe boasts an impressive selection of properties under $400,000, making it an ideal destination for first-time buyers, retirees, or anyone looking to invest in a slice of paradise. From cozy beach cottages to spacious family homes, the real estate market here offers a variety of options that cater to diverse lifestyles and budgets. Imagine waking up to the sound of waves crashing on the shore or enjoying evening strolls along the scenic waterfront—all possible when you choose to settle in this charming locale.

Port St. Joe is not just about beautiful homes; it’s also about community. Enjoy local festivals, farmers' markets, and a welcoming atmosphere where neighbors become friends. The area’s rich culture is complemented by outdoor activities such as kayaking, fishing, and hiking in nearby state parks.

Whether you’re looking for a weekend getaway or a permanent residence, Port St. Joe offers an unparalleled lifestyle surrounded by nature’s beauty and a tight-knit community. Discover your dream home in this enchanting coastal town today!

Newest Port St Joe Homes under $400,000

3050 W Highway 98 Unit C63, Port St Joe
$365,000
3 Beds ⋅ 4 Baths ⋅ 797642 MLS
COASTAL LIVING, COMFORT & CONVENIENCE IN BAREFOOT COTTAGES! Whether you're searching for a full-time residence, a Florida getaway, or an income-producing investment, this charming 3-bedroom, 3.5-bath cottage offers the flexibility to enjoy the best of life along Florida's Forgotten Coast! Located in the gated Barefoot Cottages community in Port St. Joe, this approximately 1,400-square-foot home welcomes you with an inviting open floor plan, and TWO spacious screened porches where you can sip your morning coffee, enjoy the coastal breezes, or unwind after a day on the water. Inside, the bright and airy living spaces feature attractive a spacious kitchen with stainless steel appliances, and plenty of room for gathering with family and friends. Each of the three bedrooms features its own private ensuite bathroom, providing comfort and privacy for residents and guests alike. Step outside your front door and enjoy resort-style amenities without the upkeep! Barefoot Cottages residents have access to three community swimming pools, hot tub, fitness center, community gathering room, and BBQ grilling areas. The gated neighborhood features colorful coastal cottages, lush landscaping, and a relaxed atmosphere that makes every day feel like a vacation. And let's not forget the LOCATION! Spend your days exploring the beautiful beaches of Windmark Beach, St. Joe Beach, and Mexico Beach. Launch your boat at the nearby public ramps, enjoy fishing and boating on St. Joseph Bay, or head into downtown Port St. Joe for locally owned restaurants, boutique shopping, and community events. Both short-term and long-term rentals are permitted, offering an option for buyers seeking an investment property. Whether you're dreaming of putting down roots along the coast, creating your own vacation escape, or adding to your investment portfolio, this Barefoot Cottages home offers an inviting opportunity to make the Forgotten Coast your own.

3050 W Highway 98 Unit C63, Port St Joe

Listing courtesy of Keller Williams Success Realty.

1316 McClelland Avenue, Port St Joe
$374,000
3 Beds ⋅ 2 Baths ⋅ 797445 MLS
Discover the charm of coastal living at 1316 McClelland Avenue, a beautifully renovated 3-bedroom, 2-bath Florida cottage situated on an oversized 0.41-acre lot in the heart of Port St. Joe! Offering the perfect combination of modern upgrades, generous outdoor space, and an exceptional location, this inviting home is ideal for a full-time residence, coastal getaway, or investment opportunity. Thoughtfully updated throughout, the home features approximately 1,100 square feet of comfortable living space with stylish luxury vinyl flooring, recessed lighting, fresh finishes, and a beautifully redesigned kitchen showcasing updated cabinetry, countertops, custom tilework, and modern appliances. Both bathrooms feature attractive updates, including a relaxing soaking tub in the primary suite. Extensive improvements completed in 2025 include the roof, HVAC, electrical and plumbing systems, spray foam insulation, and a tankless water heater, providing modern convenience while preserving the character of this classic Florida cottage. Step outside and discover one of this property's most appealing features: an expansive lot of approximately 17,990 square feet! With a creative driveway and walkway design and ample room for outdoor entertaining, boat or RV parking, a future swimming pool, or additional recreational space, this property offers flexibility that's increasingly difficult to find. Enjoy relaxing on the welcoming front porch or gathering with friends on the spacious rear patio. Bonus small garage that is perfect for storage or a golf cart. Best of all, there's no HOA! LOCATION IS EVERYTHING! Just a short distance from the beautiful waters of St. Joseph Bay and a convenient drive to the sugar-white beaches of Cape San Blas, St. Joe Beach, and Mexico Beach, this property places the best of Florida's Forgotten Coast within easy reach. Enjoy the convenience of golf-cart-friendly neighborhood streets providing access to downtown Port St. Joe, where you'll discover the Port St. Joe Marina, charming Reid Avenue, locally owned boutiques, restaurants, coffee shops, waterfront parks, and community events. Spend your mornings exploring downtown, afternoons boating or relaxing along the Gulf, and evenings enjoying spectacular sunsets over St. Joseph Bay. Offered furnished and ready for its next chapter, this delightful coastal cottage delivers the space, location, and laid-back lifestyle that make Port St. Joe such a special place to call home! Furniture and furnishings are negotiable independent of list price. Some dimensions were obtained from the Gulf County Property Appraiser's website, please verify if important.

1316 McClelland Avenue, Port St Joe

Listing courtesy of Rish Real Estate Group.

1033 Mcclelland Avenue, Port St Joe
$329,000
3 Beds ⋅ 2 Baths ⋅ 797080 MLS
Step into a home where Old Florida charm meets thoughtful updates. Situated on a spacious corner lot in the heart of Port St. Joe, this unique 3-bedroom, 3-bath cottage with a flex living space/bedroom was originally built in 1940 and has an effective build year of 2010, blending historic character with modern functionality. Inside, you'll find original details that tell a story, including the home's beautiful fireplace, antique interior doors, and sections of gorgeous original wood flooring. Over the years, additions have created a one-of-a-kind floor plan full of personality, charm, and cozy spaces that make this home anything but ordinary. Outside, mature palm trees and lush landscaping create a welcoming setting with an unmistakable Old Florida feel. The property also features a pole barn and convenient RV hookup, (perfect for a boat!) offering plenty of flexibility for hobbies, storage, guests, or recreational vehicles. Whether you're searching for a full-time residence or second home, this property offers timeless character, abundant outdoor space, and a location just minutes from the beautiful beaches, St. Joseph Bay, downtown Port St. Joe, restaurants, shopping, and local events. If you've been searching for a home with warmth, history, and a personality all its own, this charming cottage is one you won't want to miss.

1033 Mcclelland Avenue, Port St Joe

Listing courtesy of Selling The Coast LLC.

915 20th Street, Port St Joe
$399,900
3 Beds ⋅ 2 Baths ⋅ 797050 MLS
Welcome to 915 20th Street! Nestled on a quiet cul-de-sac in beautiful Port St. Joe, this charming 3-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and coastal convenience! Step inside to discover a spacious open-concept floor plan seamlessly connecting the living room, dining area, and kitchen. Abundant natural light fills the home, highlighting the 9-foot ceilings and granite countertops throughout. The kitchen features stainless steel electric appliances and plenty of space for everyday living and entertaining. The spacious primary suite offers a private retreat complete with a walk-in shower and generous walk-in closet. Built with quality and durability in mind, the home features Hardie board siding and high-impact windows. The beautifully landscaped exterior showcases attractive flower beds and a sprinkler system to help keep the grounds looking their best. An oversized two-car carport connects to the home by a covered breezeway, providing convenient sheltered access. The fully fenced backyard offers plenty of room to relax, entertain, or enjoy the included hot tub! Storage is no issue with ample storage throughout the property, including a large outdoor workshop/storage area. Location is everything, and this property puts you close to all that Florida's Forgotten Coast has to offer! Conveniently located just blocks from both a private school and a public school, the home is also less than 1 mile from the shopping and dining of downtown Port St. Joe, approximately 15 minutes from Mexico Beach, and 30 minutes from historic Apalachicola. Enjoy a short drive to beautiful white sandy beaches, public boat ramp access, and nearby parks. Whether you're looking for a primary residence, coastal getaway, or investment opportunity, this property offers an excellent opportunity to enjoy the laid-back coastal lifestyle.

915 20th Street, Port St Joe

Listing courtesy of Counts Real Estate Group Inc.

3050 W Highway 98 Unit D-81, Port St Joe
$259,919
2 Beds ⋅ 3 Baths ⋅ 797018 MLS
This beautifully designed two bedroom two bath home offers a lifestyle larger than expected, the open floor plan with both a family room and dining room as well as the open kitchen with a center island make cooking and entertaining more enjoyable. Both bedrooms offer ensuite baths for more privacy and comfort. Located in the highly sought after community of Barefoot Cottages. This enclave offers gated access, 3 pools, a gym, clubhouse, and beautiful outdoor gathering and playing space. Additionally, Barefoot Cottages are conveniently located close to downtown Port St. Joe, which offers, boutique shopping, numerous dining opportunities, a waterfront park and beaches, and many diverse water activities. If you are looking for a full time residence, part time retreat, or possible investment property, Barefoot Cottages are a must see.

3050 W Highway 98 Unit D-81, Port St Joe

Listing courtesy of Compass Florida, LLC.

150 Chateau Lane, Port St Joe
$384,900
4 Beds ⋅ 3 Baths ⋅ 796937 MLS
Welcome to the Aisle, a new home floor plan at Chateau Nemours in Port St Joe, FL. The Aisle features a spacious open kitchen and living room design on the bottom floor, and a thoughtfully laid out upstairs that feels large and cozy. The Aisle floor plan is a spacious 4-bedroom, 2.5 bathroom, with 1,960 square feet and includes a two-car garage. On the outside you will notice Hardie Color Plus Siding which is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail and a concrete walkway to the front door, which is covered by the second level. On the rear of the home, there are two backdoors covered by an awning with a concrete pad with room to sit on your back patio and enjoy the beautiful sunsets of Port St Joe. As you enter this home, you will think of endless possibilities for laying out your home with an open kitchen, living room, and dining area all in one that encompasses the entire first story of the home. The two-car garage leads right into the other side of the kitchen and dining area to the back door. In the upstairs bathrooms and kitchen, you will see beautiful granite countertops with undermount sinks, EVP flooring throughout the main areas, and soft, comfortable carpet in the bedrooms and stairs. Stainless-steel appliances including a dishwasher, microwave, and stove are included in these homes, as well as a Smart Home technology like all homes in Chateau Nemours. Our Chateau Nemours community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Chateau Nemours can enjoy exclusive access to the newly built amenity center with a pool, BBQ pits and lounge chairs! To learn more about this home and the other beautiful homes at Chateau Nemours, stop by our model home or schedule a tour with us today, you won't be disappointed!

150 Chateau Lane, Port St Joe

Listing courtesy of DR Horton Realty of Emerald Coast, LLC.

221 Angel Fish Street, Port St Joe
$254,000
3 Beds ⋅ 2 Baths ⋅ 796709 MLS
$254,000 -- Coastal RV Retreat Near Port St. Joe Bay! Enjoy the laid-back coastal lifestyle with this unique and convenient property just 200 yards from Port St. Joe Bay! Situated on a .11-acre fully fenced lot with two gates, this property offers an ideal setup for weekend getaways, family vacations, fishing trips, or a relaxing beach retreat. The 2019 Forest River Wildwood 35-foot RV is protected beneath a spacious 24' x 48' pole barn, constructed with substantial 8'' x 8'' support poles and sturdy metal beams. There's plenty of covered space to enjoy the outdoors while keeping the RV protected from the elements. A separate 1-bedroom, 1-bath additional building is partially situated under the pole barn and provides even more comfortable living and sleeping space. Inside, you'll find a welcoming living/dining area, a small kitchen/utility, a full bathroom, and a bedroom with a loft for additional sleeping accommodations. The RV itself features two bedrooms, a living/dining area with bench seating and a table that converts into additional sleeping space, plus a compact bathroom with a sink, toilet, and shower. Additional features include: on-demand water heater, 18,000 BTU split heating and cooling system, additional wall-mounted heating/cooling units in the kitchen and bedroom of the secondary building. Fully fenced lot with two gates has city water, sewer, and garbage service, spacious covered pole-barn area, and a public boat ramp is approximately 400 yards away. Whether you're looking for a coastal escape, a place to enjoy boating and fishing with family and friends, or a convenient home base near the Gulf, this property offers plenty of possibilities. Conveniently located just a short drive from Mexico Beach, Tyndall Air Force Base, and Panama City. $254,000.

221 Angel Fish Street, Port St Joe

Listing courtesy of 850 Hometown Realty.

1302 Woodward Avenue, Port St Joe
$349,000
3 Beds ⋅ 2 Baths ⋅ 796659 MLS
Situated on a spacious corner lot along a quiet street, this 3-bedroom, 2-bath home, and a new asphalt shingle roof installed in 2026. Inside, you will enjoy a cozy living area that opens to a lovely kitchen that offers gas range/oven, refrigerator/freezer, and microwave with plenty of counter space and breakfast bar. A stackable washer and dryer are conveniently located off the kitchen near the rear entrance. The primary bedroom features an ensuite bathroom with a shower, while the guest bathroom offers a tub/shower combination. Home does feature original hardwood flooring and new LVP that seamlessly flows together. Additional improvements reported by the seller include plumbing and electrical updates approximately two years ago and a newer water heater. The large lot gives a new owner the opportunity to build an outbuilding and possible pool/backyard oasis. The home's location provides easy access to downtown Port St. Joe, shopping, dining, and local amenities. Schedule your private showing today!

1302 Woodward Avenue, Port St Joe

Listing courtesy of BeMajor Gulf Coast Realty LLC.

9425 Starfish Avenue, Port St Joe
$349,900
2 Beds ⋅ 2 Baths ⋅ 796338 MLS
Welcome to 9425 Starfish Ave- A great home in a great neighborhood. Come see this BRAND NEW 2BR 1.5BA home, situated on a quiet street within 1/4 of a mile from the nearest beach access. Featuring quartz countertops, tile showers, and Resolve Rigid Core LVP flooring, the builder went above and beyond, beating out the competition's finishes. Walking into the house, you will be greeted by the open living room that flows right into the kitchen, featuring 9-foot ceilings and plenty of windows, allowing for lots of natural light. The kitchen is a standout with soft-close shaker cabinetry, sleek quartz countertops, an oversized island, and stainless steel appliances--ideal for both everyday meals and entertaining. With a primary suite big enough for a King-sized bed, and a guest bedroom big enough for a queen-size bed, the builder utilized every square foot of this house. Making your way to the full bathroom, you will see the walk-in tile shower and dual vanities, with access to both bedrooms. Enjoy outdoor living with a covered back porch and a private, fenced backyard that's ideal for relaxing or hosting. Modern amenities, energy-efficient features, and thoughtful craftsmanship make this home a must-see! This is the lowest-priced detached single-family home in the Mexico Beach/Beacon Hill/St Joseph Beach area, and with the incentives being offered with the preferred lender, we can get your cost-to-own down significantly! Call today for more information!

9425 Starfish Avenue, Port St Joe

Listing courtesy of 98 Real Estate Group, LLC.

9436 Starfish Avenue, Port St Joe
$399,900
3 Beds ⋅ 2 Baths ⋅ 796328 MLS
Welcome to 9436 Starfish Ave, a great home in a great neighborhood. Come see this BRAND NEW 3BR 2BR home, situated on a quiet street within 1/4 of a mile from the nearest beach access. Featuring quartz countertops, tile showers, and Resolve Rigid Core LVP flooring, the builder went above and beyond, beating out the competition's finishes. Walking into the house, you will be greeted by the open living room that flows right into the kitchen, featuring 9-foot ceilings and plenty of windows, allowing for lots of natural light. The kitchen is a standout with soft-close shaker cabinetry, sleek quartz countertops, an oversized island, and stainless steel appliances--ideal for both everyday meals and entertaining. Making your way to the primary suite, you will see the walk-in tile shower, dual vanities, and a closet with built-in wooden shelving. With two guest rooms big enough for a queen-size bed, the builder utilized every square foot of this house. Enjoy outdoor living with a covered back porch and a private, fenced backyard that's ideal for relaxing or hosting, along with a detached shed, big enough for a golf cart. Modern amenities, energy-efficient features, and thoughtful craftsmanship make this home a must-see! This is one of the few detached single-family homes in the Mexico Beach/Beacon Hill/St Joseph Beach area under $400k, and with the incentives being offered with the preferred lender, we can get your cost-to-own down significantly! Call today for more information!

9436 Starfish Avenue, Port St Joe

Listing courtesy of 98 Real Estate Group, LLC.

748 Norris Drive, Port St Joe
$349,900
4 Beds ⋅ 4 Baths ⋅ 795811 MLS
Welcome to the Alabaster a new home floorplan located at Buffer Farms in Port Saint Joe, FL. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Alabaster, a coastal luxury floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and relaxation, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two captivating stories, this home boasts 4 generously sized bedrooms, 3.5 well-appointed bathrooms, and the convenience of a single car garage. As you step through the inviting covered entry you enter a graceful foyer that flows seamlessly into an elegant dining area, setting the stage for memorable family gatherings. The heart of the Alabaster features an open-concept kitchen and family room, where a spacious center island, ample pantry, and abundant cabinetry invite culinary exploration and effortless entertaining. Quartz countertops, stainless-steel appliances, and EVP flooring accentuate this home beautifully making you feel right at home. Tranquility defines the main-level primary suite, complete with a luxe ensuite bath featuring a dual sink vanity, an oversized shower, and a spacious walk-in closet. Venture upstairs to discover a versatile living space that is ideal for media enjoyment or as an additional lounge space--centrally located by three additional bedrooms. Each additional bedroom has been designed with spacious closets and two share a bath while the fourth bedroom has a private ensuite bathroom. Each bathroom is also equipped with quartz countertops and white cabinetry throughout the home. On the outside of the home, you will see beautiful Hardie board siding, a covered rear patio area, and spacious yards to enjoy those unbeatable Florida sunsets. The Alabaster is an exciting addition to the lineup of homes at Buffer Farms. Schedule a tour to see this beautiful home today!

748 Norris Drive, Port St Joe

Listing courtesy of DR Horton Realty of Emerald Coast, LLC.

1608 Long Avenue, Port St Joe
$327,500
3 Beds ⋅ 2 Baths ⋅ 794986 MLS
Completely upgraded family home located in the heart of Port St. Joe. This beautiful home had a top-to-bottom makeover with new paint, floors, appliances, spray foam, HVAC, electrical/plumbing, trusses, sub-floor & lighting, nothing was left untouched in 2019. The property offers an inviting open concept living area with a modern kitchen complete with a breakfast bar and stainless steel appliances. The large master bedroom with cozy guest rooms make this the perfect family home, or coastal getaway. The large back yard - fully fenced gives rooms to park your boat or RV & has a storage shed with 100 amp panel that would make a great workshop. The location of this property is well sought after with close proximity of schools, the Bay, shopping, and dining all things Port St. Joe. With no HOA fees, this home may be the one for you.

1608 Long Avenue, Port St Joe

Listing courtesy of BeMajor Gulf Coast Realty LLC.

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