Santa Rosa Beach Homes under $500,000

Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

187 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$389,900

3 Beds ⋅ 3 Baths ⋅ 796101 MLS

Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

199 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$369,900

3 Beds ⋅ 3 Baths ⋅ 796100 MLS

MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

21 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$369,900

3 Beds ⋅ 3 Baths ⋅ 796099 MLS

MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

17 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$313,000

2 Beds ⋅ 1 Baths ⋅ 795794 MLS

Tucked peacefully away in the sought-after Point Washington area of Santa Rosa Beach, this quaint 2-bedroom, 1-bath bungalow offers the perfect blend of privacy, convenience, and coastal living. Situated on nearly half an acre of wooded land, the property provides plenty of space, storage, and workspace while remaining just minutes from the sugar-white sand beaches and emerald waters of South Walton. Inside, you'll find a spacious living area, full kitchen with breakfast bar, two nicely sized bedrooms, full bath, laundry area, and beautiful oak hardwood and travertine flooring. Step outside to enjoy the expansive deck and covered porch, perfect for relaxing, entertaining, or taking in the peaceful wooded surroundings. Recent updates include a brand-new HVAC system installed prior to listing, while the roof was replaced in 2017. Outdoor enthusiasts will appreciate being less than a mile from Charles Cessna Landing Boat Ramp on Hogtown Bayou, providing access to Choctawhatchee Bay along with two boat-launch lanes, courtesy dock, 16 boat-trailer parking spaces, playground, picnic pavilion, grills, fishing dock, and restrooms. Plus, Ed Walline Public Beach Access is only approximately 4.5 miles away, making it easy to enjoy the best of the Emerald Coast. Whether you're looking for a full-time residence, coastal getaway, or investment opportunity, this charming bungalow offers an incredible location with room to make it your own.

24 Nikki Circle, Santa Rosa Beach

Listing courtesy of Keller Williams Success Realty.

$439,000

3 Beds ⋅ 3 Baths ⋅ 795057 MLS

Some houses you tour. This one you settle into. It starts on the corner lot, under longleaf pines and oaks that throw real shade by late afternoon -- the kind that makes the back yard usable in August. Behind the full fence there's a fire pit, a garden, stone and gravel walkways, crape myrtle and palm, all of it kept green by full irrigation off a well pump. Come through the double gate on E Russel Ave and there's room to park the boat, the RV, whatever you tow. Inside, 1,610 square feet of open-concept living under wood floors, with a wood-burning fireplace for the three weeks a year the Panhandle earns one. Craftsman moldings in 6'' and 4'' run throughout -- the detail you notice on the second walkthrough, not the first. The kitchen keeps light shaker cabinets, granite counters and a breakfast bar built for morning conversation, with the laundry room just off it. Three bedrooms, three full baths, every bedroom with its own -- no one negotiates for the shower. Travertine floors and surrounds throughout, with a walk-in travertine shower and jetted tub in the primary. Evenings belong to the screened back porch that runs nearly the full width of the back of home. Town of Santa Rosa puts you minutes from shopping, dining and schools, under two miles from the Choctawhatchee Bay boat launch, and ten minutes from Emerald Coast sand!

115 Indian Woman Road, Santa Rosa Beach

Listing courtesy of Real Broker LLC.

16 Blue Cay Court Unit Lot 2, Santa Rosa Beach

$449,900

4 Beds ⋅ 4 Baths ⋅ 794494 MLS

NOW SELLING PHASE 2! Discover modern coastal living at 30 North, a new townhome community in Santa Rosa Beach offering thoughtfully designed residences in a highly desirable location. Now selling Phase 2, these 3-story townhomes feature approximately 1,970 sq ft of well-appointed living space, with 4 bedrooms & 3.5 baths designed to provide both comfort & flexibility. The thoughtfully designed floor plan offers a private 1-car garage & a first-floor bedroom with a full bath, creating an ideal space for guests, a home office, or multigenerational living. The second floor serves as the heart of the home, featuring an open-concept kitchen, dining area, and family room with a seamless flow that is perfect for everyday living & entertaining. A spacious balcony extends the living space outdoors, offering an inviting place to enjoy the natural surroundings. Upstairs, the private primary suite features a walk-in closet & well-appointed primary bath, while 2 additional bedrooms & another full bath provide comfortable accommodations for family or guests. With living spaces thoughtfully distributed across three levels, the floor plan offers an ideal balance of gathering spaces & private retreats. Interior finishes are designed with modern coastal living in mind, including quartz countertops, luxury vinyl plank & tile flooring, and beautifully tiled showers. A 1-car garage provides convenient parking & additional storage, while the HOA includes exterior maintenance & wind insurance, offering added convenience and peace of mind. Ideally located in Santa Rosa Beach with convenient access to 30A, Freeport, local beaches, dining, shopping, and entertainment, 30 North provides an excellent opportunity to enjoy the Emerald Coast lifestyle from a brand-new home. Ask about available preferred lender credits and schedule your private tour today.

16 Blue Cay Court Unit Lot 2, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

12 Blue Cay Court Unit Lot 1, Santa Rosa Beach

$469,900

4 Beds ⋅ 4 Baths ⋅ 794412 MLS

NOW SELLING PHASE 2! Discover modern coastal living at 30 North, a new townhome community in Santa Rosa Beach offering thoughtfully designed residences in a highly desirable location. Now selling Phase 2, these 3-story townhomes feature approximately 1,970 sq ft of well-appointed living space, with 4 bedrooms & 3.5 baths designed to provide both comfort & flexibility. The thoughtfully designed floor plan offers a private 1-car garage & a first-floor bedroom with a full bath, creating an ideal space for guests, a home office, or multigenerational living. The second floor serves as the heart of the home, featuring an open-concept kitchen, dining area, and family room with a seamless flow that is perfect for everyday living & entertaining. A spacious balcony extends the living space outdoors, offering an inviting place to enjoy the natural surroundings. Upstairs, the private primary suite features a walk-in closet & well-appointed primary bath, while 2 additional bedrooms & another full bath provide comfortable accommodations for family or guests. With living spaces thoughtfully distributed across three levels, the floor plan offers an ideal balance of gathering spaces & private retreats. Interior finishes are designed with modern coastal living in mind, including quartz countertops, luxury vinyl plank & tile flooring, and beautifully tiled showers. A 1-car garage provides convenient parking & additional storage, while the HOA includes exterior maintenance & wind insurance, offering added convenience and peace of mind. Ideally located in Santa Rosa Beach with convenient access to 30A, Freeport, local beaches, dining, shopping, and entertainment, 30 North provides an excellent opportunity to enjoy the Emerald Coast lifestyle from a brand-new home. Ask about available preferred lender credits and schedule your private tour today.

12 Blue Cay Court Unit Lot 1, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

128 Golden Eagle Court, Santa Rosa Beach

$420,000

3 Beds ⋅ 2 Baths ⋅ 794372 MLS

!!! Seller will consider all reasonable offers and open to seller concessions!!! Located in the desired neighborhood of Eagle Bay, perfectly positioned between the white sandy beaches of 30A and walking distance to the Choctawhatchee Bay, offering access to fishing, paddle boarding, or launching a boat at the nearby shallow water launch. This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and convenience. The thoughtfully designed split-bedroom floor plan features a master bedroom with an en suite bathroom and walk-in shower, while two guest bedrooms are situated on the opposite side of the home, providing privacy for family and visitors alike. The living area features a fireplace, creating a warm and welcoming space for relaxing or entertaining. Step outside to enjoy the fully fenced backyard featuring pet-friendly artificial turf and a screened-in gazebo perfect for outdoor dining and entertaining. The garage includes an added 6' x 12' temperature-controlled room that offers flexibility for use as a home office, art room, or additional storage. Please see the documents section for a complete list of upgrades and improvements. Enjoy the convenience of neighborhood amenities, including a restaurant, offering a public pool, just steps away. Ideally located minutes away from Sacred Heart Hospital, Grand Boulevard's shopping, dining, and entertainment, and 30A, this home is a wonderful opportunity to enjoy the relaxed coastal lifestyle of Santa Rosa Beach.

128 Golden Eagle Court, Santa Rosa Beach

Listing courtesy of Beach House Sales and Development.

1338 N Co Hwy 393 Highway, Santa Rosa Beach

$495,000

3 Beds ⋅ 3 Baths ⋅ 792823 MLS

Welcome to The Spin Inn, a coastal model home where you can spin in, settle down and stop spinning out. Built by Soto Florida Construction in 2024, this professionally designed and fully furnished 3-bedroom, 2.5-bath home offers approximately 1,412 square feet of thoughtfully planned living space in the heart of Santa Rosa Beach. Cessna Landing is within walking distance, making this an appealing option for boaters and outdoor enthusiasts. The modern kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances and a classic subway tile backsplash. Durable luxury vinyl plank flooring runs throughout, creating an attractive, low-maintenance interior suited for coastal living. The primary suite includes a double vanity and a walk-in shower with large-format tile and a glass enclosure. Covered front and rear porches provide just enough room to sit, sip your coffee and enjoy the salt air. The open-concept floor plan combines clean, modern finishes with playful circular design elements, signature spinning chairs, a mirrored feature wall, night-sky lighting and a galaxy-inspired children's room. Every space has been intentionally styled to create a memorable sensory experience while remaining polished, comfortable and practical for everyday living. Offered as the builder's completed model home, The Spin Inn conveys fully furnished with its coordinated furniture, décor and household setup. It offers a turnkey opportunity for use as a primary residence, second home or potential short-term rental without the expense and aggravation of furnishing another empty box. The Spin Inn also serves as the design model for 1398 N. County Highway 393 and 25 Indian Woman Road, separately listed homes by the same builder offered at $445,000 in their current unfurnished condition. An optional $50,000 professional design and furnishing package is available for either property by separate written agreement. See MLS #787857 and MLS #787862 for details. Conveniently located near Scenic Highway 30A, Gulf beaches, Choctawhatchee Bay, restaurants, shopping and the best of Santa Rosa Beach. This is not merely a staged home. It is a fully realized example of what thoughtful construction, creative design and a little imagination can produce. Buyer to verify all dimensions, rental eligibility, licensing requirements and information deemed important. No rental income, occupancy or investment performance is guaranteed.

1338 N Co Hwy 393 Highway, Santa Rosa Beach

Listing courtesy of Anchor Realty Florida.

$465,000

3 Beds ⋅ 2 Baths ⋅ 790522 MLS

3.99% VA assumable loan available for qualified Veterans! This beautifully maintained 3-bedroom, 2-bathroom home offers approximately 1,842 square feet and is located in the desirable Harstvedt Plantation community. Featuring a sought-after split floor plan and numerous thoughtful upgrades throughout, this home blends comfort, functionality, and style. Interior highlights include engineered hardwood flooring, granite countertops, stainless steel appliances, upgraded cabinetry, crown molding, and a spacious primary suite. The primary bathroom has been tastefully renovated with updated flooring, a beautifully tiled walk-in shower with rain head, and a freestanding soaking tub that creates a true retreat feel. Additional improvements include updated lighting, custom shelving and storage in the laundry room, a custom-designed primary closet, added garage cabinetry, a new roof (2024), impact windows (2022), and HVAC system (2023). The living area has also been enhanced with a newly added electric fireplace and mantle, creating a warm and inviting focal point. Step outside to enjoy the fenced backyard designed for relaxing and entertaining, complete with pavers, a pergola, outdoor fireplace, and raised garden area. Harstvedt Plantation is a well-established community with a low HOA fee and is located in an X flood zone, meaning flood insurance is not currently required. Conveniently situated within walking distance to the bay and just minutes from Pilcher Park and the Cessna Landing boat ramps, this location also provides easy access to the shopping, dining, and entertainment of 30A and South Walton. Schedule your private showing today and experience everything this exceptional property has to offer.

119 Gustaf Drive, Santa Rosa Beach

Listing courtesy of Keller Williams Realty Emerald.

$445,000

3 Beds ⋅ 3 Baths ⋅ 787862 MLS

Builder says move it - now offering up to $10,000 toward allowable buyer closing costs and/or an interest-rate buydown! Built in 2024, this modern Florida cottage in Santa Rosa Beach offers a clean, functional design, a single-level layout, no HOA and convenient access just off Highway 331. This 3-bedroom, 2.5-bath home features an open-concept living, kitchen and dining area designed for comfortable flow and natural light. The kitchen includes white shaker cabinetry, stainless steel appliances, a subway tile backsplash and a large island with seating. Luxury vinyl plank flooring runs throughout the home, complemented by recessed lighting and a split-bedroom floor plan that provides added privacy for the primary suite. The primary bathroom features a double vanity and a glass-enclosed walk-in shower with a tiled surround. Exterior features include Hardie board siding and trim, a covered front porch, a spacious private driveway and a 50-by-125-foot lot. The low-maintenance setting offers flexibility without HOA fees, assessments or architectural restrictions. Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, and custom website design subject to final selections, availability and written specifications. With convenient access to Emerald Coast beaches, dining, shopping, Choctawhatchee Bay and the surrounding Santa Rosa Beach area, this property may work well as a primary residence, second home or rental investment. Short-term-rental use is subject to applicable zoning, licensing and regulatory requirements. The $10,000 builder incentive is subject to acceptable contract terms, buyer qualification and any applicable lender requirements. All information is deemed reliable but not guaranteed. Buyer to verify all details, including measurements, features, zoning, rental eligibility and permitted uses.

25 Indian Woman Road, Santa Rosa Beach

Listing courtesy of Anchor Realty Florida.

Santa Rosa Beach Homes under $500,000

Newest Santa Rosa Beach Homes under $500,000