Holmes County Homes under $400,000

Holmes County Homes under $400,000

Welcome to Holmes County, Florida – a hidden gem nestled in the heart of the Sunshine State. Known for its serene landscapes and warm community spirit, Holmes County offers a unique blend of rural charm and modern conveniences. With its lush greenery, picturesque farms, and friendly neighborhoods, it’s an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

One of the most appealing aspects of Holmes County is its affordability, especially when it comes to housing. If you’re in the market for a home under $400,000, you’ll be delighted by the variety of options available. From quaint single-family homes with sprawling yards to charming cottages that exude character, there’s something for everyone. Many properties feature modern amenities, spacious layouts, and beautiful outdoor spaces, making them perfect for both relaxation and entertaining.

Living in Holmes County means you can enjoy a slower pace of life while still being within reach of larger cities. The county is conveniently located near major highways, allowing for easy access to nearby attractions, shopping, and dining options. Whether you’re exploring the natural beauty of the area or participating in local events, you’ll find that Holmes County is a place where community and nature thrive together.

With its affordable housing market and strong sense of community, Holmes County is the perfect place to call home. Come discover the charm and warmth of this beautiful Florida county – your dream home awaits!

Newest Holmes County Homes under $400,000

3271 Twin Lake Drive, Bonifay
$219,900
3 Beds ⋅ 2 Baths ⋅ 796126 MLS
Enjoy peaceful country living on just over 3 acres with this 2018 manufactured home offering 3 bedrooms, 2 bathrooms, and plenty of room to spread out. The home features a comfortable, functional layout along with a screened-in porch that provides a relaxing place to enjoy the surrounding property. Outside, the acreage offers space for gardening, outdoor activities, animals, or creating your own homestead-style setup. The property also includes an RV hookup and an assortment of established plants and trees, including blackberry bushes, pecan trees, three pomegranate trees, a fig tree, rosemary bushes, oregano, and sage. With open space, privacy, and room for future projects, this property offers a great opportunity for anyone looking for acreage and a quieter setting with added flexibility for RV use.

3271 Twin Lake Drive, Bonifay

Listing courtesy of Elite Realty.

330 Hightower Avenue, Bonifay
$249,900
3 Beds ⋅ 2 Baths ⋅ 796103 MLS
Welcome to 330 Hightower Avenue in Bonifay, where a beautifully remodeled home, generous living spaces, and a peaceful backyard water view come together in a convenient in-town location. This 3-bedroom, 1.5-bath home has been refreshed throughout with fresh interior paint, new flooring and an updated kitchen, creating a bright, clean, move-in-ready feel. Inside, you'll find plenty of room to grow with both a large living room and a spacious family room, giving you flexibility for entertaining, relaxing, a home office, play area, or additional gathering space. The large kitchen and dining combination provides plenty of room for family meals, holiday dinners, and get-togethers, with an open, comfortable layout designed for everyday living. Outside, the large covered front porch adds to the home's welcoming character and provides a great place for rocking chairs and morning coffee. Out back, mature trees create a peaceful setting overlooking a beautiful water view, adding a touch of nature and tranquility that you don't often find with the convenience of an in-town property. The spacious yard offers plenty of room to enjoy the outdoors and create your own backyard retreat. The Bonifay location provides convenient access to local schools, shopping, dining, and I-10, making travel throughout Northwest Florida easy. When you're ready for a day on the coast, the white-sand beaches of Panama City Beach are a short drive away while Northwest Florida Beaches International Airport (ECP) is approximately 45 miles from Bonifay, providing convenient access for air travel. Don't wait to discover everything this Bonifay property has to offer--schedule your private showing today and see why 330 Hightower Avenue could be the place you'll want to call home! Please note: Some photos have been virtually staged to showcase furnishing ideas, room functionality, and the possibilities each space has to offer. Virtual furnishings and décor are for illustrative purposes only and are not included with the property

330 Hightower Avenue, Bonifay

Listing courtesy of Chipola Realty, Chipley Office.

3497A E White Street, Bonifay
$50,000
3 Beds ⋅ 2 Baths ⋅ 796075 MLS
This 2014 mobile home presents a great opportunity for an investor looking for a property with significant upside. The home is in need of primarily cosmetic rehabilitation, has the potential to add value through updates and improvements. with the seller making no repairs or concessions. Buyers should conduct their own inspections and due diligence to determine the scope of work and investment potential.

3497A E White Street, Bonifay

Listing courtesy of Beycome of Florida LLC.

3558 Seminole Lane, Bonifay
$389,900
4 Beds ⋅ 3 Baths ⋅ 795887 MLS
Beautiful custom built 4/3 two story home in Russ Lake Estates. This home offers an open floor plan with an inviting living room, tray ceiling, and an electric fireplace. The kitchen has plenty of storage, counter space, pantry, and a breakfast bar for additional seating. A separate dining area with french doors going out to a covered porch perfect for cookouts, entertaining, or family time. Enjoy the natural light from the large windows throughout the home. The spacious primary bedroom has a tray ceiling, a primary bathroom offering a double vanity, separate tub and shower, and a walk in closet. There are 2 additional bedrooms and a full batheoom downstairs. Upstairs you find a bonus room with multiple uses as a 4th bedroom, office space, or entertainment room with a full bathroom. There is also access to the attic from this space for storage. There is an attached double garage equipped with up to 40 amps EV outlet. For power outages, there is a Generac 26kw generator that runs on propane. Home sits on a 1.1 acre +/- corner lot with most of the property fenced in. Owners have access to Russ Lake. HOA is currently $400 per year. Home is in a great location as it is centrally located between Chipley, Graceville, and Bonifay. Some photos have been AI enhanced.

3558 Seminole Lane, Bonifay

Listing courtesy of Bell Realty of NWFL LLC.

2777 Muir Lane, Bonifay
$329,999
3 Beds ⋅ 2 Baths ⋅ 795844 MLS
A full acre on the 9th fairway at Dogwood Lakes, with a 24' x 30' detached metal building and no HOA. Golf course lots rarely come with room for a real shop, and this one does. Built in 2003, the home offers 1,905 heated square feet, 2 full baths, and central heat and air, set back from the road on a quiet, tree-shaded lot. The back of the property opens directly onto the fairway of the par-5 9th hole, so the view out back is open green and tall pines. A fenced yard area adds even more flexibility. The metal building has its own concrete drive and adds 720 square feet for a workshop, boat, golf cart, or storage. With no HOA, there are no association rules on how you use it. Dogwood Lakes Golf Club is an 18-hole, par-72 public course that has been part of this community since 1962, with a driving range, practice green, and the 19th Hole restaurant and bar just up Country Club Drive. Downtown Bonifay is about 11 minutes away, I-10 is about 16 minutes, Dothan is under an hour, and Panama City Beach is about an hour south. Schedule your private showing today.

2777 Muir Lane, Bonifay

Listing courtesy of Real Broker LLC.

3687 Bass Road, Graceville
$385,000
3 Beds ⋅ 3 Baths ⋅ 795534 MLS
Your own private backyard getaway is waiting--complete with in-ground pool, screened poolside entertaining area, pond, and plenty of space to enjoy the Florida lifestyle! This 3-bedroom, 2.5-bath home with a dedicated home office offers a great combination of comfortable indoor living and outdoor spaces designed for relaxing, entertaining, and making memories. Inside, the home features an inviting layout with a large living room highlighted by vaulted ceilings, a fireplace, and built-in shelving that creates a warm focal point for the space. The kitchen offers abundant cabinetry and counter space, center island, bar seating, and an adjoining breakfast area. A separate dining area provides additional space for family meals or entertaining guests, while the dedicated home office gives you a convenient place to work from home without sacrificing a bedroom. The primary bedroom is privately situated and features a large walk-in closet along with an en suite bath offering double vanities, a separate shower, and soaking tub. Two additional bedrooms are located on the opposite side of the home and share a convenient Jack-and-Jill style bathroom with double vanities. A half bath and laundry room round out the home's functional floor plan. The outdoor setup is where this property truly stands apart. Step from the covered back patio into the fenced backyard where the in-ground swimming pool creates the perfect centerpiece for warm Florida days. Overlooking the pool is a large separate screened entertaining area complete with a kitchenette, sink, refrigerator, cabinetry, ceiling fans, and plenty of room for dining, lounging, and hosting friends and family. An additional lean-to with a built-in grill makes outdoor cooking and entertaining even easier. Beyond the pool area, the property also features a pond, adding another peaceful outdoor element and a touch of country charm to the setting. From mornings on the covered front porch to afternoons by the pool and evenings gathered around the outdoor entertaining areas, this property has so much to offer.

3687 Bass Road, Graceville

Listing courtesy of SOUTHERN WAY REALTY, INC..

1687 County Road 160, Westville
$329,000
3 Beds ⋅ 2 Baths ⋅ 795421 MLS
Welcome to this beautiful country farmhouse situated on 5 acres in a peaceful area of Holmes County. Opportunities like this do not come along often. Built in 1955, this charming 3-bedroom, 2-bath home offers the character of a classic rural homestead combined with several thoughtful updates. The property is surrounded by mature pecan trees, established shade trees, and beautiful country landscaping that adds warmth and character to the setting. The acreage offers room for a garden, small farm, homestead, or simply enjoying the space and privacy of country living. Recent improvements include newer vinyl siding, an HVAC system replaced in 2019, newer metal roof, and granite countertops. Inside, the home offers a comfortable and functional floor plan with spacious living areas, laminate flooring, and a welcoming kitchen with abundant cabinet space. Whether you are searching for your first home, an investment property, a place to retire, or the perfect setting to create your own country homestead, this property offers space, charm, and endless possibilities for enjoying the rural lifestyle.

1687 County Road 160, Westville

Listing courtesy of CENTURY 21 Commander Realty.

2772 Bonifay Gritney Road, Bonifay
$195,000
3 Beds ⋅ 2 Baths ⋅ 795114 MLS
Farmhouse style 3 bedroom 2 bath 2024 Embrace by Champion Homes. Enjoy a picturesque view overlooking a pond of your new home whether sitting on the front porch or cuddling up on the couch. The open concept floor plan includes a family sized island, separate coffee bar area, stainless steel appliances, pantry, and separate laundry and dining areas. The master bedroom boasts a large walk in closet while the master bathroom includes a large walk in shower, double vanity, and an additional closet space/ dressing area. This split floorplan is perfect for raising a family or catering to guests. Located just outside the main hub of town, this location provides all of the quiet and beauty of country living while being only a few miles from all the conveniences of town.

2772 Bonifay Gritney Road, Bonifay

Listing courtesy of Performance Realty.

109 Mckinley Drive, Bonifay
$199,000
3 Beds ⋅ 2 Baths ⋅ 795088 MLS
This stunning white brick home in the heart of Bonifay, FL, has been updated offering modern comfort while maintaining its timeless charm. Features 3 Bedroom and a bath and a half that is spacious enough to add a shower or tub if needed. Boast a cozy living room and a separate spacious den. Spacious laundry room. Out back you will find a large 14 X 20 Patio, perfect for outdoor entertaining while the fully fenced backyard provides a secure and private space perfect for kids or pets even has an 8 X 10 metal storage building with concrete floor. Conveniently located with just a short 45-minute drive to the white sandy beaches of Panama City Beach, FL. This home combines small-town tranquility with easy access to nearby attractions. Whether you're searching for a cozy starter home or a smart investment property, this move-in-ready gem is sure to impress. Buyer even has a current survey.

109 Mckinley Drive, Bonifay

Listing courtesy of Bettie's Country Realty.

3021 Old Liberty School Road, Bonifay
$265,000
3 Beds ⋅ 2 Baths ⋅ 795002 MLS
Escape to your private country oasis with this beautiful and enduring 3-bedroom, 2-bathroom brick home, perfectly situated on 4.99 sprawling acres of peaceful, quiet countryside. This incredible property seamlessly blends tranquil rural living with everyday convenience, offering a spacious, flexible layout featuring two versatile bonus rooms--ideal for a home office, hobby space, or playroom--and a primary suite complete with a comfortable walk-in shower. The exterior features a two-car carport, a pristine concrete driveway, and an expansive paved parking area perfect for accommodating guests or a boat. The property is fully optimized for outdoor living with completely fenced front and back yards, a large historic barn full of character and storage potential, and endless room for a thriving garden, farm animals, or horses. Best of all, you can enjoy the serenity of your own private acreage while remaining just a short distance from downtown Bonifay for groceries and dining, and only one hour away from the world-famous white sands of Panama City Beach.

3021 Old Liberty School Road, Bonifay

Listing courtesy of Bettie's Country Realty.

3006 Highway 2, Bonifay
$245,000
4 Beds ⋅ 2 Baths ⋅ 794887 MLS
Welcome to this beautifully remodeled 4-bedroom, 2-full-bath brick home nestled on 3.07 peaceful acres in Bonifay, Florida. Offering the perfect combination of modern updates, comfortable living, and peaceful country surroundings, this property provides plenty of space and privacy while remaining conveniently located on a paved highway. Per the seller. Inside, the home has been thoughtfully updated with new laminate wood flooring and new carpet throughout, creating a warm and inviting atmosphere. The spacious master bedroom features a walk-in closet, and all appliances convey with the property. Recent updates include brand-new Florida-approved hurricane windows, a brand-new hot water heater, and 16 inches of new blown-in cellulose insulation for added comfort and energy efficiency. The roof is approximately 10 years old, providing additional peace of mind for the next owners. Outside, the property offers a fenced front yard, gravel driveway, and detached two-car carport. Around back, you'll find a 14' x 8' deck, providing the perfect spot to relax, entertain guests, or enjoy the peaceful natural surroundings. The property also includes a reliable well with clean water, septic system, and a 35-amp RV/camper hookup for added convenience. For outdoor enthusiasts, the East Pittman River boat ramp is just 11 minutes away, offering easy access to fishing, swimming, and camping. When you're ready for a day at the beach, Panama City Beach is just over an hour away, giving you convenient access to some of Florida's most beautiful Gulf Coast beaches. With 3.07 acres, extensive updates, a spacious floor plan, and plenty of outdoor amenities, this move-in-ready home offers comfort, privacy, and endless possibilities.

3006 Highway 2, Bonifay

Listing courtesy of Bettie's Country Realty.

225 Jernigan Avenue, Bonifay
$299,999
3 Beds ⋅ 3 Baths ⋅ 794783 MLS
If you've been looking for a home that offers plenty of room to spread out without sacrificing comfort, this one is sure to impress! This well-designed 3 bedroom, 2.5 bath home offers a unique and versatile floor plan with generously sized rooms and plenty of space for both everyday living and entertaining. Inside, you'll find an abundance of living space with two generous living and family rooms, giving you the flexibility to create separate areas for relaxing and entertaining. A fireplace adds warmth and character to the home, while the oversized dining room provides plenty of space for a large dining table, gatherings, and holiday meals. The kitchen features crisp white cabinetry, beautiful quartz countertops, stainless steel appliances, ample workspace, and a striking dark tile backsplash. One of the primary suites is especially impressive, featuring a large en suite bathroom with a double vanity, freestanding soaking tub, oversized tiled walk-in shower, and an exceptionally large walk-in closet. The second suite also offers the privacy and convenience of its own en suite bath, making this two-bedroom layout incredibly functional. Outside, the screened-in porch provides a comfortable place to relax and enjoy the outdoors while staying protected from the elements. A two-car garage offers covered parking along with additional storage space. With its oversized rooms, dual-suite floor plan, multiple living areas, and inviting indoor and outdoor spaces, this home is designed to adapt beautifully to the way you live.

225 Jernigan Avenue, Bonifay

Listing courtesy of SOUTHERN WAY REALTY, INC..

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