Boardwalk Central Homes under $500,000

Boardwalk Central Homes under $500,000

Welcome to Boardwalk Central, a vibrant subdivision nestled in the heart of Bay County, Florida. This enchanting community is perfect for those seeking a blend of coastal charm and modern living. Boardwalk Central is ideally located just a short drive from the stunning beaches of the Gulf of Mexico, offering residents easy access to sun-soaked shores and a plethora of outdoor activities.

One of the standout features of Boardwalk Central is its diverse array of homes available for under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this subdivision has something for everyone. The homes in Boardwalk Central boast a variety of architectural styles, from cozy bungalows to contemporary single-family residences, ensuring you find the perfect fit for your lifestyle.

The community is designed with family-friendly amenities, including parks, walking trails, and recreational areas that encourage an active lifestyle. Neighbors become friends in Boardwalk Central, where community events and gatherings foster a warm and welcoming atmosphere.

Living in Boardwalk Central means enjoying the best of Florida living—breathtaking sunsets, warm weather year-round, and a laid-back lifestyle. With excellent schools, shopping, and dining options nearby, everything you need is just around the corner. Discover your dream home in Boardwalk Central today, and experience the perfect blend of comfort, community, and coastal living—all without breaking the bank!

Newest Boardwalk Central Homes under $500,000

9450 S Thomas Drive Unit 1805, Panama City Beach
$334,000
1 Beds ⋅ 1 Baths ⋅ 795446 MLS
Beautiful fully furnished one bedroom gulf front condo in Boardwalk Beach Resort. Huge pool, hot tubs, and kid's water play area located beach front. Fully equipped kitchen with thick granite tops, bar and table seating, tile floors throughout, queen size bed in the bedroom, bunk beds in the hallway. This property is a great rental and even better vacation get away. Come see this while it is still available!

9450 S Thomas Drive Unit 1805, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

9450 S Thomas Drive Unit 1505D, Panama City Beach
$395,000
1 Beds ⋅ 1 Baths ⋅ 792481 MLS
Welcome to Boardwalk Beach Resort, one of the Emerald Coast's most sought-after Gulf-front communities. From the moment you arrive, it's easy to see why owners and guests love this resort. The stunning lagoon-style beachfront pool is one of the area's most impressive amenities and is a favorite among vacationers, helping make Boardwalk a strong choice for both personal enjoyment and investment potential. Unlike many beachfront resorts, Boardwalk features five elevators, minimizing wait times even during peak season, along with the convenience of covered parking and a parking area located directly in front of the building for quick and easy access. The location is hard to beat. You're within walking distance of Pineapple Willy's and just minutes from many of Panama City Beach's favorite local restaurants, shopping, entertainment, and attractions, giving guests everything they need for the perfect beach vacation. Unit 1505 has been exceptionally well maintained and has a proven rental history. It is being offered fully furnished and completely turnkey, including furniture, décor, towels, bedding, kitchenware, and dishware--everything needed to begin enjoying the property or welcoming guests immediately after closing. Buyers also have the option to continue with the current rental program if they choose, providing a seamless transition for those looking to generate income from day one. Whether you're searching for a beachfront vacation home, a second residence, or an investment property with excellent rental potential, Unit 1505 offers the ideal combination of location, convenience, and value.

9450 S Thomas Drive Unit 1505D, Panama City Beach

Listing courtesy of Miller & Associates Realty.

9450 S Thomas Drive Unit 905D, Panama City Beach
$419,000
1 Beds ⋅ 1 Baths ⋅ 792119 MLS
Boardwalk Beach Resort, Panama City Beach, Florida | Gulf-Front Condo For Sale | Brand New Updates! Ready to wake up to sugar-white sand, sparkling Gulf views, and that easy Panama City Beach lifestyle? This beautifully spacious 1-bedroom condo with a bunk area puts you right in the heart of the fun while giving you a relaxing coastal retreat to call your own. Step onto your private balcony and take in sweeping beachfront views--the perfect backdrop for morning coffee, sunset cocktails, and unforgettable beach memories. Inside, you'll find thoughtful upgrades that make this condo feel polished and inviting, including, elegant crown molding, nine-foot ceilings, wood-look tile flooring, new paint, new bath vanity+mirror, new hardware throughout, and new front door with Schlage Encode Smart Lock. You'll find new modern furnishings and TVs, new mattresses and bedding, new curtains, chic lighting fixtures, bold wallpaper and much more! Whether you're looking for your own beach getaway, a rental investment, or a little of both, this condo is designed to impress. Boardwalk Beach Resort is known for its incredible seaside setting, with 1,700 feet of pristine shoreline and amenities that make every day feel like vacation. Enjoy the zero-edge beachfront pool, relaxing hot tub, kid's splash area, warm sundeck, covered parking, and the popular Under the Boardwalk Bar & Grill. Condo owners here enjoy a guard gate at the entrance, top notch resort management, and some of the lowest HOA dues on our beach. The quiet, tucked away beach location is just as exciting as the views. Still near to many of Panama City Beach's favorite attractions like Tootsies Nashville Honkytonk, Pineapple Willy's, Signal Hill Golf Course, WonderWorks, Ripley's Believe It or Not, eateries, shopping, and more. Grab your flip-flops and reach out today to claim your dream of a coastal lifestyle!

9450 S Thomas Drive Unit 905D, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 1000 C BUILDING, Panama City
$289,500
1 Baths ⋅ 791372 MLS
Wake up to breathtaking panoramic Gulf views from this coveted corner studio at Boardwalk Beach Resort, where beachfront living meets effortless comfort. Thoughtfully designed to maximize space and functionality, this beautifully appointed retreat features a king-size bed, a well-equipped kitchenette, and an oversized bathroom complete with a soaking tub, separate shower, and dual-vanity sinks. Whether you're searching for a personal beach getaway or a high-demand vacation rental, this turnkey studio offers exceptional versatility and strong guest appeal. Its efficient layout and low-maintenance design make ownership easy while providing all the comforts visitors seek in a Gulf-front escape. Located on the desirable east end of Panama City Beach, Boardwalk Beach Resort offers a gated entrance and an array of resort-style amenities, including a beachfront pool, children's splash pad, hot tub, tiki bar, and convenient on-site market. Spend your days relaxing by the water, enjoying resort amenities, or simply taking in the stunning coastal views from your own private retreat. With direct beach access, outstanding amenities, and proven rental potential, this is a rare opportunity to own an affordable piece of paradise on the Gulf Coast.

9450 S Thomas Drive Unit 1000 C BUILDING, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 2102, Panama City
$474,900
2 Beds ⋅ 2 Baths ⋅ 791242 MLS
When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

9450 S Thomas Drive Unit 2102, Panama City

Listing courtesy of Keller Williams Realty Emerald.

9450 S Thomas Drive Unit 2106D, Panama City Beach
$355,000
1 Beds ⋅ 1 Baths ⋅ 786997 MLS
HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWS Boardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor. The central stack placement provides a unique vantage point with views extending both east and west along the coastline. From this high-floor position, the Gulf becomes the focal point, offering a perspective that captures the scale of Panama City Beach beyond the immediate shoreline. The interior features a clean, updated design with modern coastal finishes. The primary bedroom accommodates a king-size bed, and the jack-and-jill bathroom includes a tile walk-in shower with glass enclosure and quartz countertops. Additional sleeping space is provided with built-in bunk beds, each with its own flat-screen TV. The kitchen is equipped with stainless steel appliances and granite countertops. A full size front-load washer and dryer are located within the unit behind a barn-style door. Boardwalk Central is a Gulf-front condominium on South Thomas Drive offering direct beach access and a range of resort-style amenities, including six elevators (two panoramic), a large zero-entry pool, two hot tubs, a splash pad, seasonal on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking for owners. The property is located approximately three blocks from the Tootsie's Orchid Lounge, other recent additions to Panama City Beach includes Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub adding to the area's growing collection of entertainment and dining options. HOA dues are $2,328.73 and include management, accounting, cable TV, building insurance, high-speed internet, grounds maintenance, pest control, security, sewer, trash, and water. All information is deemed reliable but not guaranteed. Buyer to verify if important. 2026 GRI $23,011.42 (of AUG/21) 2025 GRI: $36,294.28 2024 GRI: $40,689.15

9450 S Thomas Drive Unit 2106D, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9450 S Thomas Drive Unit 907D, Panama City Beach
$349,000
1 Beds ⋅ 1 Baths ⋅ 786619 MLS
907 Boardwalk is back and beach fabulous. With 1 bedroom 1 full bath , bunks in the hallway and new pull out sofa sleeps 6 easy. This is the best deal on the beach .New furniture just put in must see in person LVP Flooring throughout (NO TILE ) granite countertops with nice white appliances, stackable washer and dryer .Whether you are wanting a second home or vacation rental come look what Boardwalk has to offer .The views from 907 are fantastic and low floor. Gulf front amenities include beach bar and grill ,zero entry pool,2 hot tubs, kids splash pad ,lay out deck for those wanting privacy ,small little snack bar with ice cream and beach toys ,several sitting areas outside . Fitness center offered exclusive to owners. Guard shack for security make Boardwalk Central the quiet east end of the beach the best place to be .

9450 S Thomas Drive Unit 907D, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

9450 S Thomas Drive Unit 1600E, Panama City Beach
$275,000
1 Baths ⋅ 784715 MLS
Wake up to sweeping Gulf views from this corner Boardwalk studio, perfectly designed for effortless beachfront living. The unit features a king bed, a well-equipped kitchenette, and a spacious bathroom with both a tub and shower plus a dual-vanity sink—everything needed for a comfortable stay at the beach. Thoughtfully laid out and easy to maintain, this studio delivers strong appeal for both personal use and short-term rental guests. Located on the east end of Panama City Beach, Boardwalk offers a gated entrance and a true resort experience, including a gulf-front pool, kids' splash pad, hot tub, on-site corner market, and tiki bar—making it easy to enjoy the beach lifestyle without ever leaving the property. Whether you're seeking an income-producing investment or a low-maintenance second home, this studio is an excellent opportunity to own your own beachfront oasis.

9450 S Thomas Drive Unit 1600E, Panama City Beach

Listing courtesy of Scenic Sotheby's International Realty.

9450 S Thomas Drive Unit 1406D, Panama City
$367,500
1 Beds ⋅ 1 Baths ⋅ 782949 MLS
1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 1209C, Panama City
$477,000
2 Beds ⋅ 2 Baths ⋅ 782948 MLS
2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

9450 S Thomas Drive Unit 1209C, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 1703C, Panama City
$479,900
2 Beds ⋅ 2 Baths ⋅ 782414 MLS
Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and utensils for at home convenience during your stay. You will find large Tv's in every room along with new top of the line luxurious mattresses. Relax outside on the private balcony 17 floors above rolling waves of the Gulf coast. This stylish beachfront condo will accommodate a total of 6 guests. Condo Features: '' Furnished Private Balcony '' Living area with Television, Sleeper Sofa and Balcony Access '' Master Bedroom with King Sized Bed, Television and Secluded Balcony Access '' Master bathroom with Garden Tub, and Walk-In Shower '' 2nd Bedroom with 1 Queen Sized Bed, Television and Secluded Bathroom Access '' Shared 2nd Bathroom with Bathtub / Shower Combination '' Washer and Dryer '' High speed Internet and Cable Boardwalk Beach Resort is situated directly on the beach and offers a tremendous strip of private beach for guests to enjoy. This 22 story Gulf Front condominium is located in the heart of Panama City Beach. The resort is surrounded by restaurants, golf, nightlife, shopping and family attractions. In keeping with a sensational reputation, Boardwalk features an endless variety of amenities and extravagances to ensure an unforgettable visit. The hardest part is deciding what to take advantage of first! Resort Features: '' Beach and Water Sport Activities '' 16 Acres of Private Beach '' Beachfront Bar and Grill '' 2 Swimming Pools '' 2 Gulf Side Hot Tubs '' Interactive Children's Splash Zone Pool Area '' Arcade / Game room '' Food Court open seasonally '' Covered Parking and Security Gated Access **Age, dimensions and square footage are approximate. Buyer should verify if important.**

9450 S Thomas Drive Unit 1703C, Panama City

Listing courtesy of Portfolio Real Estate and Management Group.

9450 S Thomas Drive Unit 509, Panama City
$479,000
2 Beds ⋅ 2 Baths ⋅ 778442 MLS
Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and conveys fully furnished with window treatments and artwork. Boardwalk 509 invites you to lie back, relax, and enjoy panoramic views of the pool, beach, and ocean. Open floorplan and floor to ceiling windows allow for fabulous Gulf and sunset views from the unit's unique, oversized balcony, living room, dining room, kitchen, & master suite, providing the ultimate alfresco living and entertaining environment! Sunset views from this generous, private, ''bump-out'' balcony are a perfect end to a sunny day and beginning to an exciting evening - enjoy both privacy and 180 degree views! The not to high, not too low elevation keeps you connected to the beach experience! MASTER SUITE is front and center on the beach with direct access to the main balcony. Literal wall of floor ceiling glass in the Master offers world class views. Ensuite bath complete with double vanity, garden tub, separate shower, and large walk-in closet. The master suite also opens directly to main balcony. SECOND Bedroom is large and attached to second bath which can be accesses directly from the second bedroom and hallway. LUXURY! COMFORT! CONVENIENCE!! EXCELLENT RENTAL INCOME POTENTIAL. Turnkey income producer! Meticulously maintained and in excellent condition. Enjoy the good life at the Boardwalk Beach Resort with an unparalleled deck of resort style amenities including two levels of parking adjacent to the building (not across the street); beautiful grounds with a pool, spa, kiddie water play area, tiki beach bar, & so much more. Rental income potential is a big drawing card for Boardwalk Beach Resort Buyers. The Convention Center sponsors events that bring guests to Boardwalk Beach & its reputation with the vacationers brings repeat & new guests every year. Boardwalk as a development has a great aesthetic and is located across from a golf course on a palm tree lined boulevard. All measurements & information is deemed reliable but should be verified if important.

9450 S Thomas Drive Unit 509, Panama City

Listing courtesy of Keller Williams Realty Emerald.

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