Margaritaville Cottages Homes for Sale

Margaritaville Cottages Homes for Sale

Welcome to Margaritaville Cottages, a vibrant and enchanting subdivision located in the heart of Panama City Beach, Florida. Nestled in Bay County, this delightful community offers a unique blend of laid-back coastal living and modern amenities, making it the perfect retreat for those seeking a slice of paradise.

Margaritaville Cottages is inspired by the carefree spirit of island life, featuring charming, colorful homes that exude warmth and character. Each cottage is thoughtfully designed with open floor plans, spacious porches, and lush landscaping, providing an inviting atmosphere for both relaxation and entertaining. With a variety of floor plans and sizes, there’s a perfect home for everyone—from families to retirees looking for a seasonal getaway.

The community is not just about beautiful homes; it’s about a lifestyle. Residents enjoy access to a plethora of amenities, including resort-style pools, a fitness center, and vibrant social spaces. The nearby sandy shores of Panama City Beach are just a short stroll away, where you can soak up the sun, enjoy water sports, or indulge in fresh seafood at local eateries.

With homes for sale in Margaritaville Cottages, now is the perfect time to embrace the coastal lifestyle you’ve always dreamed of. Whether you’re looking for a permanent residence or a vacation home, this community offers an unparalleled living experience surrounded by breathtaking natural beauty and a welcoming neighborhood spirit. Discover your dream cottage today and start living the Margaritaville life!

Newest Margaritaville Cottages Homes for Sale

$1,850,000
5 Beds ⋅ 5 Baths ⋅ 795240 MLS
WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat. Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast. The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beach access, all surrounded by the energy and lifestyle of Panama City Beach. Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.

13662 Front Beach Road, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$545,000
1 Beds ⋅ 2 Baths ⋅ 794038 MLS
Turnkey, fully furnished, and rental-ready, this charming Surf Bungalow offers an exceptional opportunity to own in one of Panama City Beach's premier resort destinations with a dedicated parking space directly across from the pool. Whether you're looking to expand your vacation rental portfolio, enjoy a second home with income potential, or both, this beautifully appointed cottage delivers the perfect combination of style, comfort, and resort living. Designed to maximize both space and guest experience, the popular Longboard floor plan features soaring vaulted shiplap ceilings, abundant natural light, an open-concept living area, and coastal-inspired finishes throughout. The main level offers a spacious king bedroom and full bath, while the upstairs sleeping loft with built-in full-over-full bunk beds and an additional full bath comfortably accommodates families and larger groups, making this home especially appealing for vacation rentals. Guests will love gathering in the bright, airy living room, preparing meals in the well-equipped kitchen with quartz countertops and stainless appliances, or relaxing on the oversized covered front porch after a day at the beach. Every detail has been thoughtfully designed to create an unforgettable beach getaway while maximizing occupancy and rental appeal. Located within Margaritaville Beach Cottage Resort, owners and guests enjoy access to an incredible collection of resort amenities including a spectacular oasis pool, heated 425-foot lazy river, exciting waterslides, private beach access with approximately 580 feet of dedicated beachfront, poolside cabanas, multiple on-site dining options including License to Chill Bar & Grill and Salty Rim Bar, Joe Merchant's coffee and market, fitness center, arcade, live entertainment, and year-round activities for all ages. Ideally positioned within the resort, this cottage offers easy access to the community amenities while providing a peaceful place to unwind after a day in the Florida sunshine. Whether your guests spend the day floating the lazy river, relaxing on the sugar-white sand beach, enjoying live music by the pool, or simply unwinding on the inviting front porch, this is more than a vacation home--it's an investment in one of Panama City Beach's most sought-after resort communities. Offered fully furnished and turnkey, this Surf Bungalow is ready to begin creating memories--and generating income--from day one.

140 Paradise Found Circle Unit 2, Panama City Beach

Listing courtesy of EXP Realty LLC.

$3,595,000
6 Beds ⋅ 7 Baths ⋅ 791347 MLS
MAJOR PRICE CHANGE, SELLER SAID TO MOVE IT! This unit was the very first unit on Margaritaville Cottages Rental Program in 2024. Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Beach Villa 2 has the Best Gulf Views and as well easy access from Front Beach Road. The Oasis Floor Plan features over 3784 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with Pool Table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including The Salty Rim Bar & Grill, Fins Restaurant and Bar and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Established Rental history and booked solid for 2025. History and current booking are available.

13659 Front Beach Road, Panama City Beach

Listing courtesy of Beach Time Realty, Inc.

$585,000
1 Beds ⋅ 2 Baths ⋅ 790544 MLS
Escape to your own slice of heaven at the brand-new Margaritaville Beach Cottage Resort, the premier beachfront destination on Front Beach Road in Panama City Beach. Surf Bungalow 37 is a pristine, less than two-year-old, one-bedroom cottage featuring an expansive mezzanine loft with two full-size bunk beds. This property utilizes the highly coveted, rare, Surfs Up floor plan. Spanning a generous 816 square feet, it's the biggest layout in the Surf Bungalow collection. Highly Exclusive: Only 14 of the resort's 42 bungalows feature this specific design, and they are rarely up for sale. This property is expertly designed and comes fully furnished from top to bottom for a seamless, turnkey transition. Main Floor Primary Suite: Features a luxurious king bed and a private, upscale en suite bathroom. Second-Floor Mezzanine: Perfect for guests or kids, offering built-in full-over-full bunk beds and its own private bath. Living Space: Enjoy an open-concept living area, a fully equipped modern kitchen, and a comfortable dining space. Outdoor Living: Relax on the large front porch surrounded by lush, tropical landscaping. Convenience: Positioned in a private, quiet spot within the resort, yet just steps away from your designated parking space and guest parking. Owning here means indulging in the ultimate Panama City Beach vacation experience, with access to unparalleled resort perks: Nearly 600 feet of private, pristine white-sand beach. A massive resort-style pool with zero-entry access. A relaxing lazy river and two thrilling, amusement-park-grade waterslides. Exclusive Clubhouse Access: Take advantage of a state-of-the-art fitness center, a massive arcade, an activities center, conference spaces, and the iconic License to Chill Bar & Restaurant. Surf Bungalow 37 is the epitome of a hassle-free investment. It functions as a fully operational vacation rental. All measurements are approx. and should be verified by buyer.

140 Paradise Found Circle Unit 37, Panama City Beach

Listing courtesy of Coastal Heritage Real Estate LLC.

$1,560,000
5 Beds ⋅ 5 Baths ⋅ 789897 MLS
Welcome to the kind of coastal home that feels like a vacation the moment you walk in. Located in Margaritaville Cottages, this newer construction offers 5 bedrooms and multiple levels of outdoor living designed for gathering, relaxing, and making the most of every beach day. Step inside and you're greeted by a bright, clean interior with a coastal palette, natural light pouring in, and a layout that comfortably accommodates a full house. The kitchen anchors the main living space with modern finishes and plenty of room for everyone to come together after a day in the sun. Each bedroom offers privacy and comfort, making it ideal for hosting guests or maximizing rental potential. The real standout here is the outdoor space, with multiple balconies and lounging areas that let you soak in the warm Gulf air from morning coffee to evening wind-downs. Just a short distance to the beach and surrounded by one of the most sought-after resort-style communities in Panama City Beach, this property delivers the full experience buyers are looking for--whether it's a second home, full-time residence, or income-producing investment.

105 Paradise Found Circle, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

$1,250,000
5 Beds ⋅ 5 Baths ⋅ 788517 MLS
Welcome to 111 Paradise Found, a beautifully appointed coastal retreat located within the highly sought-after Margaritaville Beach Cottage Resort. This property offers the perfect blend of comfort, style, and location. Step inside to find a bright, open-concept layout designed for relaxed coastal living, featuring spacious living areas, abundant natural light, and seamless flow for entertaining. The well-equipped kitchen opens to the main living space, creating an inviting atmosphere for gatherings with family and guests. Enjoy the Florida lifestyle outdoors with private space perfect for morning coffee or evening relaxation. As part of Margaritaville, residents and guests experience resort-style amenities, a laid-back island atmosphere, and easy access to the sugar-white sands and emerald waters of the Gulf. Whether you're looking to generate rental income or secure your own piece of paradise in one of Panama City Beach's premier resort communities. The home features 5 bedrooms and 4.5 baths. The open concept first floor has a chef's kitchen with huge island, quartz countertops, soft close maple cabinets, and stainless Frigidaire appliances including a six-burner gas cooktop. The first floor also features one of two primary bedrooms with a king size bed and ensuite bath. Upstairs you'll find the second primary bedroom with a king size bed and ensuite bath, a queen bedroom with an ensuite bath and two additional queen bedrooms with a large, shared bath. The first floor patio features a dining table and large hot tub and the second level balcony features generous seating and partial gulf views. There is room for three vehicles to park on the paver driveway. This floorplan is perfect for families to enjoy. Margaritaville Beach Cottage Resort offers owners and their guests a true resort with fantastic amenities and services. Float along the 425 foot long lazy river, enjoy the water slides, relax in the huge oasis pool, or enjoy a cheeseburger and margarita at the poolside bar and grill. And let's not forget you can also enjoy 580 feet of dedicated beachfront offering a full suite of beach services, emerald green waters and soft sandy beaches! Enjoy a full service restaurant, fitness center, arcade and more! Margaritaville Beach Cottage Resort is a short-term rental community with every amenity a guest would love to enjoy while on vacation. Call today to set up your private showing.

111 Paradise Found Circle, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$572,500
1 Beds ⋅ 2 Baths ⋅ 788484 MLS
Welcome to ''Surf Bungalow 27,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, the home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Ideally positioned within the community, ''Surf Bungalow 27'' is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 27'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

140 Paradise Found Circle Unit 27, Panama City Beach

Listing courtesy of The Premier Property Group.

$574,900
1 Beds ⋅ 2 Baths ⋅ 788406 MLS
Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Positioned in one of the most desirable spots in the community, ''Surf Bungalow 25'' is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

140 Paradise Found Circle Unit 25, Panama City Beach

Listing courtesy of The Premier Property Group.

$1,924,000
6 Beds ⋅ 7 Baths ⋅ 787151 MLS
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 ROI is up 10% over last year, YTD and growing! Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊

13658 Front Beach Road Unit 4, Panama City Beach

Listing courtesy of MJH Real Estate Brokerage, LLC.

$3,695,000
6 Beds ⋅ 7 Baths ⋅ 786527 MLS
BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

13657 Front Beach Road, Panama City Beach

Listing courtesy of Beach Time Realty, Inc.

$1,659,000
5 Beds ⋅ 5 Baths ⋅ 785821 MLS
New Construction, just completed, This POOL side unit is on the Rental with Margaritaville. this turn key, with all furniture, linens, and a well equipped Kitchen complete with a Margaritaville Machine to enjoy those special 5:00 o'clock Libations anytime. All bedrooms are ensuite with two kinds and three queens as well as a sleep couch in the living room. Plenty of room for 12 guest. Also the house is equipped with a EV charger. This RARE POOL side unit is just steps away for the 2.5 acre Heated resort pool with water slides and a lazy river or walk to the arcade and full restaurant that has just been completed. Pool side bar and services are now available. Across the street is 580' of private beach front with beach chairs and paddleboards available to resort guest and owners. Future amenities include a fitness center,

13639 Banana Wind Way, Panama City Beach

Listing courtesy of Beach Time Realty, Inc.

$1,199,000
5 Beds ⋅ 5 Baths ⋅ 783789 MLS
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way Unit 31, Panama City Beach

Listing courtesy of MJH Real Estate Brokerage, LLC.

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