The Summit Homes under $350,000

The Summit Homes under $350,000

Welcome to The Summit, a picturesque subdivision nestled in the heart of Bay County, Florida. This charming community offers a perfect blend of tranquility and accessibility, making it an ideal destination for families, retirees, and first-time homebuyers alike. With its lush landscapes and friendly neighborhood vibe, The Summit invites you to experience a lifestyle that balances comfort and convenience.

One of the standout features of The Summit is its diverse selection of homes, with many options available under $350,000. This affordability allows you to explore a variety of beautifully designed properties that cater to a range of tastes and preferences. Whether you’re seeking a cozy single-family home or a modern townhouse, you’ll find the perfect fit in this vibrant community.

Residents of The Summit enjoy easy access to nearby amenities, including shopping centers, parks, and recreational facilities. The area boasts an array of outdoor activities, from hiking and biking to fishing and boating, all set against the stunning backdrop of Florida’s natural beauty. The local schools are highly regarded, making it an excellent choice for families looking to settle down.

With its welcoming atmosphere and affordable housing options, The Summit is not just a place to live; it’s a place to thrive. Discover your dream home in this charming subdivision and embrace the Florida lifestyle today! Come and see why The Summit is the perfect place to call home.

Newest The Summit Homes under $350,000

8743 Thomas Drive Unit 810, Panama City Beach
$314,900
1 Beds ⋅ 2 Baths ⋅ 797015 MLS
Generating $59,343 in gross rental revenue from June 2025 through July 2026--nearly 20% of the current asking price--this fully furnished, turnkey 8th-floor condo offers an exceptional opportunity to own a proven vacation rental in Panama City Beach. Even more impressive, the unit was off the rental market from November 2025 through April 2026 due to the resort's balcony renovation project. This beautifully updated 1-bedroom, 1.5-bath condo features direct beachfront access and stunning Gulf views from its private balcony. The interior boasts a quartz-countertop kitchen with mosaic tile backsplash and stainless-steel appliances, updated bathrooms with new vanities, luxury plank flooring, a stylish sliding barn door, and tasteful coastal décor. Sleeping accommodations include a king bed with a new memory-foam mattress, a queen sleeper sofa with a new memory-foam mattress, and built-in twin-over-twin bunk beds. Additional features include an electric fireplace, in-unit washer and dryer, and two TVs. The condo comes fully furnished, with established Airbnb and VRBO listings and hundreds of 5-star reviews, providing a strong foundation for continued vacation-rental success. The Summit offers an impressive lineup of amenities, including Gulf-front pools, children's pools, indoor and outdoor hot tubs, saunas, a fitness center, tennis, pickleball, shuffleboard, a tiki bar, an on-site Bar & Grill, gated 24-hour security, and private beach access. Conveniently located near the popular new Tootsie's venue, restaurants, entertainment, and Panama City Beach attractions, this property is ideal as an income-producing investment or personal beach getaway. With documented rental performance, direct Gulf access, and convenient resort amenities, this is an opportunity to own a turnkey beachfront property in one of Panama City Beach's most recognizable resorts.

8743 Thomas Drive Unit 810, Panama City Beach

Listing courtesy of Local Insight Realty.

8743 Thomas Drive Unit 421, Panama City Beach
$349,900
1 Beds ⋅ 2 Baths ⋅ 795122 MLS
Beautifully remodeled 4th-floor condo at the Summit. Unit 421! This 1-bedroom, 1.5 bath unit was completely remodeled in 2025 and is truly turnkey and rental-ready. -Updates include a new electrical panel, all new plumbing, new AC, new tile flooring, a gorgeous new walk-in shower, new cabinets with granite countertops, new appliances, updated bathroom vanities with granite tops, new furniture and smart TVs. This condo is currently on the vacation renal program and generating good rental income, making it an excellent investment opportunity or personal beach getaway, fully furnished and ready for guests.

8743 Thomas Drive Unit 421, Panama City Beach

Listing courtesy of Anchor Realty Florida.

8743 Thomas Drive Unit 1408, Panama City
$325,000
1 Beds ⋅ 2 Baths ⋅ 793544 MLS
Fully Remodeled & Turnkey Gulf-Front Vacation Rental! This beautifully updated 14th-floor condo at The Summit offers breathtaking Gulf views and is rental-ready from day one. Sold fully furnished, this spacious 1BR/1.5BA comfortably sleeps up to 5 guests with a king bedroom, hallway bunks, sleeper sofa, a modern fully equipped kitchen, and a private beachfront balcony. The Summit is one of Panama City Beach's most sought-after resorts, featuring two beachfront pools, hot tubs, tennis courts, a fitness center, on-site dining, a convenience store, and direct beach access. Ideally located on Thomas Drive, just minutes from restaurants, shopping, entertainment, and St. Andrews State Park. Whether you're searching for a proven investment property or your own beachfront escape, this fully remodeled, turnkey condo is ready for you!

8743 Thomas Drive Unit 1408, Panama City

Listing courtesy of Fun Quest Vacation Rentals Corp.

8743 Thomas Drive Unit 418, Panama City
$319,000
1 Beds ⋅ 2 Baths ⋅ 793331 MLS
LOW FLOOR. CENTER-BUILDING POOL AND GULF VIEWS. The Summit 418 is a one-bedroom, one-and-a-half-bathroom condominium in Panama City Beach, Florida, featuring a hallway bunk area and direct views of the beach, the Gulf, and the resort pools below. Positioned near the center of the building, this fourth-floor unit offers a balanced view of both beachfront pools, the beach access, and the Gulf beyond. The interior features tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedroom. Coastal-style furnishings and décor complement the updated windows and sliding glass door, while flat-screen televisions are located in both the living room and bedroom. The bedroom includes a king-size bed, and the hallway bunk area provides an additional sleeping space. Shiplap accents extend along the hallway and across the hallway and bathroom ceilings. Both bathrooms feature new vanities, updated lighting, and tall toilets, while the full bathroom also includes a tile tub-and-shower combination. An all-in-one washer and dryer is located inside the unit. The fully equipped kitchen includes granite countertops, a tile backsplash, a stainless-steel sink, and an industrial-style faucet. Polywood furniture is included on the balcony. The HVAC system was replaced in 2020, and the water heater was replaced in 2018. The Summit is a gated Gulf-front condominium offering two beachfront pools, including one that is seasonally heated, two poolside hot tubs, two children's pools, an indoor sauna, an exercise room, a game room, shuffleboard, and lighted pickleball courts. On-site conveniences include an ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar. The property is also located near Panama City Beach attractions, dining, entertainment, and nightlife, with Tootsie's Orchid Lounge next door and destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed; buyer to verify if important.

8743 Thomas Drive Unit 418, Panama City

Listing courtesy of Coldwell Banker Realty.

8743 Thomas Drive Unit 606, Panama City Beach
$299,000
1 Beds ⋅ 2 Baths ⋅ 784397 MLS
*** Motivated Seller *** Recent Price Improvement, dropped $30K Unit 606 at The Summit, is a beautifully situated Gulf-front condominium offering stunning coastal views and beachfront living at its best. This well-appointed residence features an open floor plan with abundant natural light, private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach, and comfortable living space perfect for vacationing, full-time living, or investment ownership. Whether you're savoring morning coffee with sunrise over the Gulf or enjoying an evening breeze with sunset cocktails, this unit delivers the iconic coastal lifestyle buyers crave. Resort-Style Living at The Summit The Summit is one of Panama City Beach's most beloved beachfront communities, offering an array of amenities designed for fun, relaxation, and convenience: Direct private beach access with pristine shoreline just steps from your door Two Olympic-sized beachfront pools (one heated seasonally) plus children's pools Multiple hot tubs (including indoor options) and sauna/steam rooms Tiki Bar & onsite dining like Bikini Bob's Restaurant & Grill and Summit Market Fitness center, tennis courts, basketball, pickleball & shuffleboard courts Game room, picnic/BBQ areas, and 24/7 gated security Beach services including chair rentals, watersports, and parasailing available nearby for extra fun All of this makes The Summit not just a condo, but a full-resort destination right on the Gulf. Prime Location & Exciting New Neighbor Location couldn't be better , The Summit sits in the heart of Panama City Beach's vibrant coastal scene along Thomas Drive. In early 2026, the iconic Tootsie's Orchid Lounge is opening right next door, bringing tropical drinks, live music, and relaxed beach nightlife literally steps from your front door, a lifestyle and rental upside that's truly unmatched. Endless Nearby Activities & Attractions From family fun to outdoor adventure, this location puts you close to it all: Ripley's Believe It or Not! and WonderWorks for quirky, fun indoor entertainment St. Andrews State Park -- one of Florida's premier natural beach parks with fishing, trails, kayaking and picnicking ZooWorld Zoological & Botanical Conservatory -- interactive wildlife encounters Coconut Creek Family Fun Park and amusement options for all ages Dozens of great restaurants, bars, shops and local attractions just a short stroll or drive away A Smart Investment or Dream Getaway With The Summit's strong year-round appeal as a vacation rental destination, beachfront location, resort amenities, and new energy from Tootsie's next door, Unit 606 offers exceptional lifestyle value and future upside for investors or second-home buyers alike.

8743 Thomas Drive Unit 606, Panama City Beach

Listing courtesy of Real Broker LLC.

8743 Thomas Drive Unit 1028, Panama City Beach
$289,900
1 Beds ⋅ 2 Baths ⋅ 766470 MLS
Beautifully updated and move-in ready, this Gulf-front condo at The Summit has been newly painted throughout and features stylish new coastal artwork, creating a bright, modern beach retreat that's ideal as a primary residence, second home, or vacation rental investment. Gulf-front 10th-floor condo at The Summit in Panama City Beach. This 1-Bedroom, Two-Full-Bath beachfront unit features panoramic Gulf views, direct deeded beach access, and a private balcony overlooking the white-sand shoreline. The Summit is a Gulf-front resort community offering two beachfront pools (one heated seasonally), two kiddie pools, indoor and outdoor hot tubs, sauna, fitness center, shuffleboard, and lighted tennis and pickleball courts. On-site conveniences include a Tiki Bar & Grill, ice cream shop, and a full-service convenience store. Open parking available. Prime location near St. Andrews State Park, marinas, restaurants, shopping, and popular Panama City Beach attractions. Strong potential for short-term vacation rental income or personal use. All information deemed reliable but not guaranteed; buyer to verify if important. ts central location places you near St. Andrews State Park, marinas, popular restaurants, lively entertainment, and a variety of shopping options, ensuring you're never far from the best the area has to offer. The Summit, a gated community, provides an array of resort-style amenities to enhance your experience. Enjoy two beachfront pools, including one that is heated seasonally, along with two kiddie pools, poolside hot tubs, and an indoor sauna and hot tub for ultimate relaxation. The community features a fitness center, shuffleboard, and lighted tennis and pickleball courts for those seeking an active lifestyle. The poolside Tiki Bar & Grill offers a perfect spot to grab a bite while taking in the Gulf views, and the on-site ice cream shop and convenience store add to the ease of living here. Ample open parking ensures hassle-free access to your condo. Don't miss the chance to own this beautiful piece of paradise and start living the Gulf-front lifestyle you've always dreamed of. This condo is a great choice for personal use or rental income. Schedule your showing today! All information is deemed reliable but not guaranteed; buyers are advised to verify if important.

8743 Thomas Drive Unit 1028, Panama City Beach

Listing courtesy of REV Realty.

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