Treasure Cove Homes under $500,000

Treasure Cove Homes under $500,000

Welcome to Treasure Cove, a hidden gem nestled in the heart of Bay County, Florida! This charming subdivision offers a perfect blend of coastal living and suburban tranquility, making it an ideal choice for families, retirees, and anyone in search of a serene lifestyle. With its picturesque streets lined with lush greenery and friendly neighbors, Treasure Cove is a community where you can truly feel at home.

One of the standout features of Treasure Cove is its affordability. With a selection of beautiful homes available for under $500,000, this subdivision provides an excellent opportunity for first-time buyers and those looking to downsize without sacrificing quality or comfort. Each residence is thoughtfully designed, showcasing modern amenities and spacious layouts that cater to today’s lifestyle. Whether you're seeking a cozy single-family home or a charming townhouse, Treasure Cove has something to suit every taste and budget.

Beyond the inviting homes, Treasure Cove boasts a prime location just minutes away from stunning beaches, vibrant shopping districts, and delightful dining options. Enjoy a leisurely day at the nearby waterfront parks, or take a short drive to explore the breathtaking beauty of Florida’s coastline. The community is also conveniently located near top-rated schools, making it a fantastic choice for families.

Experience the charm and warmth of Treasure Cove, where affordable living meets the idyllic Florida lifestyle. Discover your dream home today and become part of this welcoming community!

Newest Treasure Cove Homes under $500,000

6413 Pine Drive, Panama City
$319,900
3 Beds ⋅ 2 Baths ⋅ 795357 MLS
Short Term Rentals Allowed! No HOA and Fully Furnished! This beautiful 3 bedroom, 2 bath house is perfectly situated only 1 mile from the NSAPC gate and 2 miles from beach access 1, offering you the ultimate coastal lifestyle. This home would make a wonderful investment property, second home or permanent residence. Washer, dryer and outdoor storage building included. Sizes are approximate, buyer to verify all info.

6413 Pine Drive, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

2620 Beech Street, Panama City Beach
$489,000
3 Beds ⋅ 2 Baths ⋅ 791631 MLS
ONE-OF-A-KIND CONTEMPORARY CUSTOM-BUILT PANAMA CITY BEACH HOME! Pride of ownership is evident throughout this beautifully maintained single-story residence featuring quality craftsmanship and numerous upgrades. Highlights include durable Hardie Board siding, gated entry, irrigation system, covered front porch with tile flooring, and an attached one-car garage with epoxy floor, automatic opener, and pull-down attic storage. The open-concept floor plan offers a spacious living room, dining area, and kitchen designed for comfortable living and entertaining. The kitchen features custom cabinetry, quartz countertops, LG stainless appliances, range hood, microwave, dishwasher, breakfast bar, pantry, and premium lighting and plumbing fixtures. Tray ceilings and custom ceiling fans throughout the home add style and elegance. The primary suite features a luxurious bath with double vanity, soaking tub, separate shower, custom cabinetry, and quartz countertops. A dedicated laundry room provides additional storage and convenience. Step outside to enjoy the large covered rear patio with tile flooring and ceiling fan overlooking the privacy-fenced backyard. Additional exterior features include a storage shed and dedicated RV parking area with hookups. Approved for both short-term and long-term rentals, this property is ideal as a primary residence, vacation home, or investment opportunity. Conveniently located just minutes from shopping, restaurants, bay access, marinas, and the white sand beaches of Panama City Beach. This exceptional home truly stands apart from the rest.

2620 Beech Street, Panama City Beach

Listing courtesy of Coastal Realty Group.

2318 Oakwood Street, Panama City
$315,000
3 Beds ⋅ 2 Baths ⋅ 791624 MLS
Welcome to 2318 Oakwood Street, a beautifully updated 3-bedroom, 2-bathroom home offering 1,112 square feet of comfortable living space in the heart of Panama City Beach. Situated on a generously sized 75' x 100' lot, this property presents an outstanding opportunity as a primary residence, vacation home, or short-term rental investment. Thoughtfully maintained and enhanced with recent upgrades, this home features a new HVAC system for improved efficiency and year-round comfort. The kitchen has been refreshed with a stylish backsplash, adding a modern touch to the home's functional and inviting living spaces. Step outside and discover an outdoor retreat designed for relaxation and entertainment. The fully redesigned backyard offers plenty of space to enjoy the Florida lifestyle, complete with an above-ground pool, a spacious 12' x 16' covered deck, and a 12' x 15' patio--perfect for hosting family gatherings, enjoying weekend barbecues, or unwinding after a day at the beach. A 12' x 16' storage shed provides ample room for beach gear, lawn equipment, tools, and recreational items. One of the property's most attractive features is its short-term rental eligibility, creating excellent potential for investors seeking income-producing opportunities in one of Florida's most desirable vacation destinations. With no shortage of visitors year-round, Panama City Beach continues to be a sought-after market for vacation rentals. Conveniently located just minutes from the Gulf of America's sugar-white sands and emerald waters, this home offers easy access to shopping, dining, entertainment, schools, parks, and local attractions. Whether you're looking for a turnkey investment property, a vacation getaway, or a place to call home, 2318 Oakwood Street delivers exceptional value, versatility, and coastal charm. Contact your favorite Realtor and schedule a showing today! Don't miss this opportunity to own a move-in-ready property with investment potential in beautiful Panama City Beach. Schedule your private showing today.

2318 Oakwood Street, Panama City

Listing courtesy of LPT Realty LLC.

6232 Sunset Drive, Panama City
$299,950
2 Beds ⋅ 2 Baths ⋅ 791567 MLS
SELLER MOTIVATED! COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier complete with dimmers. The kitchen boasts undercab lighting with cool to warm CCT color switch to choose your mood. The chefs kitchen features top of the line quartz countertops, new sink, faucet and stunning Spanish tile backsplash. Upstairs is no exception with gorgeous wood beams on the landing ceiling, a bathroom with dual sinks and linen closet and lighting fixtures in master and second bedrooms. The expansive balcony off of the Master Bedroom overlooks the luscious backyard for easy relaxing with coffee or your favorite beverage. The backyard is full of edible fruit trees to include: pomegranate, apple, avacado, grapefruit, banana, loquat and peach! Off of the grilling porch downstairs, there is a raised vegetable garden as well! A Ring camera with flood lights and doorbell camera will protect your piece of paradise. All of this and only 10 minute drive to the beach and 5 minutes away from Grand Lagoon with wonderful restaurants (like Captain Andersons, Deckhand Social and Grand Marlin), grocery stores and shopping! Don't miss this beauty. Call for your personal showing today.

6232 Sunset Drive, Panama City

Listing courtesy of Own It Real Estate LLC.

2319 Beech Street, Panama City Beach
$299,000
2 Beds ⋅ 2 Baths ⋅ 791368 MLS
Welcome to your slice of paradise in Panama City Beach! This 2/1.5 is located in the Heart of Panama City Beach. Just off of Thomas Dr. Across from the Naval Base. Situated on a corner lot and has a privacy fenced backyard. The first floor has an open floor plan with the main living areas and half bath. The upstairs has two bedrooms and full bathroom. The bedrooms are good sized with ample closet space. This is one you do not want to miss. Just minutes from the Sugar sand beaches of Famed Panama City Beach. Close to schools, shopping, restaurants, and more. Potential for an investment opportunity as the property is currently being rented through October 31, 2026.

2319 Beech Street, Panama City Beach

Listing courtesy of Coastal Choice Realty LLC.

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