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$124,900
789663 MLS
Welcome to an exceptional opportunity in the gated waterfront community of RiverCamps. This vacant lot is the perfect canvas to build your custom dream home in a setting defined by natural beauty and coastal tranquility. Positioned among preserved conservation land and scenic marsh surroundings, this homesite provides a peaceful, private atmosphere with frequent wildlife sightings and stunning natural views. Grab a bike or put on some sneakers and head over to the miles of trails that run parallel to the bay, just minutes from this lot. RiverCamps is renowned for its exceptional amenities, including a pool overlooking the bay, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

7522 Morning Marsh Trail, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$174,900
789661 MLS
This 1.2 acre homesite provides the perfect setting for a private retreat, one of the largest buildable lots in the community! Experience the RiverCamps lifestyle surrounded by lush conservation and scenic waterways. RiverCamps is a gated waterfront community known for its exceptional amenities, including a pool overlooking the bay, miles of walking trails, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

6703 Egret Pond Lane, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$37,000
789646 MLS
Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

12109 Caruso Drive, Panama City

Listing courtesy of Performance Realty.

$395,000
789572 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

Listing courtesy of Counts Real Estate Group.

$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$224,900
789557 MLS
Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.

Lot 12 1st Street, Mexico Beach

Listing courtesy of Rish Real Estate Group.

$229,900
789513 MLS
Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important

Lot 7 Florida Avenue Unit Lot 7, Mexico Beach

Listing courtesy of Rish Real Estate Group.

$82,499
789509 MLS
This large property has No wetlands or flood zone and is located one hour from multiple Gulf beaches and beach-towns. It is zoned Agricultural-Residential, and per Bay County there is no minimum size, allowing for mobile, modular, and site build homes. Partially Improved land that is perfect for your dream home, small farm, or homestead! Save Thousands on improvements already done, including electricity on property, a well for a reliable water supply, circular drive cleared, and gate at drive entrance. Electricity has been brought onto the land through an aerial line, complemented by a dedicated 250' underground supply line leading to a secondary power pole. This is where to live if you want Privacy, Serenity, Relaxation, and Fun! Many outdoor activities to enjoy, such as National and State Forests, Wildlife Refuges, Trailheads, Rivers and the Gulf for fishing and boating, off-road parks and a speedway! The town of Fountain is just a few minutes down the road where you can find everyday local amenities.

20455 Morrow Road, Fountain

Listing courtesy of Joseph Walter Realty LLC.

$140,000
789496 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Larger Lot next door (5224 Sunset Ave MLS I.D. 789493) is also available for purchase (both lots combined total 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5220 Sunset Avenue, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$227,000
789493 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Lot next door (5220 Sunset Ave MLS i.d. 789496) is also available for purchase (totaling 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5224 Sunset Avenue, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$135,000
789453 MLS
Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

462 E Highway 20, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$1,700,000
789435 MLS
Rare find with 94' Gulf frontage! Experience the ultimate in coastal living with this Gulf-front building lot in Mexico Beach. Perfectly positioned directly along the shoreline of the breathtaking Gulf of America, this rare homesite offers unobstructed water views, sugar-white sands at your doorstep, and unforgettable sunset skies every evening. This property is seaward of the Coastal Construction Line, therefore building plans will need to be approved by the DEP. As a true Gulf Front property, you'll enjoy immediate beach access and panoramic Gulf views from your future custom home. Design expansive balconies and open living spaces to fully capture the sights and sounds of the surf. Whether you envision a luxury primary residence, a stunning vacation retreat, or a high-demand investment property, this lot provides the ideal foundation. Located in one of Florida's most charming and laid-back coastal communities, you'll appreciate the peaceful atmosphere, world-class fishing, boating, and the natural beauty that make Mexico Beach so special. Opportunities to own Gulf-front property are rare--secure your slice of paradise and start building your dream on the water.

122 S 41st Street, Mexico Beach

Listing courtesy of Forgotten Coast Realty of NW Florida LLC.

$715,000
789432 MLS
Build your dream beach home on this beautiful First Tier, Gulf-view building lot in Mexico Beach! Ideally positioned to capture stunning views of the sparkling waters of the Gulf of Mexico, this homesite offers the perfect opportunity to create your own coastal retreat. Imagine relaxing on your future balcony while enjoying sea breezes, breathtaking sunsets, and the soothing sound of the waves. With the beach just moments away, you'll have easy access to sugar-white sands, world-class fishing, boating, and all the outdoor activities that make Gulf Coast living so desirable. Whether you're planning a primary residence, vacation getaway, or investment property, this lot provides exceptional potential in a charming seaside community known for its laid-back atmosphere and natural beauty. Don't miss your chance to secure a Gulf-view property and start building the beach lifestyle you've always envisioned! This property is seaward of the Coastal Construction Line, therefore, building plans will need to be approved by the DEP.

121 S 42nd Street, Mexico Beach

Listing courtesy of Forgotten Coast Realty of NW Florida LLC.

$715,000
789430 MLS
Don't miss this exceptional opportunity to own a First Tier building lot in Mexico Beach! Perfectly positioned to capture stunning Gulf views and breathtaking sunsets, this homesite offers the ideal setting for your custom coastal retreat. Imagine designing your dream home with expansive balconies to take in the emerald waters and sugar-white sands just steps away. Whether you're planning a primary residence, vacation getaway, or investment property, this lot provides the flexibility and location to make it a reality. Enjoy the relaxed, small-town charm that makes Mexico Beach so special--morning walks along the shoreline, world-class fishing, boating, and unforgettable sunset skies. Conveniently located near local restaurants, shops, and marinas, and just a short drive to Panama City for additional dining, shopping, and entertainment. Secure your piece of Florida's beautiful Gulf Coast and start building the beach lifestyle you've been dreaming about! This property is seaward of the Coastal Construction Line, therefore building plans will need to be approved by the DEP.

109 S 30th Street, Mexico Beach

Listing courtesy of Forgotten Coast Realty of NW Florida LLC.

$1,600,000
789410 MLS
Medlin-Clark Ranch, LLC presents a rare land investment opportunity in Fountain, Florida, delivering a clean slate for strategic development. This tract offers investors a Timber/Recreational/ Hunting setting. The property is currently being high fenced for deer. There's a small lake been dug on the property for private fishing. The property appeals to those seeking a private yet connected parcel with strong potential for future appreciation. Thoughtfully positioned for efficient site work, this offering supports a variety of land use possibilities tailored to long-term portfolio growth. Investors can capitalize on the location's undeveloped nature to design a project that meets specific objectives while leveraging the surrounding region's steady demand for thoughtfully planned land.

00 Foster Road, Fountain

Listing courtesy of Crosby & Associates, Inc.

$120,000
789404 MLS
Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal getaway, this property serves as the perfect canvas to bring your vision to life. Enjoy the freedom to design and build without HOA limitations, allowing flexibility for parking, storage, or additional features such as a pool, workshop, or outdoor entertainment space. Take advantage of the direct water access and create your own private oasis with stunning views and coastal living at its finest. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss this rare opportunity to secure a versatile Gulf-access property and turn your dream into reality. Buyer to verify all measurements. Please verify if important.

00 Stephens Drive, Panama City

Listing courtesy of Centergate Realty LLC.

$80,000
789401 MLS
Gorgeous 0.223-acre lot offering an exceptional opportunity to build your dream home in a beautiful setting--with no HOA restrictions. This spacious parcel provides plenty of room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful getaway, this property serves as the perfect canvas to bring your ideas to life. Enjoy the freedom to design and build without HOA limitations, giving you flexibility for parking, storage, or even additional features like a pool or workshop. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss the chance to secure this versatile piece of land and turn your vision into reality. Buyer to verify all measurements. Please verify if important.

00 Charles Drive, Panama City

Listing courtesy of Centergate Realty LLC.

$80,000
789082 MLS
Build your dream home at 5309 Hometown Lane in the exclusive, gated community of Martinique! Located on the quiet East End of Panama City Beach, Martinique is highly sought after for its classic ''Old Florida'' charm, peaceful nature trails, and freshwater lakes. It's a very golf-cart-friendly neighborhood packed with great amenities, including an island-style community pool, a pavilion, a playground, and a basketball court. The location is unbeatable. You're just a short ride away from the white-sand beaches of St. Andrews State Park, the Grand Lagoon, Lighthouse Marina, and local waterfront staples like Captain Anderson's and The Grand Marlin. This is a great opportunity to secure a prime, buildable lot in one of PCB's best neighborhoods.

5309 Hopetown Lane, Panama City

Listing courtesy of eXp Realty, LLC.

$469,000
789064 MLS
Prime development opportunity in one of Panama City's most desirable coastal corridors. Conveniently located just minutes from Gulf Coast State College and Florida State University Panama City campus. This ±0.80-acre parcel offers exceptional potential for builders, developers, and investors looking to maximize returns in a high demand area. Positioned just across from the bay and surrounded by established homes, this property is ideally suited for subdivision into 4/5 residential lots or a custom smaller scale development. With its proximity to the bay, a multi story build may offer the opportunity for water views, adding long term value and appeal. With three sides of road frontage, access and layout flexibility make this site especially attractive for multiple build scenarios. Opportunities like this are hard to find. Motivated to sell! This location adds even more value, minutes from waterfront access, dining, shopping, and the continued growth of the Panama City market. Demand for new construction and short term rental opportunities in this area remains strong, making this a compelling play for both builders and long term investors.

2616 Mound Avenue, Panama City

Listing courtesy of Anchor Realty Florida.