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$235,000
790105 MLS
RARE SOUTHPORT OPPORTUNITY! Prime 8-acre parcel located in the heart of the rapidly growing Southport area, offering endless potential for development, investment, or your private estate. Properties with this much usable acreage, existing improvements, and development flexibility are becoming increasingly hard to find in North Bay County. This property has already undergone major improvements, saving buyers both time and expense. The previous home has been removed, creating a clean slate ready for your vision. A culvert has been installed, providing improved access throughout the property and opening the door for multiple uses. The existing layout offers the potential for two buildable lots as-is, with additional room for future development opportunities. A scenic creek runs through the property, adding natural beauty, privacy, and character rarely found on parcels this size. An existing barn remains on-site and could be repurposed for storage, workshop space, agricultural use, or future improvements. Conveniently located just minutes from Panama City, schools, shopping, and area amenities while still offering the peaceful feel of country living. Whether you're looking to build, develop, invest, or secure land in one of Bay County's fastest-growing areas, this is a rare opportunity you do not want to miss. Seller is motivated so bring all offers!

7909 Madison Avenue, Panama City

Listing courtesy of Top Producers Real Estate Group.

$85,000
790089 MLS
Nestled within the gated coastal community of Laird Bayou, this beautiful vacant lot on almost a full acre offers the perfect canvas to build your dream home. Surrounded by natural beauty and a peaceful, serene atmosphere, this spacious homesite provides both privacy and a true sense of coastal living. Residents enjoy exclusive access to a community boat ramp with Bay and Gulf access, making it ideal for boating, fishing, and water enthusiasts. The neighborhood also features a refreshing community pool and the convenience of private RV and Boat storage. Whether you're envisioning a full-time residence or a relaxing coastal retreat, this property combines tranquility, security, and exceptional amenities in one desirable location.

831 Vista Del Sol Lane, Panama City

Listing courtesy of Think Real Estate.

$125,000
790079 MLS
4407 Deer Point Cove presents the perfect opportunity to build your custom dream home in one of the area's desirable gated communities near Deer Point Lake. This oversized vacant homesite offers a peaceful setting surrounded by natural beauty and established homes, while still allowing you the freedom to create a property tailored to your vision. The lot has not yet been cleared, giving buyers a blank canvas to design exactly what they want from the ground up. Deer Point Cove features neighborhood covenants and restrictions that help preserve the community's appeal and long-term value. Property will require well and septic installation. Conveniently located near public boat ramps, outdoor recreation, shopping, dining, and local schools, this property offers the ideal blend of privacy, flexibility, and location. Call a REALTORĀ® today to schedule a private tour. If important, buyer to verify all measurements and restrictions. No survey available.

4407 Deer Point Cove Lane, Panama City

Listing courtesy of Empire Real Estate of Florida LLC.

$79,000
789937 MLS
AMAZING PRICE REDUCTION on this pristine 1.499 acre lot that is loaded with potential! Build your new home and have plenty of room for gardening, live stock, and outdoor activities. You'll have that spacious country living feel but you are just minutes to everything! There is no HOA and the lot is high and dry. There is beautiful trees, a pond and a blank slate to build your oasis. This beautiful lot can be accessed in multiple locations with 330 feet along John Pitts Road. The location is just a few miles to Majette Park, HG Harders Recreation Complex and only 4 miles to the new Publix. There was a home on the lot prior to hurricane Micahel with power, well and septic tank but all will need to be assessed by the new buyer. Survey is available. Seller is motivated...make an offer today!

6807 John Pitts Road, Panama City

Listing courtesy of Anchor Realty Florida.

$8,500
789840 MLS
Affordable buildable land in Fountain, Florida! This oversized 1/3-acre corner lot located at Magnolia Street and Pine Grove Avenue offers a rare opportunity to build a home in a peaceful Florida setting without the high price tag. The lot offers plenty of space for a single-family home, mobile home, with room for a detached garage, workshop, RV or boat parking, garden, or outdoor entertaining area. The corner location provides added flexibility for home design and access. Whether you are looking for affordable Florida land, a homesite for a new construction home, an investment property, or a future retirement spot, this property offers flexibility and value. Located within driving distance to Panama City, Panama City Beach, outdoor recreation, springs, fishing, and the Gulf Coast, this property combines small-town living with access to everything people love about Northwest Florida. Build now or hold for the future -- opportunities for affordable buildable lots in Florida are becoming increasingly hard to find.

Lot 11 Magnolia Street, Fountain

Listing courtesy of Coldwell Banker Realty.

$184,000
789677 MLS
Fantastic opportunity in one of the most desirable locations in Panama City Beach! Situated just over a mile from the sugar white sands and emerald waters of the Gulf, this property offers the perfect spot to build your dream home or investment property. Owners will consider selling the lots separately or together for added flexibility. No flood zone and only a short walk to Frank Brown Park through the new Escanaba Way trail, you'll enjoy access to some of the best recreational amenities in the area. Frank Brown Park features baseball and soccer fields, basketball courts, playgrounds, fishing lakes, walking and biking trails, a dog park, skate park, and the aquatic center with two swimming pools and splash areas. Pickleball courts are also coming soon! Enjoy the convenience of being just minutes from Pier Park, dining, shopping, entertainment, and the beach, while still tucked away in a quiet residential neighborhood with no HOA fees. No mobile homes, apartments, or vacation rentals nearby help maintain the charm and appeal of the neighborhood. City utilities are available and no septic tank is required. Conveniently located near Highway 79 and the new hospital, this is a rare chance to secure a homesite in a rapidly growing area of Panama City Beach. Call today for more details

142 Half Acre Lane, Panama City Beach

Listing courtesy of Paradise Properties of NW Florida.

$149,000
789663 MLS
Welcome to an exceptional opportunity in the gated waterfront community of RiverCamps. This vacant lot is the perfect canvas to build your custom dream home in a setting defined by natural beauty and coastal tranquility. Positioned among preserved conservation land and scenic marsh surroundings, this homesite provides a peaceful, private atmosphere with frequent wildlife sightings and stunning natural views. Grab a bike or put on some sneakers and head over to the miles of trails that run parallel to the bay, just minutes from this lot. RiverCamps is renowned for its exceptional amenities, including a pool overlooking the bay, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

7522 Morning Marsh Trail, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$195,000
789661 MLS
This 1.2 acre homesite provides the perfect setting for a private retreat, one of the largest buildable lots in the community! Experience the RiverCamps lifestyle surrounded by lush conservation and scenic waterways. RiverCamps is a gated waterfront community known for its exceptional amenities, including a pool overlooking the bay, miles of walking trails, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

6703 Egret Pond Lane, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$260,000
789657 MLS
HUGE INVESTMENT POTENTIAL!! Positioned in a prime location in the heart of Panama City, this exceptional 2.5-acre corner parcel offers unlimited potential for developers, investors, and business owners alike. Located in an opportunity zone. Zoned Mix Use 3, the property is ideally suited for medium to high-density residential development combined with professional offices, educational facilities, and low-intensity neighborhood commercial uses. Multifamily development opportunities allow for up to 20 units per acre, creating incredible possibilities for apartments, townhomes, mixed-use concepts, or a live/work community. Extensive due diligence has already been completed, including an environmental/ecological site assessment, GEO-technical engineering report, boundary and topographical survey, and wetland survey--saving valuable time and expense for future development. With its highly visible corner location, strong development flexibility, and convenient access to shopping, dining, medical facilities, and major thoroughfares, this parcel is perfectly positioned for growth and long-term value. Whether you are looking to develop multifamily housing, professional office space, educational facilities, or a mixed-use investment project, this property presents a rare opportunity in one of the area's most desirable and rapidly growing locations. All measurements and items of importance are to be confirmed by buyer or buyer agent.

1014 Mercedes Avenue, Panama City

Listing courtesy of Beach Haven Realty.

$39,000
789646 MLS
Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

12109 Caruso Drive, Panama City

Listing courtesy of Performance Realty.

$395,000
789572 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

Listing courtesy of Counts Real Estate Group.

$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$239,900
789557 MLS
Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.

Lot 12 1st Street, Mexico Beach

Listing courtesy of Rish Real Estate Group.

$239,900
789513 MLS
Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important

Lot 7 Florida Avenue Unit Lot 7, Mexico Beach

Listing courtesy of Rish Real Estate Group.

$84,999
789509 MLS
This large property has No wetlands or flood zone and is located one hour from multiple Gulf beaches and beach-towns. It is zoned Agricultural-Residential, and per Bay County there is no minimum size, allowing for mobile, modular, and site build homes. Partially Improved land that is perfect for your dream home, small farm, or homestead! Save Thousands on improvements already done, including electricity on property, a well for a reliable water supply, circular drive cleared, and gate at drive entrance. Electricity has been brought onto the land through an aerial line, complemented by a dedicated 250' underground supply line leading to a secondary power pole. This is where to live if you want Privacy, Serenity, Relaxation, and Fun! Many outdoor activities to enjoy, such as National and State Forests, Wildlife Refuges, Trailheads, Rivers and the Gulf for fishing and boating, off-road parks and a speedway! The town of Fountain is just a few minutes down the road where you can find everyday local amenities.

20455 Morrow Road, Fountain

Listing courtesy of Joseph Walter Realty LLC.

$140,000
789496 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Larger Lot next door (5224 Sunset Ave MLS I.D. 789493) is also available for purchase (both lots combined total 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5220 Sunset Avenue, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$227,000
789493 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Lot next door (5220 Sunset Ave MLS i.d. 789496) is also available for purchase (totaling 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5224 Sunset Avenue, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$140,000
789453 MLS
Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

462 E Highway 20, Panama City

Listing courtesy of Counts Real Estate Group Inc.