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$475,000
3 Beds 2 Baths 784459 MLS
Looking for a beautiful condo with a Gulf View in the Laketown Wharf community? This 3-bedroom, 2-bath residence offers an open layout with amazing views! The living area opens to a private balcony with views overlooking the Gulf and community. This condo is being sold fully furnished! The primary suite includes Beautiful views of the Gulf and a private bath, while the guest bedroom and additional space make it easy to accommodate family or guests. The kitchen opens to the main living area, creating a functional layout for everyday use or entertaining. Laketown Wharf offers a wide range of amenities, including multiple pools, a large lake with a boardwalk and nightly fountain shows, on-site dining, a fitness center, covered parking, and easy beach access just across the street. Call today for your showing!!

9860 S Thomas Drive Unit 1706, Panama City

Listing courtesy of Simply South Realty.

$290,900
1 Baths 784205 MLS
Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

9900 S Thomas Drive Unit 2306, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$409,000
2 Beds 2 Baths 784144 MLS
SUNSETS FIRST...NOISE LAST. Positioned in one of the resort's most desirable sunset-facing stacks, this beautifully maintained 2 bedroom, (one of them being an ocean front master suite) 2 full bathroom condo captures the kind of evening views buyers come to the beach for...warm Gulf skies, sweeping horizons, and unforgettable sunsets right from your own balcony. Unlike many other buildings in the resort, this residence offers true sunset exposure, creating a daily experience that never gets old. If you've been waiting for a truly turnkey, income-ready property, this is it. Offered fully furnished and thoughtfully stocked, this unit is ready for its next owner to step in and immediately enjoy or begin generating rental income...no setup, no stress, and not a single detail overlooked. Both bathrooms have been beautifully remodeled within the past five years, and a BRAND NEW WATER HEATER was installed in March 2026, offering added peace of mind. Well cared for and well appointed, this property presents an exceptional opportunity as a second home, vacation getaway, or investment. Between the rare sunset views and true turnkey condition, this is the kind of property that stands out in today's market. While other units in the building vary in layout, view orientation, and floor height, this residence stands apart with true sunset views, generous square footage, and a higher floor vantage point that enhances both privacy and perspective. Inside, the layout is bright and welcoming, with Gulf-front views that carry through the living space and onto the private balcony, perfect for winding down as the sun dips into the water. This is the kind of unit guests return to and owners hold onto. Beyond the unit itself, Summerhouse continues to be a favorite among owners and vacationing families alike. Residents and guests enjoy two resort style pools with abundant lounge seating and shaded gathering areas, a kiddie pool, hot tub, tennis and pickleball courts, horseshoe pits, arcade, billiards room, and a recently renovated lobby. Secure RFID bracelet access provides controlled entry to community amenities, creating an enjoyable and family friendly resort experience just steps from the sand. As an added bonus for owners, HOA DUES HAVE JUST BEEN REDUCED, improving both cash flow and long-term value. Whether you're seeking a high performing investment, a second home with strong rental upside, or a private Gulf-front retreat elevated above the crowd, this 10th floor B-stack unit checks the boxes that matter most.

6505 Thomas Drive Unit 1009, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$414,000
2 Beds 2 Baths 784170 MLS
This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

9902 S Thomas Drive Unit 130, Panama City

Listing courtesy of Beachy Beach Real Estate.

$419,900
2 Beds 2 Baths 784142 MLS
Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private balcony—ideal for relaxing or entertaining—while taking in spectacular water views and unforgettable sunsets. Reflections at Bay Point offers breathtaking lagoon and St. Andrew's Bay views along with resort-style amenities including a lagoon pool, heated pool, hot tub, fire pits, outdoor grilling areas, and an owners' lounge. Residents also enjoy access to Bay Points Nicklaus-designed golf course, Point South Marina, and waterfront dining just steps away. Ideally located near St. Andrews State Park and the desirable east end, you can take advantage of opportunities for boating, fishing, shopping, dining, and all the attractions Panama City Beach has to offer. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this property checks all the boxes. Schedule your private showing today!

4100 Marriott Drive Unit 208, Panama City

Listing courtesy of Keller Williams Success Realty.

$390,000
2 Beds 3 Baths 784037 MLS
Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

9900 S Thomas Drive Unit 1921, Panama City

Listing courtesy of RC Real Estate Group.

$285,000
1 Baths 784020 MLS
This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

9900 S Thomas Drive Unit 1905, Panama City

Listing courtesy of Bastion Realty LLC.

$885,000
3 Beds 3 Baths 784000 MLS
Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

3001 W 10th Street Unit 203, Panama City

Listing courtesy of Counts Real Estate Group.

$180,000
2 Beds 2 Baths 783467 MLS
PRICE REDUCTION! AND THAT'S NOT ALL.... NEW HVAC SYSTEM, NEW HOT WATER HEATER WITH EXPANSION TANK & GARBAGE DISPOSAL. Roof and gutters were replaced approximately 5 years ago. This 1st floor flat condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small complex offers a quiet setting with a community pool and a relaxed coastal atmosphere. The unit is ideally situated on the first floor and features a desirable split-bedroom plan. Both bedrooms include walk in closets, with the primary bedroom offering a private en-suite bath. The secondary bath is accessible from both the guest bedroom and the open living area, providing added convenience. Sliding glass doors offer peaceful views of the surrounding green space, enhancing the bright and open feel of the living area and guest room. The kitchen includes a breakfast bar and pantry with a view of the living area, creating a welcoming and functional space. A dedicated laundry area. INCLUDES WASHER & DRYER. It is only a few steps from the pool for a day of relaxation. With endless potential, this unit is perfect for effortless living, or short-term and long-term investment. This unit presents an excellent opportunity for someone looking for a renovation project. With some updates the space could be transformed into a comfortable and attractive coastal retreat. Motivated sellers have priced this unit for a quick sale. Don't miss out on this opportunity. . All measurements are approximate. If important, please self-measure.

7125 N Lagoon Drive Unit J, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$650,000
2 Beds 2 Baths 783667 MLS
PRICE POINT LISTED UNDER VALUE!!!!!WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

6201 Thomas Drive Unit 401, Panama City

Listing courtesy of Keller Williams Success Realty.

$252,500
1 Beds 2 Baths 783243 MLS
**OPEN HOUSE AUG. 15TH 11am-2pm** Entrance gate will be open! COME OUT & LOOK! WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !

8730 Thomas Drive Unit 104, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$363,000
2 Beds 2 Baths 783219 MLS
This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise. Unwind in Style Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining. Breathtaking views of the Gulf and the lake create a serene ambiance. Two private balconies invite you to soak up the sun and enjoy the coastal breeze. Designed for Comfort The open floor plan seamlessly blends the living area, dining area, and kitchen for a comfortable gathering space. The well-equipped kitchen allows you to prepare delicious meals with ease. Two full bathrooms provide convenience for you and your guests. Resort-Style Living Live like you're on vacation every day with access to the luxurious amenities at Laketown Wharf, including: Sparkling swimming pools State-of-the-art fitness center Clubhouse for gatherings and much more! Prime Location Situated directly on the beach, you can step out your door and onto the sugar-white sand. Close proximity to Panama City Beach's best restaurants, shops, and attractions. Start creating unforgettable beach memories at 9860 S Thomas Drive, unit 1926. Contact us today to schedule a showing! Please note: While the condo boasts beautiful beachfront views, the listing clarifies it's not directly on the waterfront.

9860 S Thomas Drive Unit 1926, Panama City

Listing courtesy of Coldwell Banker Realty.

$290,000
1 Beds 1 Baths 783190 MLS
WOW!! This Top level unit overlooking the pool has been COMPLETELY RENOVATED in a Unique one of a kind Bohemian Design! Step into this eye catching unit that has been completely gutted and refurbished with NEW EVERYTHING including flooring, counter tops, all new kitchen appliances, new stack washer/dryer, New A/C unit, new slider to balcony, completely renovated bath with large walk-in shower and all new furnishings, accessories and kitchenware. There are designer touches through out featuring beautiful fluted wood paneling and textured wall accents. With only steps to the beach or time relaxing at the pool, this one is a MUST SEE! Give us a call and come visit....You will fall in Love!!

6829 Thomas Drive Unit 408, Panama City

Listing courtesy of 30A Local Real Estate.

$288,000
1 Beds 1 Baths 783086 MLS
***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

4726 Bay Point Road Unit A208, Panama City

Listing courtesy of ERA Neubauer Real Estate Inc.

$375,000
1 Beds 2 Baths 782986 MLS
OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2302, Panama City

Listing courtesy of Anchor Realty Florida.

$367,500
1 Beds 1 Baths 782949 MLS
1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$477,000
2 Beds 2 Baths 782948 MLS
2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

9450 S Thomas Drive Unit 1209C, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$355,000
1 Beds 2 Baths 782942 MLS
OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2325, Panama City

Listing courtesy of Anchor Realty Florida.

$699,400
2 Beds 2 Baths 782703 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want--and very few ever get! Why is the 08 stack so coveted? Simple: more direct Gulf-front windows than any other unit in the building--and arguably on the beach. The views are breathtaking, expansive, and impossible to replicate. Then there's the massive Gulf-front balcony--a true showstopper. Designed for entertaining, it comfortably hosts 20+ guests for sunset cocktails, coastal breezes, and unforgettable evenings overlooking miles of emerald water and sugar-white sand! Perched on the 10th floor, this unit hits the sweet spot. High enough for panoramic views and privacy, yet low enough to clearly see the pool, beach, and ocean--while staying comfortably above the noise of lower floors. Guests and owners alike love this level! Watercrest is widely regarded as one of the premier Gulf-front condominiums on Panama City Beach, and opportunities like this are increasingly rare. Units in this location, with this floor plan and view, do not last! If owning a standout beachfront property is your goal, now is the time to act. Prime locations like this are always in demand--and rarely available. Don't miss your chance to claim one of the finest condos on the beach!

6201 Thomas Drive Unit 1008, Panama City

Listing courtesy of Realty Mark Associates.

$699,900
2 Beds 2 Baths 782639 MLS
Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you'll enjoy a serene atmosphere free from vacation crowds. This unit's unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

6323 Thomas Drive Unit 104B, Panama City

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$520,000
2 Beds 2 Baths 782502 MLS
Experience beachfront living at its best in this beautifully updated condo at Sunrise Beach, where floor-to-ceiling views showcase the emerald Gulf waters and the iconic PCB shoreline. This spacious layout features 2 bedrooms, 2 bathrooms, and a full bunk room, offering the flexibility of a three-bedroom setup—perfect for guests, extended family, or maximizing rental potential. The main living area is filled with natural light, enhanced by high ceilings and seamless tile flooring that flows straight out to the oversized private balcony. Whether you're sipping your morning coffee or unwinding at sunset, the Gulf views here are nothing short of spectacular. The kitchen is designed for both style and function, complete with granite countertops, a breakfast bar, and modern appliances, while the full laundry room adds everyday convenience. The Gulf-front primary suite creates a peaceful retreat, offering balcony access and a large ensuite with double vanities, a soaking tub, and a separate walk-in shower. Guests will appreciate the comfortable second bedroom and the dedicated bunk room that makes excellent use of space. At Sunrise Beach, every amenity is thoughtfully placed on the Gulf side of Front Beach Road for effortless beach access. Enjoy two gulf-front pools (one seasonally heated), hot tubs, a splash area for kids, a fitness center, grilling stations, an owners' lounge, arcade, and high-speed elevators. With 346 feet of pristine beachfront and some of the most reasonable HOA fees on the coast, this resort feels like a true getaway. Ideally located less than a mile from Pier Park and within walking distance of dining hotspots, this condo places the best of Panama City Beach right at your doorstep. Whether you're seeking a second home, investment property, or full-time beach retreat, this Sunrise Beach beauty delivers incredible views, comfort, and convenience in one exceptional package.

14825 Front Beach Road Unit Unit #903, Panama City

Listing courtesy of Beach Properties Real Estate.

$240,000
1 Beds 2 Baths 782480 MLS
Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

8730 Thomas Drive Unit 102, Panama City

Listing courtesy of Simply South Realty.

$479,900
2 Beds 2 Baths 782414 MLS
Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and utensils for at home convenience during your stay. You will find large Tv's in every room along with new top of the line luxurious mattresses. Relax outside on the private balcony 17 floors above rolling waves of the Gulf coast. This stylish beachfront condo will accommodate a total of 6 guests. Condo Features: '' Furnished Private Balcony '' Living area with Television, Sleeper Sofa and Balcony Access '' Master Bedroom with King Sized Bed, Television and Secluded Balcony Access '' Master bathroom with Garden Tub, and Walk-In Shower '' 2nd Bedroom with 1 Queen Sized Bed, Television and Secluded Bathroom Access '' Shared 2nd Bathroom with Bathtub / Shower Combination '' Washer and Dryer '' High speed Internet and Cable Boardwalk Beach Resort is situated directly on the beach and offers a tremendous strip of private beach for guests to enjoy. This 22 story Gulf Front condominium is located in the heart of Panama City Beach. The resort is surrounded by restaurants, golf, nightlife, shopping and family attractions. In keeping with a sensational reputation, Boardwalk features an endless variety of amenities and extravagances to ensure an unforgettable visit. The hardest part is deciding what to take advantage of first! Resort Features: '' Beach and Water Sport Activities '' 16 Acres of Private Beach '' Beachfront Bar and Grill '' 2 Swimming Pools '' 2 Gulf Side Hot Tubs '' Interactive Children's Splash Zone Pool Area '' Arcade / Game room '' Food Court open seasonally '' Covered Parking and Security Gated Access **Age, dimensions and square footage are approximate. Buyer should verify if important.**

9450 S Thomas Drive Unit 1703C, Panama City

Listing courtesy of Portfolio Real Estate and Management Group.

$660,000
3 Beds 3 Baths 782253 MLS
This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

9900 S Thomas Drive Unit 228, Panama City

Listing courtesy of Hitchcock Real Estate LLC.

$339,000
3 Beds 2 Baths 782239 MLS
Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals--making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!

8730 Thomas Drive Unit 313, Panama City

Listing courtesy of Anchor Realty Florida.

$349,900
1 Beds 1 Baths 782010 MLS
Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a thoughtfully designed workspace that would make everyday living feel like a getaway. The décor throughout reflects the perfect touch of beachside elegance chosen by the seller, creating a warm and inviting space you'll never want to leave. The updated bathroom includes a fresh vanity and a classic tub/shower combination, adding to the condo's comfort and appeal. Sunbird stands out as one of the premier buildings on the beach with its excellent location, well-maintained amenities, successful inspection history and outstanding HOA team. Enjoy walking to Pineapple Willy's, Walmart, Waffle House, a variety of restaurants, and soon--Tootsies at the historic Spinnaker's site. The community offers three pools including one heated, a fitness building, laundry facilities and brand-new water fountains. This condo combines beauty, convenience, and true Gulf-front tranquility, making it the perfect coastal escape or investment opportunity. Did we say rentals? Oh yes... we do really good in that category!!

9850 S Thomas Drive Unit 904E, Panama City

Listing courtesy of LPT Realty LLC.

$169,900
1 Beds 1 Baths 781725 MLS
RECENTLY REMODELED with a modern industrial design, this stylish condo is in a prime location in the heart of Panama City - The Cove. Located directly across the street from St. Andrews Bay, this first floor unit features updated finishes throughout, including exposed ductwork, concrete -style accents, stainless steel appliances, quartz countertops and custom cabinetry. There is also a small fenced in yard and doggy door, which is also removable, for your furry friends. The open-concept floor plan is ideal for comfortable living and entertaining. Residents enjoy access to a large waterfront community pool and private dock, perfect for waterfront activities like paddleboarding, kayaking or just soaking in the sun. And with downtown Panama City less than a mile away, you can enjoy shopping, great restaurants and live music in minutes. This condo will come partially furnished and move in ready. The A/C was replaced last year and there is an all in one, ventless washer/dryer combo that will stay. Whether you're looking for a full-time residence, vacation home, or income producing property, this condo delivers on every level. Don't miss your change to live by the water in the Cove.

105 Allen Avenue Unit 56, Panama City

Listing courtesy of Salty Marlin Realty LLC.