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$8,500
771707 MLS
Lease prime 1-Acre Outparcel - 7099 Hwy 98 W, Panama City Beach, FL 32408, Now available: a high-visibility 1-acre outparcel at 7099 Hwy 98 West in Panama City Beach, FL. Situated within a retail center anchored by Murphy USA, Dollar General, and the high-speed electric go-kart attraction Cartona, this site benefits from exceptional traffic counts and a strategic location. The site lies directly adjacent to NSA Panama City Naval Base, surrounded by residential neighborhoods and year-round demand drivers. With multiple AADT corridors converging nearbyâ€''including 69,718 vehicles per day on Hwy 98 Front Beach Rd, and 36,500 on Thomas Drive, the exposure and access are unmatched in this submarket.

7099 HWY 98 W, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$7,500,000
772017 MLS
Rare ±231-acre waterfront development opportunity with ±8,000 feet of natural shoreline on North Bay — now available with flexible deal structures including seller financing and potential joint venture (JV) development partnerships. The seller is actively seeking qualified development partners and is open to creative structuring to bring this site to its highest and best use. Strategically located in Bay County's rapidly expanding north side, the property is just minutes from Northwest Florida Beaches International Airport, Panama City Beach, and the multi-billion-dollar redevelopment of Tyndall Air Force Base. Adjacent to the established Fanning Bayou subdivision and close to Gulf Coast State College's North Bay Campus, this site sits squarely in the path of major regional growth. Development Highlights: * ±231 acres with ±8,000' of natural shoreline * Previously approved for 218 residential units and a school * Utilities nearby; excellent access to infrastructure and major roads * Bay County planning supports new development in this corridor * Ideal for residential, mixed-use, institutional, or recreational development This is one of the largest contiguous, undeveloped waterfront parcels remaining in the area. With strong regional demand, supportive zoning, and a seller willing to structure a deal creatively—including JV partnerships—this property offers a compelling opportunity for developers and investors looking to capitalize on Northwest Florida's growth.

Fonza Road, Panama City

Listing courtesy of Coldwell Banker Realty.

$35,000
772674 MLS
Seller is motivated - and has priced to sell! OWNER MAY FINANCE! (see below)! Nice approximate 1.5 acre site on Moss Hill Road and McDaniel Pond/Lake. Narrow (over 700 foot) access strip opens up to larger waterfront (near .8ac) site on lake. See attached aerial photo and developer survey for approximate land size and layout. Tax records say over 6 acres - but much of that is submerged land under lake (see aerial). The usable total land space is nearer 1.5 acres. Copy of developer restrictions are also attached. Seller is ready to sell with this reasonable ask price. No mobile homes. New dwellings must be site built and minimum of 1000 sq.ft living area. Seller financing is not offered. A great and serene get away location yet with convenient access ...just 10 minutes from Vernon or Wausau - 15-20 min to Chipley, and about 20-35 minutes north of Lynn Haven and Panama City. Drive time to Bozeman School in Bay County is near 10 minutes. BE CAREFUL if entering property - neighbor to left has large dogs that sometimes run loose. They are mostly friendly but can be intimidating if not expected. Use caution and be carefully alert if entering or viewing this property. THERE IS A POWER LINE TRAIL CUT WITH POWER LINES TO NEXT DOOR NEIGHBOR (at 4603 MOSS HILL RD), PER LISTING OWNER... SUBJECT PROPERTY IS ON RIGHT (EAST) SIDE OF THAT POWER LINE. SEE AERIAL, SKETCH & PLAT SURVEY COPY IN DOCUMENTS FOR APROXIMATE LAND LAYOUT.................SELLER MAY FINANCE: Suggested terms: 20% Down, 15 Year Amortization with Balloon payment in 5 years at 9% interest.

0000 Moss Hill Road, Chipley

Listing courtesy of O'Keefe & Wainwright Inc.

$2,600,000
755176 MLS
Prime 4.22± acre commercial development site on W. Highway 388 in the heart of one of Florida's hottest markets, West Bay/Panama City Beach and home to Latitude Margaritaville, a mixed use development included in the 110,000± acre Bay-Walton Sector Plan. The site is strategically located just 1.5± miles south of the primary entrance to Latitude Margaritaville and 4± miles west of Northwest Florida Beaches International Airport. Convenient access just 700± feet east of the Highway 79 corridor and the West Bay Bridge, the gateway to Panama City Beach to the south, and Latitude Margaritaville to the north. Zoned General Commercial (C-3) in Unincorporated Bay County which allows for many commercial uses. Bay County public water and sewer are available along W. Highway 388. There currently is a 2,136± square foot home on the property built in 1975 which may or may not contribute value. This site with its current entitlements is ready for immediate commercial development.

000 W. Highway 388, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$1,000,000
771348 MLS
Prime 1-Acre Outparcel - 7099 Hwy 98 W, Panama City Beach, FL 32408 Now available: a high-visibility 1-acre outparcel at 7099 Hwy 98 West in Panama City Beach, FL. Situated within a retail center anchored by Murphy USA, Dollar General, and the high-speed electric go-kart attraction Cartona, this site benefits from exceptional traffic counts and a strategic location. The site lies directly adjacent to NSA Panama City Naval Base, surrounded by residential neighborhoods and year-round demand drivers. With multiple AADT corridors converging nearbyâ”including 69,718 vehicles per day on Hwy 98 Front Beach Rd, and 36,500 on Thomas Drive, the exposure and access are unmatched in this submarket.

7099 HWY 98 W, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$39,500
777855 MLS
BACK ON THE MARKET! Seller is actively pursuing easement rights for legal access in accordance with Florida Statutes 704.01. (Currently land-locked until easement granted) 🔥 NO BANK NEEDED! 3% OWNER FINANCING - ONLY $15K DOWN! 🔥 Own 5 Acres in Florida for Less Than Rent! Now is the perfect time to invest in land. Secure your own slice of high-and-dry Florida paradise with simple owner financing--no credit checks, no banks, no hassle. 💰 Owner Financing Details: • $15,000 down • 3% interest rate • 5-year term • $440.23/month 🌲 HIGH & DRY 5-ACRE WOODED RETREAT 🌲 📍 Just 46 miles from Panama City Beach Escape to your own private 5-acre wooded sanctuary filled with towering pines, magnolias, and native saw palmettos. Ideal for a homestead, cabin, weekend retreat, or long-term investment. ✨ Property Highlights: ✅ High & dry - no flood concerns ✅ Power nearby - ready for connection ✅ Ultra-low taxes - only $183.69/year ✅ No HOA - use your land your way ✅ Quiet and secluded - privacy and nature Whether you're ready to build, invest, or enjoy peaceful weekends under the stars, this property delivers. 📞 Message now before it's gone (again)! If you want to push urgency harder (since it fell out of contract), I can tweak the tone to address that without raising red flags to buyers.

Timbercrest Road, Fountain

Listing courtesy of Keller Williams Success Realty.

$750,000
755351 MLS
One of the true premier remaining I-10 sites available. Amazing location in Bonifay. Adjacent 6 acres also available.Commercial is located in 5.1.j, and allows for a wide range of commercial uses, but not residential uses. The 'commercial' land use category is designed for a wide range of business uses, including retail, wholesale, communication facilities, light industrial, offices, and professional services. Residential uses are not allowable, except as incidental or accessory uses. Commercial and business uses shall be limited to an impervious surface coverage of 90% and a floor to area ratio of 2.0. While commercial and business development may not exceed 90% impervious surface coverage the Gross Floor Area Ratio (FAR) of 2.0 shall also not be exceeded. ****owner financing*** 30% down 5% 20 year term

00 Son In Law b, Bonifay

Listing courtesy of Beachy Beach Real Estate.