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$374,900
3 Beds ⋅ 3 Baths ⋅ 792383 MLS
Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City

Listing courtesy of Beachy Beach Real Estate.

$430,000
5 Beds ⋅ 3 Baths ⋅ 792377 MLS
Beautiful property of 5 bedrooms & 3 bathrooms, Completely remodeled, the property is located on the corner, Has a large lot. Excellent urbanization and very close to the best beaches in Florida such as Mexico Beach. Don't wait!!

6800 Forsythe Drive, Panama City

Listing courtesy of AMERICAN REALTY of Bay Co, Inc.

$375,000
3 Beds ⋅ 3 Baths ⋅ 792376 MLS
Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

2603 Mystic Lane Unit PO46, Panama City

Listing courtesy of ERA Neubauer Real Estate, Inc.

$290,000
4 Beds ⋅ 2 Baths ⋅ 792374 MLS
Welcome home to this charming 4-bedroom, 2-bath residence nestled in the heart of Historic Panama City. Situated on a spacious, fully fenced lot, this property offers plenty of room to entertain, play, garden, or simply unwind in your own private outdoor space. Step inside to discover a warm and inviting living room anchored by a cozy fireplace, creating the perfect gathering place for family and friends. Original hardwood floors add timeless character throughout the living room, dining area, and bedrooms, while the kitchen features durable tile flooring for easy maintenance. Designed with both style and functionality in mind, the kitchen showcases rich butcher block countertops, a stainless steel farmhouse sink, stainless steel appliances, and a convenient coffee and breakfast bar that makes mornings a breeze. Just beyond the kitchen, you'll find a spacious laundry room and mudroom, providing additional storage and everyday convenience. Improvements, included recessed lighting, fresh painted wainscoting, and a newer vanity in the primary bathroom, enhance the home's appeal while complementing its classic character. Offering the perfect blend of historic charm and modern updates, this home is ready for its next chapter. Schedule your private tour with your favorite Realtor® today. All measurements are approximate and should be verified by the buyer if important.

408 N Macarthur Avenue, Panama City

Listing courtesy of Think Real Estate.

$365,000
3 Beds ⋅ 2 Baths ⋅ 792359 MLS
Lovely newer home in central location within short distance to Historic Downtown District, Charming St. Andrews, the Government HUB of Panama City, Great Restaurants and Entertainment Venues. The exterior features Board and Batten Siding with Coastal Style Shutters. Beautiful Professional Landscaping with a Privacy Fenced Back Yard. A covered entrance leads to an inviting Open Floor Plan featuring 9 ft ceilings and 10 ft decorative trays, maximizing the square footage! A Spacious Modern Kitchen with loads of storage, features Stainless Appliances and White Quartz Countertops. The Living Area Opens to a Screened Porch to enjoy Florida Living Year Round! Come take a look and love where you live!

1003 W 12th Court, Panama City

Listing courtesy of Anchor Realty Florida.

$589,000
4 Beds ⋅ 3 Baths ⋅ 792354 MLS
Welcome to 427 Bunkers Cove Road, an exceptional coastal residence located in the highly sought-after Cove neighborhood of Panama City, just moments from St. Andrews Bay and around the corner from the St. Andrews Bay Yacht Club. This prime location offers the perfect blend of waterfront living and convenience, with downtown Panama City, restaurants, shopping, and local attractions only minutes away. Offering approximately 3,576 square feet of thoughtfully designed living space, this beautiful Colonial Revival home features 4 bedrooms, 3 full bathrooms, and timeless architectural character throughout. The inviting two-story design showcases a symmetrical façade, welcoming columned portico, classic brick chimney, and mature live oak trees draped with Spanish moss, creating unforgettable curb appeal. Inside, you'll find a spacious and functional floor plan enhanced by hardwood flooring, abundant natural light, divided-pane windows, and stainless steel appliances. The chef's kitchen flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. A bright sunroom overlooks the backyard and provides the perfect space to relax year-round. Upstairs, a hidden bonus/game room tucked off the fourth bedroom offers endless possibilities as a media room, playroom, home office, or guest retreat while enjoying views of the pool and backyard. Step outside to your own private oasis featuring an in-ground swimming pool, spa, beautifully landscaped grounds, and multiple areas for entertaining or unwinding. Alley access provides ample parking for a boat, RV, or camper, while the large detached workshop offers outstanding space for storage, hobbies, or recreational equipment. Additional features include a whole-home water filtration system, covered side carport, established landscaping, mature shade trees, and a golf cart-friendly neighborhood that enhances the relaxed coastal lifestyle. Combining timeless architecture, modern comforts, generous indoor and outdoor living spaces, and an unbeatable location, 427 Bunkers Cove Road presents a rare opportunity to own one of Panama City's most distinctive homes. Schedule your private showing today and experience everything this exceptional property has to offer.

427 Bunkers Cove Road, Panama City

Listing courtesy of Legacy Premier Agency.

$389,900
3 Beds ⋅ 2 Baths ⋅ 792316 MLS
Welcome to 249 Hugh Thomas Drive, Panama City, FL 32404! This move-in-ready home has been thoughtfully updated with modern, energy-efficient improvements that offer both comfort and peace of mind. Inside, you'll find fresh interior paint, durable luxury vinyl plank (LVP) flooring, and LED lighting throughout the hallways and spare bedrooms, creating a bright and inviting atmosphere. The home has also been upgraded with spray foam insulation to improve energy efficiency and year-round comfort. Major mechanical updates include a new high-efficiency heat pump and air handler, along with a dual-zone mini-split heat pump system, providing exceptional climate control and helping reduce utility costs. Conveniently located in Panama City, you'll enjoy easy access to Tyndall Air Force Base, shopping, restaurants, schools, and local parks. Whether you're looking for your primary residence or a smart investment, this home offers the perfect combination of modern upgrades, energy efficiency, and everyday convenience. Don't miss your opportunity to own this beautifully updated home--schedule your private showing today!

249 Hugh Thomas Drive, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$225,000
3 Beds ⋅ 2 Baths ⋅ 792293 MLS
BRAND NEW METAL ROOF !! This lovely St. Andrews cottage sits on a large corner lot, is solid brick and is filled with charming details. Gorgeous original hardwood floors in all rooms except the kitchen, dining and florida rooms which have a beautiful slate tile. This 2br/2ba home could easily be made into a 3br with little effort. The decorator touches in the bathrooms enhance the charm of this adorable home. The kitchen has a great flow and includes newer appliances. The spacious Florida Room is just off the kitchen and overlooks your yard offering extended living. Enjoy your fenced backyard with mature trees and large deck for grilling and entertaiing. Just a couple of minute drive to Old St. Andrews to enjoy dining, shopping, events and sunsets on St. Andrews Bay. This home is a must see for a first time buyer, second home or fabulous investment property.

1120 Lisenby Avenue, Panama City

Listing courtesy of Own It Real Estate LLC.

$309,000
4 Beds ⋅ 2 Baths ⋅ 792284 MLS
Welcome to Barrett Park, where exceptional value meets modern comfort! This meticulously maintained 4-bedroom, 2-bath home offers more than 2,000 square feet of spacious living and was built in 2019, providing all the advantages of a newer home without the higher price of new construction. Inside, you'll find a bright, open floor plan designed for both comfortable everyday living and effortless entertaining. The well-appointed kitchen offers generous cabinet and countertop space while overlooking the dining and living areas, making it easy to stay connected with family and guests. The spacious owner's suite provides a peaceful retreat with two large walk-in closets and a private en-suite bath. Three additional bedrooms offer plenty of room for family, overnight guests, or a home office. Adding even more appeal, this home is being offered fully furnished, making it an incredible turnkey opportunity. Included are three complete bedroom suites with nightstands that offer built in charging stations. A brand-new oversized leather sectional in the living room, as well as the washer and dryer, allowing you to move in with ease. A brand-new water heater provides added peace of mind. Step outside to the fully screened and enclosed back porch--an inviting space that's perfect for sipping your morning coffee, relaxing after a busy day, or entertaining friends and family throughout every season. This additional living area lets you enjoy the outdoors comfortably year-round. The home is equipped with solar panels, which will need to be assumed by the buyer. In return, you'll enjoy outstanding energy efficiency with an average electric bill of approximately $25 per month, helping keep monthly utility costs remarkably low. Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and the beautiful white-sand beaches of the Gulf Coast, this home offers an outstanding combination of location, comfort, and value. This move-in-ready, fully furnished home is truly a rare find. Schedule your private showing today and experience everything it has to offer!Use the seller's preferred lender and eligible buyers can take advantage of a 1-0 temporary buydown, lender credit, or a FREE appraisal, helping reduce upfront costs and lower monthly payments during the first year. Contact the listing agent for lender details and qualification requirements.

7128 Hatteras Boulevard, Panama City

Listing courtesy of Beachy Beach Real Estate.

$810,000
3 Beds ⋅ 3 Baths ⋅ 792274 MLS
GOLF COURSE LIVING IN BAY POINT'S PREMIER GATED COMMUNITY! Located in the desirable Legend Lake neighborhood and overlooking the Jack Nicklaus Signature Golf Course, this meticulously maintained single-level home offers the perfect blend of comfort, privacy, and resort-style living. Featuring 10-foot ceilings, luxury vinyl plank flooring throughout, and custom shiplap accents, this thoughtfully designed home is ideal for both everyday living and entertaining. Upon entering, you're welcomed by an elegant front living space with soaring ceilings and expansive windows, offering endless possibilities as a grand piano room, private library, home office, or sophisticated gathering area. The beautifully updated chef's kitchen serves as the heart of the home, featuring custom cabinetry, granite countertops, a spacious center island, farmhouse sink, designer lighting, stainless steel appliances, a separate ice maker, and abundant storage. Open to the kitchen, the impressive family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows framing picturesque views of the private pool and the Jack Nicklaus Signature Golf Course beyond. The large screened porch creates the perfect indoor-outdoor living experience, offering ample space to entertain, relax in the hot tub, and enjoy breathtaking sunsets over the fairway. The primary suite serves as a private retreat, offering peaceful views of the sparkling pool and backyard oasis, private access to the screened porch, dual walk-in closets, and a spa-inspired bath complete with a soaking tub. Additional highlights include updated bathrooms, custom closets, extensive crown molding, a two-car garage, and double gate access to the fully fenced backyard for storing a boat, trailer, or jet skis. Step outside to your private backyard retreat featuring a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Bay Point residents enjoy 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf cart-friendly streets, and an active social lifestyle with clubs, events, and live entertainment. Whether you're seeking a primary residence, retirement retreat, or second home, this is a rare opportunity to experience the very best of Bay Point living.

117 Legend Lakes Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$315,000
4 Beds ⋅ 2 Baths ⋅ 792263 MLS
Completely Renovated 4-Bedroom Block Home on a Spacious Corner Lot with Solar Panels & No HOA Welcome to 176 N Anita Drive, a beautifully renovated block home on a slab foundation situated on a generous 0.41-acre corner lot. This move-in-ready property offers 4 bedrooms, 2 bathrooms, modern upgrades throughout, and the freedom of no HOA. Every major system has been updated for peace of mind, including newer plumbing, newer electrical, a newer HVAC system with updated ductwork, luxury vinyl plank flooring throughout, and a tankless hot water heater. The roof was replaced in 2019, adding even more long-term value. The stunning kitchen is designed to impress, featuring: Quartz countertops Large center island with additional workspace and seating LG stainless steel appliance package, including a gas range and InstaView touchscreen refrigerator White shaker-style cabinetry with abundant storage Oversized sink Sleek black glass backsplash Recessed lighting for a bright, modern feel Natural light fills the home, complemented by stylish contemporary light fixtures throughout. A charming barn door leads from the kitchen into the spacious primary suite, which also offers its own private entrance from the front of the home. The primary suite serves as a relaxing retreat with a large walk-in closet and a luxurious ensuite bathroom featuring a custom tile-to-the-ceiling walk-in shower and double vanity. Step outside to a large, fenced backyard offering endless possibilities. With 0.41 acres, there's plenty of room to expand the home, build a workshop or detached garage, add a pool, or create the backyard paradise you've always envisioned. Whether you're entertaining, gardening, or simply enjoying the outdoors, this spacious lot provides the flexibility to make it your own. Relax and welcome guests from the expansive covered front porch, adding even more outdoor living space. Conveniently located just 1 mile from Walmart Supercenter, shopping, restaurants, and everyday conveniences, this home is also only 12 minutes from Tyndall Air Force Base. Located in Flood Zone X, flood insurance is not required by lenders. Additional highlights include: Block construction on a slab foundation Roof replaced in 2019 No HOA Spacious 0.41-acre corner lot Solar panels (buyer must qualify to assume the separate solar loan) Seller has a valid survey. This beautifully updated home combines modern style, durable block construction, thoughtful upgrades, and exceptional outdoor potential in an unbeatable location. Schedule your private showing today and discover everything 176 N Anita Drive has to offer.

176 N Anita Drive, Panama City

Listing courtesy of Gulf Life Real Estate Inc.

$379,900
3 Beds ⋅ 2 Baths ⋅ 792253 MLS
POOL HOME ON 2 ACRES WITH NO HOA! If you've been searching for the perfect combination of privacy, space, and convenience, this all-brick 3-bedroom, 2-bath home is ready to welcome you home. Located just off Highway 231 in Panama City, this move-in-ready property offers peaceful country living while remaining just minutes from shopping, dining, schools, and a short drive to Tyndall Air Force Base and the beautiful Gulf Coast beaches. Inside, you'll find a warm and inviting floor plan featuring fresh interior paint, luxury vinyl plank flooring, a welcoming foyer with a coat closet, and a spacious living room showcasing beautiful wood-beamed ceilings and a cozy wood-burning fireplace. The kitchen offers stainless steel appliances, a breakfast nook perfect for casual dining, and easy access to the adjoining air-conditioned sunroom, providing additional year-round living space ideal for relaxing, entertaining, or enjoying views of the backyard. The home also features a separate laundry room, two linen closets, a tiled shower/tub combination, and a functional primary suite with a large walk-in closet. Step outside to your own private backyard oasis featuring a large in-ground gunite pool, a covered screened patio, and a privacy fence surrounding the backyard, creating the perfect setting for entertaining or enjoying quiet evenings at home. The pool is professionally maintained by Tropical Pools & Spas, making ownership simple and convenient. With two acres of land, there's plenty of room for all your hobbies, equipment, and outdoor toys. Two concrete parking pads provide ample space for RVs, boats, trailers, or additional vehicles, with one pad already equipped with electricity. A storage shed offers even more space for tools and lawn equipment. This home also provides peace of mind with a brand-new septic system, a roof approximately six years old, an HVAC system approximately six years old, and a private well. Whether you're looking for a pool home, acreage, RV parking, boat parking, no HOA restrictions, or simply more room to spread out while staying close to town, this property checks all the boxes and offers the lifestyle you've been searching for.

7006 Messer Road, Panama City

Listing courtesy of Beach House Sales and Development.

$182,000
3 Beds ⋅ 2 Baths ⋅ 792245 MLS
This home is in the desirable neighborhood of ''The Cove'' the home was rebuilt after Hurrican Michael, but still has items to be completed and the seller is not in a position to do them. We will have a OPEN HOUSE on August 2 to have an afternoon of one day showings only. one of the AC units does not work, Gas needs to be vented. This is a fixer upper! New Roof 2019

808 E 3rd Street, Panama City

Listing courtesy of Beachy Beach Real Estate.

$4,500,000
792242 MLS
Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$283,000
4 Beds ⋅ 2 Baths ⋅ 792232 MLS
LUXURY LIVING: Welcome to the coveted Luxury LIBERTY Resort community! Your dream home is within a few minutes walking distance to the incredible state-of-the-art clubhouse that features a huge tropical resort-style community pool, water splash pad area for the kids, an all-purpose fitness gym, yoga workout room, game room, event center, and BBQ picnic area pavilion! ************PEACE OF MIND: This beautiful ranch-style home (built in 2023) features an incredible open floor plan design with 4-bedrooms, 2-full bathrooms, and 2-car garage with remote access. The large Master Bedroom comes with a private Master Ensuite Bathroom with dual vanity sinks and large walk-in closet! Everything in this home is practically brand new (2023): Architectural Roof, HVAC System, ADT Smart Home Security System, Water Heater, Plumbing, Electrical, Electric Garage Door Opener and WHIRLPOOL Stainless-Steel Appliances (Large French Door Fridge)! ************OPEN FLOOR PLAN: This amazing architectural designed home comes with a full-service island kitchen, centered perfectly to host family and friend gatherings in the midst of the large adjacent dining and living room. The huge backyard with patio includes beautiful polished white vinyl fencing, which is especially nice for hosting your family and friends -- a very private feel with the Wildlife Refuge wooded area as your backdrop! ************CONVENIENTY LOCATED: Just 15-miles (25-minute drive) from the white sandy beaches, emerald-blue waters and warm breezes of the GULF of AMERICA! Just a short transit 12-miles (20-minute drive) to TYNDALL Air Force Base!

4881 Shurer Lane, Panama City

Listing courtesy of EXP Realty LLC.

$1,700,000
10 Beds ⋅ 8 Baths ⋅ 792227 MLS
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$329,900
4 Beds ⋅ 2 Baths ⋅ 792226 MLS
Welcome to this beautiful 4-bedroom, 2-bath home located in one of Panama City's growing and desirable communities! Offering the perfect blend of comfort, style, and convenience, 4817 Loblolly Way is ideal for families, first-time buyers, or anyone looking to enjoy the Florida lifestyle. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect gathering place for family and friends. The kitchen features modern finishes, ample cabinet space, and a functional layout that makes meal preparation a breeze. The four generously sized bedrooms provide comfort and privacy for everyone, while the primary suite offers a peaceful retreat complete with an en-suite bath and walk-in closet. The additional bedrooms are perfect for family, guests, a home office, or flex space to fit your needs. Outside, enjoy a private backyard with plenty of room for relaxing, grilling, gardening, or creating your own outdoor oasis. Conveniently located just minutes from shopping, dining, schools, Tyndall Air Force Base, and the beautiful beaches of Panama City, this home offers easy access to everything you need while maintaining the charm of a quiet neighborhood. Whether you're searching for your first home, your forever home, or a smart investment opportunity, 4817 Loblolly Way is a must-see. Schedule your private showing today and discover everything this exceptional home has to offer! all information deemed accurate, if important buyer to verify

4817 Loblolly Way, Panama City

Listing courtesy of Keller Williams Success Realty.

$865,000
7 Beds ⋅ 6 Baths ⋅ 792225 MLS
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$185,000
2 Beds ⋅ 2 Baths ⋅ 792222 MLS
Welcome to 6716 Olokee Street, an updated, move-in ready townhome offering stylish finishes, functional living space, and low-maintenance ownership in the heart of Callaway. This two-story, 2-bedroom, 1.5-bath home has been thoughtfully renovated from top to bottom. Step inside to discover new sheetrock, fresh interior paint, updated trim throughout, new flooring upstairs, a beautifully remodeled kitchen featuring granite countertops, new cabinetry, tile backsplash, and new stainless steel appliances. Downstairs offers an open and comfortable living area, a convenient half bath for guests, and a separate laundry room with direct access to the backyard. Tucked beneath the staircase is a spacious under-stair storage area--perfect for seasonal décor, pantry overflow, hobbies, or even your own ''Harry Potter'' closet. Upstairs you'll find two bedrooms with new flooring, along with a full bathroom designed for everyday comfort. Additional updates include new interior doors, new downstairs windows, new vinyl exterior siding, a new roof post hurricane, a newer water heater (approximately 3 years old), and updated exterior trim. Outside, enjoy a fully fenced backyard complete with a storage shed, offering plenty of room for pets, gardening, entertaining, or additional storage. Conveniently located near shopping, dining, schools, parks, and Tyndall Air Force Base, this affordable Florida home is ideal for buyers looking for a move-in ready property without the expense of major renovations. Whether you're purchasing your first home, downsizing, or searching for an investment property with strong rental potential, this beautifully updated townhome is one you won't want to miss. If important, Buyer to verify all information and measurements.

6716 Olokee Street, Panama City

Listing courtesy of EXP Realty LLC.

$284,900
3 Beds ⋅ 2 Baths ⋅ 792197 MLS
Back on market at no fault of seller! Their Loss is your opportunity to own this charming home! Welcome to 1511 Donna Avenue! This 3-bedroom, 2-bath home offers a functional layout and a fantastic location in Panama City, just a short drive from Tyndall Air Force Base, Under the Oaks Park, and the bay. Inside, you'll find a spacious living room featuring a beautiful beamed cathedral ceiling, a cozy wood-burning fireplace, and a kitchen with a large center island that's perfect for gathering with family and friends. The primary suite includes a walk-in closet, while the additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy multiple outdoor living spaces, including a screened-in porch, a covered deck, and an adjoining open deck. The detached storage building with electricity is perfect for a workshop, hobbies, or additional storage. Conveniently located near shopping, dining, schools, and parks, this home offers plenty of space to enjoy both indoors and out. Schedule your private showing today!

1511 Donna Avenue, Panama City

Listing courtesy of Salty Marlin Realty LLC.

$257,000
3 Beds ⋅ 2 Baths ⋅ 792185 MLS
Completely remodeled and expanded to approximately 1,744 square feet, this stunning 3-bedroom, 1.5-bath home offers the perfect blend of modern comfort and an unbeatable location. Nestled just steps from the shops, restaurants, and local charm of Historic St. Andrews, this move-in-ready property is a rare find. Inside, you'll discover a spacious open-concept floor plan featuring soaring 12-foot vaulted ceilings that create a bright and airy feel throughout the home. The beautifully updated interior includes luxury vinyl plank flooring and a stylish kitchen equipped with brand-new, never-used appliances. The renovated bathroom offers a spa-like experience with a large walk-in shower featuring dual shower heads, elegant granite countertops, and gorgeous tile finishes. The Owner added on to and enclosed the rear patio into a great Family Room! Situated on a large lot, this property provides plenty of outdoor space while remaining conveniently close to Lucille Moore Elementary School and just a 15-minute drive from the sugar-white sands and emerald waters of Panama City Beach. With extensive updates, generous living space, and a highly desirable location, this home truly has it all. If Dimensions and Details are Important to you, please verify.

1813 Bayview Avenue, Panama City

Listing courtesy of Beachy Beach Real Estate.

$649,000
2 Beds ⋅ 2 Baths ⋅ 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

Listing courtesy of EXP Realty LLC.

$385,000
792173 MLS
Fantastic turnkey multi-family property in the desired St. Andrews area. Investors take a look at this one. This multi-unit rental property includes 4 total units. Unit A is 2 bed, 1 bath; Units B, C and D are 1 bed, 1 bath. Every unit is occupied and cash-flowing monthly. Please do not disturb tenants, they are happy and love where they live. Great proximity to Downtown St. Andrews and just a few miles to Panama City Beach. All structures are solid and ready for the new owner to take over without having to do anything.

1310 Arthur Avenue, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

$385,000
2 Beds ⋅ 1 Baths ⋅ 792172 MLS
Fantastic turnkey multi-family property in the desired St. Andrews area. Investors take a look at this one. This multi-unit rental property includes 4 total units. Unit A is 2 bed, 1 bath; Units B, C and D are 1 bed, 1 bath. Every unit is occupied and cash-flowing monthly. Please do not disturb tenants, they are happy and love where they live. Great proximity to Downtown St. Andrews and just a few miles to Panama City Beach. All structures are solid and ready for the new owner to take over without having to do anything.

1310 Arthur Avenue, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

$425,000
3 Beds ⋅ 2 Baths ⋅ 792171 MLS
Experience the best of lakeside living on beautiful Lake Marin! This well-maintained 3 bedroom, 2 bath home features a desirable split floor plan designed for both comfort and privacy. The spacious living and dining areas flow seamlessly into a large family room, where expansive lake views create the perfect backdrop for everyday living. Step outside to your private backyard oasis and unwind on the patio. Ideal for grilling, entertaining, or simply soaking in breathtaking sunset views over the water. Enjoy endless outdoor recreation with fishing, kayaking, and paddle boarding right from your own backyard. Conveniently located near shopping, dining, schools, and medical facilities, this home offers the perfect combination of peaceful waterfront living and everyday convenience. This Lake Marin home is one you won't want to miss! *The Seller shall provide the Buyer with a credit of $3,500.00 at closing to be applied toward the purchase of appliances.*

220 Lakeridge Drive, Panama City

Listing courtesy of Coldwell Banker Realty.

$479,500
3 Beds ⋅ 2 Baths ⋅ 792161 MLS
Welcome to your own private country retreat, where peaceful living meets modern convenience. Nestled on 1.184 acres, this spacious 3-bedroom, 2-bath home offers over 2,500 square feet of thoughtfully designed living space, just 30 minutes from the sugar-white sands and emerald waters of Panama City Beach. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that span the kitchen, dining, and living areas. The kitchen is beautifully appointed with granite countertops, creating the perfect gathering space for family and friends. The impressive 14' x 22' living room is anchored by a stunning floor-to-ceiling stone fireplace, while the expansive 21' x 22' den with custom built-in shelving provides endless possibilities for entertaining, relaxing, or working from home. Enjoy year-round sunshine in the 20' x 10' Florida sunroom overlooking your backyard oasis. Outside, you'll find an above-ground pool, a covered screened porch complete with a whirlpool spa, and a charming pergola that creates the perfect setting for outdoor entertaining or quiet evenings under the stars. Beyond the backyard, take in serene views of a small pond with access to a private dock. The primary suite and guest bath both feature double-sink vanities, while the generous 6' x 10' laundry room offers plenty of workspace along with peaceful outdoor views. Constructed with beautiful stone and rough-cut cedar siding, this home exudes timeless character and curb appeal. Additional features include two outbuildings for abundant storage, an oversized carport, and a gated driveway with an electric entrance for added privacy and security. If you've been searching for the tranquility of country living without sacrificing access to shopping, dining, and the Gulf Coast's world-famous beaches, this exceptional property truly offers the best of both worlds.

6334 High Point Road, Panama City

Listing courtesy of LoKation Real Estate.

$835,000
3 Beds ⋅ 2 Baths ⋅ 792157 MLS
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$372,500
3 Beds ⋅ 3 Baths ⋅ 792152 MLS
This 3-bedroom, 3-bath condo at Laketown Wharf offers 1,681 square feet of comfortable living space in the heart of Panama City Beach. The unit features an open layout, spacious bedrooms, and views of the lake, golf course, and surrounding area. Laketown Wharf offers a convenient resort-style setting with a variety of amenities including pools, fitness center, restaurants, shopping, covered parking, and easy access to the beach, dining, entertainment, golf, and water activities. Whether used as a primary residence, second home, or investment property, this condo provides a great opportunity to enjoy the Panama City Beach lifestyle in a central location.

9902 S Thomas Drive Unit 934, Panama City

Listing courtesy of Douglas Eliman 30A.

$949,900
3 Beds ⋅ 4 Baths ⋅ 792144 MLS
Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

Listing courtesy of Blue Coral R E Group LLC.

$590,000
3 Beds ⋅ 3 Baths ⋅ 792135 MLS
Welcome to this charming 3-bedroom, 2-bathroom home on one of Bay County's most sought-after roads in the heart of Bunkers Cove. Filled with timeless character and endless potential, this property offers a rare opportunity to own in one of the area's most desirable neighborhoods. Inside, you'll find beautiful hardwood flooring, a cozy fireplace, and an oversized primary bedroom designed for comfort and relaxation. Step outside to a spacious back deck, perfect for entertaining, grilling, or enjoying the peaceful surroundings. Adding exceptional value is the large detached shed with electricity and plumbing already in place, offering the potential to be finished as a one-bedroom apartment, mother-in-law suite, guest quarters, private office, or workshop. Whether you're looking for a place to call home or room to expand and customize, this Bunkers Cove gem offers the perfect blend of location, charm, and versatility. Don't miss your chance to make it yours!

421 Bunkers Cove Road, Panama City

Listing courtesy of Emerald Coast Realty Group.