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Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

5 Beds ⋅ 3 Baths ⋅ 784070 MLS

Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

3914 Ural Street, Panama City

Listing courtesy of Keller Williams Success Realty.

9900 S Thomas Drive Unit 1921, Panama City

$390,000

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

2 Beds ⋅ 3 Baths ⋅ 784037 MLS

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

9900 S Thomas Drive Unit 1921, Panama City

Listing courtesy of RC Real Estate Group.

$185,000

Make an offer! Seller is motivated. Move-in ready and newly renovated! This spacious 3-bedroom, 2-bath home at 6329 Chippewa Street has been thoughtfully updated from top to bottom, offering modern finishes and a functional split-bedroom floor plan. The bright, open layout features generous living and dining spaces, making it ideal for both everyday living and entertaining. The completely remodeled kitchen showcases new real wood cabinetry, updated countertops, and stainless steel appliances. Throughout the home you'll find fresh paint, new doors, updated fixtures, and energy-efficient windows that give the home a clean, contemporary feel. The private primary suite offers a beautifully renovated bathroom with a large walk-in shower, new vanity, and updated fixtures. The secondary bedrooms are generously sized and share a fully remodeled hall bath featuring a new tub/shower combination, vanity, and toilet. Additional highlights include a laundry area with washer and dryer hookups, abundant closet space, an attached exterior storage room, and a spacious backyard with plenty of room to relax or entertain. Conveniently located near shopping, restaurants, schools, and just minutes from Tyndall Air Force Base, this home combines comfort, style, and convenience. Bonus Opportunity: The attached property (left side) at 6325 Chippewa Street is also available. Purchase one or inquire about purchasing both properties together. Buyer should verify all measurements and any information deemed important.

3 Beds ⋅ 2 Baths ⋅ 784012 MLS

Make an offer! Seller is motivated. Move-in ready and newly renovated! This spacious 3-bedroom, 2-bath home at 6329 Chippewa Street has been thoughtfully updated from top to bottom, offering modern finishes and a functional split-bedroom floor plan. The bright, open layout features generous living and dining spaces, making it ideal for both everyday living and entertaining. The completely remodeled kitchen showcases new real wood cabinetry, updated countertops, and stainless steel appliances. Throughout the home you'll find fresh paint, new doors, updated fixtures, and energy-efficient windows that give the home a clean, contemporary feel. The private primary suite offers a beautifully renovated bathroom with a large walk-in shower, new vanity, and updated fixtures. The secondary bedrooms are generously sized and share a fully remodeled hall bath featuring a new tub/shower combination, vanity, and toilet. Additional highlights include a laundry area with washer and dryer hookups, abundant closet space, an attached exterior storage room, and a spacious backyard with plenty of room to relax or entertain. Conveniently located near shopping, restaurants, schools, and just minutes from Tyndall Air Force Base, this home combines comfort, style, and convenience. Bonus Opportunity: The attached property (left side) at 6325 Chippewa Street is also available. Purchase one or inquire about purchasing both properties together. Buyer should verify all measurements and any information deemed important.

6329 Chipewa Street, Panama City

Listing courtesy of Central Bay Realty and Property Management LLC.

9860 S Thomas Drive Unit 604, Panama City

$250,000

Rental machine: 2025=$36,727.03, 2024=$34,965.84, 2023=$37,327.83, 2022=$37,787.05, 2021=$49,644.27 This incredible unit is strategically located on the south end so no unobstructed view of the pristine gulf waters. Additionally, located near the stairs and elevator... meaning during peak rental times your guests can avoid the elevator and take 2 flights to the kiddie pool, or the parking garage! Happier guests, better reviews, higher gross rents! Amenities include 5 pools, 2 hot tubs, pool restaurant, putting green, fitness center, the boardwalk, light show each evening, 2 parking garages, multiple onsite restaurants for the largest onsite resort on PCB!

1 Beds ⋅ 2 Baths ⋅ 783971 MLS

Rental machine: 2025=$36,727.03, 2024=$34,965.84, 2023=$37,327.83, 2022=$37,787.05, 2021=$49,644.27 This incredible unit is strategically located on the south end so no unobstructed view of the pristine gulf waters. Additionally, located near the stairs and elevator... meaning during peak rental times your guests can avoid the elevator and take 2 flights to the kiddie pool, or the parking garage! Happier guests, better reviews, higher gross rents! Amenities include 5 pools, 2 hot tubs, pool restaurant, putting green, fitness center, the boardwalk, light show each evening, 2 parking garages, multiple onsite restaurants for the largest onsite resort on PCB!

9860 S Thomas Drive Unit 604, Panama City

Listing courtesy of Beachy Beach Real Estate.

$175,000

PRICE REDUCTION! AND THAT'S NOT ALL.... NEW HVAC SYSTEM, NEW HOT WATER HEATER WITH EXPANSION TANK & GARBAGE DISPOSAL. Roof and gutters were replaced approximately 5 years ago. This 1st floor flat condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small complex offers a quiet setting with a community pool and a relaxed coastal atmosphere. The unit is ideally situated on the first floor and features a desirable split-bedroom plan. Both bedrooms include walk in closets, with the primary bedroom offering a private en-suite bath. The secondary bath is accessible from both the guest bedroom and the open living area, providing added convenience. Sliding glass doors offer peaceful views of the surrounding green space, enhancing the bright and open feel of the living area and guest room. The kitchen includes a breakfast bar and pantry with a view of the living area, creating a welcoming and functional space. A dedicated laundry area. INCLUDES WASHER & DRYER. It is only a few steps from the pool for a day of relaxation. With endless potential, this unit is perfect for effortless living, or short-term and long-term investment. This unit presents an excellent opportunity for someone looking for a renovation project. With some updates the space could be transformed into a comfortable and attractive coastal retreat. Motivated sellers have priced this unit for a quick sale. Don't miss out on this opportunity. . All measurements are approximate. If important, please self-measure.

2 Beds ⋅ 2 Baths ⋅ 783467 MLS

PRICE REDUCTION! AND THAT'S NOT ALL.... NEW HVAC SYSTEM, NEW HOT WATER HEATER WITH EXPANSION TANK & GARBAGE DISPOSAL. Roof and gutters were replaced approximately 5 years ago. This 1st floor flat condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small complex offers a quiet setting with a community pool and a relaxed coastal atmosphere. The unit is ideally situated on the first floor and features a desirable split-bedroom plan. Both bedrooms include walk in closets, with the primary bedroom offering a private en-suite bath. The secondary bath is accessible from both the guest bedroom and the open living area, providing added convenience. Sliding glass doors offer peaceful views of the surrounding green space, enhancing the bright and open feel of the living area and guest room. The kitchen includes a breakfast bar and pantry with a view of the living area, creating a welcoming and functional space. A dedicated laundry area. INCLUDES WASHER & DRYER. It is only a few steps from the pool for a day of relaxation. With endless potential, this unit is perfect for effortless living, or short-term and long-term investment. This unit presents an excellent opportunity for someone looking for a renovation project. With some updates the space could be transformed into a comfortable and attractive coastal retreat. Motivated sellers have priced this unit for a quick sale. Don't miss out on this opportunity. . All measurements are approximate. If important, please self-measure.

7125 N Lagoon Drive Unit J, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$625,000

PRICE POINT LISTED UNDER VALUE!!!!!WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

2 Beds ⋅ 2 Baths ⋅ 783667 MLS

PRICE POINT LISTED UNDER VALUE!!!!!WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

6201 Thomas Drive Unit 401, Panama City

Listing courtesy of Keller Williams Success Realty.

$327,000

*** VA ASSUMABLE RATE 4.99%*** Welcome home to this spacious two-story, 4-bedroom, 2.5-bath home located in the Liberty subdivision. Designed for both comfort and functionality, this home provides plenty of room for everyday living, entertaining, and growing needs. The main living area flows easily, creating a welcoming space for gathering and relaxation. The kitchen opens to the living and dining areas, making it ideal for hosting family and friends while staying connected. The kitchen has an island, pantry and stainless-steel appliances. The primary suite offers double vanities, soak tub, separate walk-in shower and a large walk-in closet. Liberty is beautiful subdivision with a resort style pool and splash pad perfect for families. It is conveniently located off Star Ave near Hwy 231 and is 25 minutes from Tyndall Air Force Base and 30 minutes to the beaches. Freshly painted. Schedule a showing today to see this lovely home.

4 Beds ⋅ 3 Baths ⋅ 783503 MLS

*** VA ASSUMABLE RATE 4.99%*** Welcome home to this spacious two-story, 4-bedroom, 2.5-bath home located in the Liberty subdivision. Designed for both comfort and functionality, this home provides plenty of room for everyday living, entertaining, and growing needs. The main living area flows easily, creating a welcoming space for gathering and relaxation. The kitchen opens to the living and dining areas, making it ideal for hosting family and friends while staying connected. The kitchen has an island, pantry and stainless-steel appliances. The primary suite offers double vanities, soak tub, separate walk-in shower and a large walk-in closet. Liberty is beautiful subdivision with a resort style pool and splash pad perfect for families. It is conveniently located off Star Ave near Hwy 231 and is 25 minutes from Tyndall Air Force Base and 30 minutes to the beaches. Freshly painted. Schedule a showing today to see this lovely home.

6599 Atkins Road, Panama City

Listing courtesy of Counts Real Estate Group.

$252,500

WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !

1 Beds ⋅ 2 Baths ⋅ 783243 MLS

WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !

8730 Thomas Drive Unit 104, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9860 S Thomas Drive Unit 1926, Panama City

$363,000

This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise. Unwind in Style Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining. Breathtaking views of the Gulf and the lake create a serene ambiance. Two private balconies invite you to soak up the sun and enjoy the coastal breeze. Designed for Comfort The open floor plan seamlessly blends the living area, dining area, and kitchen for a comfortable gathering space. The well-equipped kitchen allows you to prepare delicious meals with ease. Two full bathrooms provide convenience for you and your guests. Resort-Style Living Live like you're on vacation every day with access to the luxurious amenities at Laketown Wharf, including: Sparkling swimming pools State-of-the-art fitness center Clubhouse for gatherings and much more! Prime Location Situated directly on the beach, you can step out your door and onto the sugar-white sand. Close proximity to Panama City Beach's best restaurants, shops, and attractions. Start creating unforgettable beach memories at 9860 S Thomas Drive, unit 1926. Contact us today to schedule a showing! Please note: While the condo boasts beautiful beachfront views, the listing clarifies it's not directly on the waterfront.

2 Beds ⋅ 2 Baths ⋅ 783219 MLS

This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise. Unwind in Style Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining. Breathtaking views of the Gulf and the lake create a serene ambiance. Two private balconies invite you to soak up the sun and enjoy the coastal breeze. Designed for Comfort The open floor plan seamlessly blends the living area, dining area, and kitchen for a comfortable gathering space. The well-equipped kitchen allows you to prepare delicious meals with ease. Two full bathrooms provide convenience for you and your guests. Resort-Style Living Live like you're on vacation every day with access to the luxurious amenities at Laketown Wharf, including: Sparkling swimming pools State-of-the-art fitness center Clubhouse for gatherings and much more! Prime Location Situated directly on the beach, you can step out your door and onto the sugar-white sand. Close proximity to Panama City Beach's best restaurants, shops, and attractions. Start creating unforgettable beach memories at 9860 S Thomas Drive, unit 1926. Contact us today to schedule a showing! Please note: While the condo boasts beautiful beachfront views, the listing clarifies it's not directly on the waterfront.

9860 S Thomas Drive Unit 1926, Panama City

Listing courtesy of Coldwell Banker Realty.

$290,000

WOW!! This Top level unit overlooking the pool has been COMPLETELY RENOVATED in a Unique one of a kind Bohemian Design! Step into this eye catching unit that has been completely gutted and refurbished with NEW EVERYTHING including flooring, counter tops, all new kitchen appliances, new stack washer/dryer, New A/C unit, new slider to balcony, completely renovated bath with large walk-in shower and all new furnishings, accessories and kitchenware. There are designer touches through out featuring beautiful fluted wood paneling and textured wall accents. With only steps to the beach or time relaxing at the pool, this one is a MUST SEE! Give us a call and come visit....You will fall in Love!!

1 Beds ⋅ 1 Baths ⋅ 783190 MLS

WOW!! This Top level unit overlooking the pool has been COMPLETELY RENOVATED in a Unique one of a kind Bohemian Design! Step into this eye catching unit that has been completely gutted and refurbished with NEW EVERYTHING including flooring, counter tops, all new kitchen appliances, new stack washer/dryer, New A/C unit, new slider to balcony, completely renovated bath with large walk-in shower and all new furnishings, accessories and kitchenware. There are designer touches through out featuring beautiful fluted wood paneling and textured wall accents. With only steps to the beach or time relaxing at the pool, this one is a MUST SEE! Give us a call and come visit....You will fall in Love!!

6829 Thomas Drive Unit 408, Panama City

Listing courtesy of 30A Local Real Estate.

$280,000

Freshly UPDATED! Highly sought after CORNER UNIT OVERLOOKING THE POOL! Only a few short steps to sugar white sand and sparkling emerald waters for a day at the beach.........or relax on your balcony with a cool drink......or take a relaxing dip in the pool. Total Relaxation is calling you in this perfect Beach Getaway! Sunswept amenities include a pool, clubhouse, easy beach access, laundry and BBQ grills and tables in a lush landscaped setting.

1 Beds ⋅ 1 Baths ⋅ 783188 MLS

Freshly UPDATED! Highly sought after CORNER UNIT OVERLOOKING THE POOL! Only a few short steps to sugar white sand and sparkling emerald waters for a day at the beach.........or relax on your balcony with a cool drink......or take a relaxing dip in the pool. Total Relaxation is calling you in this perfect Beach Getaway! Sunswept amenities include a pool, clubhouse, easy beach access, laundry and BBQ grills and tables in a lush landscaped setting.

6829 Thomas Drive Unit 417, Panama City

Listing courtesy of 30A Local Real Estate.

$265,000

Right in the heart of Panama City, this Baldwin Rowe townhome puts you close to Bay County's top schools, everyday shopping, and local dining. Inside, you'll find a bright, well-kept layout with 9-foot ceilings, elegant crown molding, and granite tile countertops, plus a convenient downstairs half bath for visitors.The main living space opens to a screened-in patio with peaceful pond views-an ideal spot to unwind. Upstairs, all three bedrooms are thoughtfully placed near the full guest bath and the laundry area. The primary suite includes a walk-in closet and a private bath with double vanities and a garden tub/shower combo.Recent updates include fresh interior paint and updated appliances, making this home truly move-in ready. Baldwin Rowe is a gated community with a clubhouse, pool, and covered mail kiosk—perfect for a low-maintenance lifestyle. And with interest rates trending down, now is a smart time to buy and lock in your next home.

3 Beds ⋅ 3 Baths ⋅ 783143 MLS

Right in the heart of Panama City, this Baldwin Rowe townhome puts you close to Bay County's top schools, everyday shopping, and local dining. Inside, you'll find a bright, well-kept layout with 9-foot ceilings, elegant crown molding, and granite tile countertops, plus a convenient downstairs half bath for visitors.The main living space opens to a screened-in patio with peaceful pond views-an ideal spot to unwind. Upstairs, all three bedrooms are thoughtfully placed near the full guest bath and the laundry area. The primary suite includes a walk-in closet and a private bath with double vanities and a garden tub/shower combo.Recent updates include fresh interior paint and updated appliances, making this home truly move-in ready. Baldwin Rowe is a gated community with a clubhouse, pool, and covered mail kiosk—perfect for a low-maintenance lifestyle. And with interest rates trending down, now is a smart time to buy and lock in your next home.

204 Baldwin Rowe Circle, Panama City

Listing courtesy of Keller Williams Success Realty.

$579,000

***BEST PRICE PER SQUARE FOOT CHEROKEE HEIGHTS HOME!!!*** The sellers have spared no expense in upgrading this absolutely GORGEOUS 3,649 square foot 5 bedroom, 3.5 bathroom 2 story brick veneer home in the highly desirable Cherokee Heights community. As you enter the home you are greeted with a den/office that leads into the updated kitchen. The electric fireplace in the living room gives the space a cozy feeling and the high 2 story ceilings give the home a much larger feel. Adjacent to the kitchen is a spacious breakfast/dining nook. There are 2 master bedrooms(1 downstairs & 1 upstairs) with adjoining bathrooms. An updated wet bar, half bath, and laundry room complete the downstairs. Upstairs you have a large loft space perfect for entertaining, along with the additional 4 bedrooms(one is hidden behind a white bookshelf) and 2 full baths. Upgrades and updates include but are not limited to: 2019 roof, new water heater, new HVAC, new waterproof LVT flooring and premium padding carpet, new kitchen cabinets, quartz countertops, tiled backsplash, stainless steel appliances, renovated wet bar and bathrooms, newly painted interior, all new light fixtures(added recessed lighting in all rooms), and new garage shelving for additional storage. Step outside to a spacious covered pergola and deck, 6 ft privacy fenced backyard(big enough to add a pool), and a storage shed that if finished out would make a perfect office/man cave/she shed :-} All interior furniture, TV's, and washer and dryer are negotiable and can be purchased separately. All information is approximate and should be verified by buyers if important.

5 Beds ⋅ 4 Baths ⋅ 783125 MLS

***BEST PRICE PER SQUARE FOOT CHEROKEE HEIGHTS HOME!!!*** The sellers have spared no expense in upgrading this absolutely GORGEOUS 3,649 square foot 5 bedroom, 3.5 bathroom 2 story brick veneer home in the highly desirable Cherokee Heights community. As you enter the home you are greeted with a den/office that leads into the updated kitchen. The electric fireplace in the living room gives the space a cozy feeling and the high 2 story ceilings give the home a much larger feel. Adjacent to the kitchen is a spacious breakfast/dining nook. There are 2 master bedrooms(1 downstairs & 1 upstairs) with adjoining bathrooms. An updated wet bar, half bath, and laundry room complete the downstairs. Upstairs you have a large loft space perfect for entertaining, along with the additional 4 bedrooms(one is hidden behind a white bookshelf) and 2 full baths. Upgrades and updates include but are not limited to: 2019 roof, new water heater, new HVAC, new waterproof LVT flooring and premium padding carpet, new kitchen cabinets, quartz countertops, tiled backsplash, stainless steel appliances, renovated wet bar and bathrooms, newly painted interior, all new light fixtures(added recessed lighting in all rooms), and new garage shelving for additional storage. Step outside to a spacious covered pergola and deck, 6 ft privacy fenced backyard(big enough to add a pool), and a storage shed that if finished out would make a perfect office/man cave/she shed :-} All interior furniture, TV's, and washer and dryer are negotiable and can be purchased separately. All information is approximate and should be verified by buyers if important.

5007 Pretty Way, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$269,925

**15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** CORNER LOT! Come Experience The Difference with Adams Homes in this versatile family floorplan. This corner lot includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

3 Beds ⋅ 2 Baths ⋅ 783116 MLS

**15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** CORNER LOT! Come Experience The Difference with Adams Homes in this versatile family floorplan. This corner lot includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

1202 Primrose Lane, Panama City

Listing courtesy of Adams Homes Realty, Inc..

4726 Bay Point Road Unit A208, Panama City

$288,000

***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

1 Beds ⋅ 1 Baths ⋅ 783086 MLS

***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

4726 Bay Point Road Unit A208, Panama City

Listing courtesy of ERA Neubauer Real Estate Inc.

$639,000

**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

3 Beds ⋅ 3 Baths ⋅ 783055 MLS

**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

2222 W 29th Plaza, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$275,035

** 15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

3 Beds ⋅ 2 Baths ⋅ 783044 MLS

** 15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

11507 Singo Drive, Panama City

Listing courtesy of Adams Homes Realty, Inc..

9900 S Thomas Drive Unit 2302, Panama City

$375,000

OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! RENTAL PROJECTION IN DOCUMENTS. 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

1 Beds ⋅ 2 Baths ⋅ 782986 MLS

OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! RENTAL PROJECTION IN DOCUMENTS. 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2302, Panama City

Listing courtesy of Anchor Realty Florida.

$270,725

** 15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

3 Beds ⋅ 2 Baths ⋅ 782980 MLS

** 15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

11509 Singo Drive, Panama City

Listing courtesy of Adams Homes Realty, Inc..

9450 S Thomas Drive Unit 1406D, Panama City

$367,500

1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

1 Beds ⋅ 1 Baths ⋅ 782949 MLS

1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 1209C, Panama City

$477,000

2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

2 Beds ⋅ 2 Baths ⋅ 782948 MLS

2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

9450 S Thomas Drive Unit 1209C, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9900 S Thomas Drive Unit 2325, Panama City

$355,000

OWNER FINANCING AVAILABLE ASK FOR TERMS! SEE RENTAL PROJECTION IN DOCUMENTS. The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

1 Beds ⋅ 2 Baths ⋅ 782942 MLS

OWNER FINANCING AVAILABLE ASK FOR TERMS! SEE RENTAL PROJECTION IN DOCUMENTS. The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2325, Panama City

Listing courtesy of Anchor Realty Florida.

$417,500

*** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! Call now, it won't last *

5 Beds ⋅ 2 Baths ⋅ 782925 MLS

*** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! Call now, it won't last *

1006 E 2nd Court, Panama City

Listing courtesy of Red Real Estate Associates, LL.

$174,900

*Looking for an affordable second home or income-producing vacation rental? This is one of the best-priced properties on the beach! *This 1-bedroom, 1.5-bath home in Emerald Pointe Resort offers everything you need for the perfect coastal getaway. The home has been well maintained and features a new roof, new appliances, new A/C (2021), LVP flooring (2020), fresh interior paint (2020), water heater (2016), and an 8x8 storage building (2016). *One of the most unique advantages of Emerald Pointe is that you own both the home and the land�a rare find in a resort community. With low HOA fees, you can enjoy it as your personal retreat or use it as a vacation rental for additional income. *Emerald Pointe Resort is a beautifully maintained community offering two pools (one heated), hot tub, playground, shuffleboard courts, fitness center, community room, organized activities, and professional on-site management and so much more. *An incredible opportunity at an unbeatable price. Schedule your showing today!

1 Beds ⋅ 2 Baths ⋅ 782788 MLS

*Looking for an affordable second home or income-producing vacation rental? This is one of the best-priced properties on the beach! *This 1-bedroom, 1.5-bath home in Emerald Pointe Resort offers everything you need for the perfect coastal getaway. The home has been well maintained and features a new roof, new appliances, new A/C (2021), LVP flooring (2020), fresh interior paint (2020), water heater (2016), and an 8x8 storage building (2016). *One of the most unique advantages of Emerald Pointe is that you own both the home and the land�a rare find in a resort community. With low HOA fees, you can enjoy it as your personal retreat or use it as a vacation rental for additional income. *Emerald Pointe Resort is a beautifully maintained community offering two pools (one heated), hot tub, playground, shuffleboard courts, fitness center, community room, organized activities, and professional on-site management and so much more. *An incredible opportunity at an unbeatable price. Schedule your showing today!

1219 Thomas Drive Unit 123, Panama City

Listing courtesy of Adventure Realty Group LLC.

$227,500

This 2-bedroom, 2.5-bath townhome in Panama City's Baldwin Rowe community offers a low-maintenance option within a gated neighborhood. With 1,562 square feet and an attached garage, the layout supports both everyday living and lock-and-leave convenience. The property is currently occupied and has a history of use as a primary residence. Inside, the main level includes a functional kitchen, dining, and living area with direct access to a screened porch. Both bedrooms are located upstairs, each with access to a full bath, along with a half bath on the main level for guests. The layout separates living and sleeping spaces for added privacy. The home is part of an HOA that covers common area maintenance and services, helping reduce exterior upkeep responsibilities. Utilities include public water and sewer, and the property is connected to standard cable and electric services. Outdoors, the screened porch provides a usable space for relaxing without full exposure to the elements. The attached garage adds storage and parking convenience, with additional community features available within the neighborhood. Located in the Bay County Central area, Baldwin Rowe offers proximity to everyday shopping, dining, and commuter routes. This property may appeal to buyers looking for a primary residence or a simplified ownership setup within a managed community. Upstairs, you will find both bedrooms along with a well-appointed laundry room and media room. The upstairs is carpeted throughout. Primary features an en suite bathroom with a double vanity for added luxury. Additional highlights include a one-car garage and proximity to the community clubhouse and pool, offering fantastic amenities for residents. The HOA fee conveniently covers trash collection, lawn maintenance, pool access, clubhouse use, accounting, and maintenance of common areas. All information and sizes are approximate; please verify if important.

2 Beds ⋅ 3 Baths ⋅ 782645 MLS

This 2-bedroom, 2.5-bath townhome in Panama City's Baldwin Rowe community offers a low-maintenance option within a gated neighborhood. With 1,562 square feet and an attached garage, the layout supports both everyday living and lock-and-leave convenience. The property is currently occupied and has a history of use as a primary residence. Inside, the main level includes a functional kitchen, dining, and living area with direct access to a screened porch. Both bedrooms are located upstairs, each with access to a full bath, along with a half bath on the main level for guests. The layout separates living and sleeping spaces for added privacy. The home is part of an HOA that covers common area maintenance and services, helping reduce exterior upkeep responsibilities. Utilities include public water and sewer, and the property is connected to standard cable and electric services. Outdoors, the screened porch provides a usable space for relaxing without full exposure to the elements. The attached garage adds storage and parking convenience, with additional community features available within the neighborhood. Located in the Bay County Central area, Baldwin Rowe offers proximity to everyday shopping, dining, and commuter routes. This property may appeal to buyers looking for a primary residence or a simplified ownership setup within a managed community. Upstairs, you will find both bedrooms along with a well-appointed laundry room and media room. The upstairs is carpeted throughout. Primary features an en suite bathroom with a double vanity for added luxury. Additional highlights include a one-car garage and proximity to the community clubhouse and pool, offering fantastic amenities for residents. The HOA fee conveniently covers trash collection, lawn maintenance, pool access, clubhouse use, accounting, and maintenance of common areas. All information and sizes are approximate; please verify if important.

802 Baldwin Rowe Circle, Panama City

Listing courtesy of Salty Marlin Realty LLC.

6323 Thomas Drive Unit 104B, Panama City

$675,000

Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you'll enjoy a serene atmosphere free from vacation crowds. This unit's unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

2 Beds ⋅ 2 Baths ⋅ 782639 MLS

Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you'll enjoy a serene atmosphere free from vacation crowds. This unit's unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

6323 Thomas Drive Unit 104B, Panama City

Listing courtesy of CENTURY 21 Ryan Realty Inc.

754 Sherman Avenue Unit A & B, Panama City

$379,000

This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in 2019--including roof, siding, HVAC systems, and more--this duplex is turnkey and ideal for investors. Both units are leased for $1,295/month. Both units have private driveways as well as a patio space and back yard. Come check it out today!

6 Beds ⋅ 4 Baths ⋅ 782595 MLS

This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in 2019--including roof, siding, HVAC systems, and more--this duplex is turnkey and ideal for investors. Both units are leased for $1,295/month. Both units have private driveways as well as a patio space and back yard. Come check it out today!

754 Sherman Avenue Unit A & B, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

14825 Front Beach Road Unit Unit #903, Panama City

$520,000

Experience beachfront living at its best in this beautifully updated condo at Sunrise Beach, where floor-to-ceiling views showcase the emerald Gulf waters and the iconic PCB shoreline. This spacious layout features 2 bedrooms, 2 bathrooms, and a full bunk room, offering the flexibility of a three-bedroom setup—perfect for guests, extended family, or maximizing rental potential. The main living area is filled with natural light, enhanced by high ceilings and seamless tile flooring that flows straight out to the oversized private balcony. Whether you're sipping your morning coffee or unwinding at sunset, the Gulf views here are nothing short of spectacular. The kitchen is designed for both style and function, complete with granite countertops, a breakfast bar, and modern appliances, while the full laundry room adds everyday convenience. The Gulf-front primary suite creates a peaceful retreat, offering balcony access and a large ensuite with double vanities, a soaking tub, and a separate walk-in shower. Guests will appreciate the comfortable second bedroom and the dedicated bunk room that makes excellent use of space. At Sunrise Beach, every amenity is thoughtfully placed on the Gulf side of Front Beach Road for effortless beach access. Enjoy two gulf-front pools (one seasonally heated), hot tubs, a splash area for kids, a fitness center, grilling stations, an owners' lounge, arcade, and high-speed elevators. With 346 feet of pristine beachfront and some of the most reasonable HOA fees on the coast, this resort feels like a true getaway. Ideally located less than a mile from Pier Park and within walking distance of dining hotspots, this condo places the best of Panama City Beach right at your doorstep. Whether you're seeking a second home, investment property, or full-time beach retreat, this Sunrise Beach beauty delivers incredible views, comfort, and convenience in one exceptional package.

2 Beds ⋅ 2 Baths ⋅ 782502 MLS

Experience beachfront living at its best in this beautifully updated condo at Sunrise Beach, where floor-to-ceiling views showcase the emerald Gulf waters and the iconic PCB shoreline. This spacious layout features 2 bedrooms, 2 bathrooms, and a full bunk room, offering the flexibility of a three-bedroom setup—perfect for guests, extended family, or maximizing rental potential. The main living area is filled with natural light, enhanced by high ceilings and seamless tile flooring that flows straight out to the oversized private balcony. Whether you're sipping your morning coffee or unwinding at sunset, the Gulf views here are nothing short of spectacular. The kitchen is designed for both style and function, complete with granite countertops, a breakfast bar, and modern appliances, while the full laundry room adds everyday convenience. The Gulf-front primary suite creates a peaceful retreat, offering balcony access and a large ensuite with double vanities, a soaking tub, and a separate walk-in shower. Guests will appreciate the comfortable second bedroom and the dedicated bunk room that makes excellent use of space. At Sunrise Beach, every amenity is thoughtfully placed on the Gulf side of Front Beach Road for effortless beach access. Enjoy two gulf-front pools (one seasonally heated), hot tubs, a splash area for kids, a fitness center, grilling stations, an owners' lounge, arcade, and high-speed elevators. With 346 feet of pristine beachfront and some of the most reasonable HOA fees on the coast, this resort feels like a true getaway. Ideally located less than a mile from Pier Park and within walking distance of dining hotspots, this condo places the best of Panama City Beach right at your doorstep. Whether you're seeking a second home, investment property, or full-time beach retreat, this Sunrise Beach beauty delivers incredible views, comfort, and convenience in one exceptional package.

14825 Front Beach Road Unit Unit #903, Panama City

Listing courtesy of Beach Properties Real Estate.

$240,000

Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

1 Beds ⋅ 2 Baths ⋅ 782480 MLS

Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

8730 Thomas Drive Unit 102, Panama City

Listing courtesy of Simply South Realty.

9450 S Thomas Drive Unit 1703C, Panama City

$479,900

Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and utensils for at home convenience during your stay. You will find large Tv's in every room along with new top of the line luxurious mattresses. Relax outside on the private balcony 17 floors above rolling waves of the Gulf coast. This stylish beachfront condo will accommodate a total of 6 guests. Condo Features: '' Furnished Private Balcony '' Living area with Television, Sleeper Sofa and Balcony Access '' Master Bedroom with King Sized Bed, Television and Secluded Balcony Access '' Master bathroom with Garden Tub, and Walk-In Shower '' 2nd Bedroom with 1 Queen Sized Bed, Television and Secluded Bathroom Access '' Shared 2nd Bathroom with Bathtub / Shower Combination '' Washer and Dryer '' High speed Internet and Cable Boardwalk Beach Resort is situated directly on the beach and offers a tremendous strip of private beach for guests to enjoy. This 22 story Gulf Front condominium is located in the heart of Panama City Beach. The resort is surrounded by restaurants, golf, nightlife, shopping and family attractions. In keeping with a sensational reputation, Boardwalk features an endless variety of amenities and extravagances to ensure an unforgettable visit. The hardest part is deciding what to take advantage of first! Resort Features: '' Beach and Water Sport Activities '' 16 Acres of Private Beach '' Beachfront Bar and Grill '' 2 Swimming Pools '' 2 Gulf Side Hot Tubs '' Interactive Children's Splash Zone Pool Area '' Arcade / Game room '' Food Court open seasonally '' Covered Parking and Security Gated Access **Age, dimensions and square footage are approximate. Buyer should verify if important.**

2 Beds ⋅ 2 Baths ⋅ 782414 MLS

Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and utensils for at home convenience during your stay. You will find large Tv's in every room along with new top of the line luxurious mattresses. Relax outside on the private balcony 17 floors above rolling waves of the Gulf coast. This stylish beachfront condo will accommodate a total of 6 guests. Condo Features: '' Furnished Private Balcony '' Living area with Television, Sleeper Sofa and Balcony Access '' Master Bedroom with King Sized Bed, Television and Secluded Balcony Access '' Master bathroom with Garden Tub, and Walk-In Shower '' 2nd Bedroom with 1 Queen Sized Bed, Television and Secluded Bathroom Access '' Shared 2nd Bathroom with Bathtub / Shower Combination '' Washer and Dryer '' High speed Internet and Cable Boardwalk Beach Resort is situated directly on the beach and offers a tremendous strip of private beach for guests to enjoy. This 22 story Gulf Front condominium is located in the heart of Panama City Beach. The resort is surrounded by restaurants, golf, nightlife, shopping and family attractions. In keeping with a sensational reputation, Boardwalk features an endless variety of amenities and extravagances to ensure an unforgettable visit. The hardest part is deciding what to take advantage of first! Resort Features: '' Beach and Water Sport Activities '' 16 Acres of Private Beach '' Beachfront Bar and Grill '' 2 Swimming Pools '' 2 Gulf Side Hot Tubs '' Interactive Children's Splash Zone Pool Area '' Arcade / Game room '' Food Court open seasonally '' Covered Parking and Security Gated Access **Age, dimensions and square footage are approximate. Buyer should verify if important.**

9450 S Thomas Drive Unit 1703C, Panama City

Listing courtesy of Portfolio Real Estate and Management Group.