Mexico Beach Homes under $350,000

Mexico Beach Homes under $350,000

Welcome to Mexico Beach, Florida—a hidden gem nestled along the stunning Gulf Coast in Bay County. This charming coastal town is renowned for its pristine beaches, warm sunshine, and a laid-back atmosphere that invites both relaxation and adventure. With a population of just over 1,000 residents, Mexico Beach offers a tight-knit community feel while still providing access to the vibrant culture and amenities of nearby Panama City.

One of the most appealing aspects of Mexico Beach is its affordability, particularly for those seeking homes under $350,000. Whether you’re a first-time homebuyer, a retiree looking for a peaceful retreat, or an investor seeking a vacation rental, you’ll find a variety of options that cater to your needs. From cozy beach cottages to modern townhomes, the real estate market here is diverse and inviting. Many properties boast stunning views of the Gulf, while others are just a short stroll away from the soft, sandy shores.

Living in Mexico Beach means embracing a lifestyle that celebrates the great outdoors. Spend your days fishing, kayaking, or simply soaking up the sun on the beautiful beaches. With a plethora of local shops, seafood restaurants, and community events, you’ll quickly feel at home in this welcoming coastal town.

Don’t miss the opportunity to discover your dream home in Mexico Beach, where the beauty of nature meets the charm of a close-knit community—all at an affordable price. Your coastal paradise awaits!

Newest Mexico Beach Homes under $350,000

3300 Highway 98 Unit 207, Mexico Beach
$339,900
2 Beds ⋅ 2 Baths ⋅ 795837 MLS
Welcome to Waterside Village-one of Mexico Beach's most desirable communities--where coastal charm meets easy, low-maintenance living. This vacant 2 bedroom, 2 bathroom condo offers a bright, open layout with soaring ceilings, abundant natural light, and a seamless flow from kitchen to living space. The kitchen is well-appointed with granite countertops, solid wood cabinetry, stainless appliances, and a breakfast bar that opens to the main living area--perfect for entertaining or casual coastal living. The space has been virtually staged to showcase its full potential, giving buyers an easy vision for furnishing and design. Step outside to your private covered balcony overlooking the resort-style pool, hot tub, and canal, framed by palm trees and coastal breezes--an ideal spot for morning coffee or evening relaxation. The spacious primary suite features a large closet and en-suite bath with dual vanities, while the second bedroom offers flexibility for guests, a home office, or rental use. Additional highlights include in-unit laundry, durable flooring throughout, and a functional split-bedroom layout. Waterside Village amenities include a beautifully maintained pool, hot tub, grilling area, and easy access to the canal. Located just a short walk or golf cart ride to the beach, dining, and local favorites, this property is perfectly positioned for full-time living, a second home, or a strong rental investment. Don't miss this opportunity to own a slice of the Forgotten Coast with water views and resort-style amenities.

3300 Highway 98 Unit 207, Mexico Beach

Listing courtesy of Waves & Woods Realty, LLC.

1004 15th Street Unit 4, Mexico Beach
$258,000
2 Beds ⋅ 2 Baths ⋅ 794212 MLS
Your place at the beach may be more attainable than you think! Welcome to Unit 4 in Sea Pines, a 2-bedroom, 2-bath townhouse tucked away just off 15th Street in Mexico Beach and approximately half a mile from the sugar-white sands of the Gulf. With 950 heated and cooled square feet, this easy-to-maintain coastal home offers a comfortable layout with plenty of natural light, two bedrooms, two full baths and an oversized laundry/utility room. The kitchen features generous cabinet, granite counters along with a breakfast bar that opens to the living area. Out back, a private patio and partially fenced outdoor space provide a spot to enjoy the Florida sunshine or unwind after a day at the beach. One of the best perks of Sea Pines is the community pool--enjoy the benefits of having a pool without having to maintain one yourself. Trash service is also included in the HOA dues. And then there's the location. From here, you're minutes from the beach, Mexico Beach Market, local restaurants, coffee shops, fishing, boating and everything that makes this laid-back coastal community special. The property boasts a proven long-term rental history at $1,395 per month, offering buyers an income-producing coastal property option. Short-term vacation rentals are not permitted in Sea Pines; only long-term rentals are allowed. Based on the property's rental history, new owners have an opportunity to adjust the rental rate to reflect current market conditions. Built in 2005, Unit 4 offers flexibility as a primary residence, second home or long-term rental investment. Whether you're looking for your own place near the Gulf or a low-maintenance property with income potential, Sea Pines puts the Mexico Beach lifestyle within easy reach.

1004 15th Street Unit 4, Mexico Beach

Listing courtesy of Keller Williams Success Realty.

227 Salt Creek Lane, Mexico Beach
$339,000
4 Beds ⋅ 3 Baths ⋅ 793408 MLS
Calling all military families and Gulf Coast dreamers: OWNER FINANCING AVAILABLE! No Flood Insurance Needed! This beautifully designed 4-bedroom, 3.5-bath townhome sits just 13 miles from Tyndall Air Force Base, offering an easy commute and a coastal lifestyle that feels like a permanent vacation. With VA-loan-friendly appeal and low-maintenance living, 227 Salt Creek Lane is the perfect fit for service members PCSing to the area, full-time residents, or anyone seeking a relaxed second-home getaway on Florida's Forgotten Coast. Wake up to salty breezes and end your days beneath wide-open Gulf skies in this 1,726 sf home in Salt Creek at Mexico Beach. Tucked along the peaceful west end of town, it offers a two-car garage and easy access to five miles of sugar-white sand, emerald water, and the nearby boat launch--so every weekend feels like a getaway. Inside, a thoughtfully planned floorplan is built for the way coastal life is really lived: room to host family and friends, space for guests or a home office, and finishes that reflect the relaxed, sunlit character of the Gulf Coast. Four bedrooms and three and a half baths give you the flexibility to settle in, host visitors, or stretch out. Step onto your private porch--the perfect spot for morning coffee or unwinding after a day on the water. Beyond your door, Salt Creek is a connected, friendly community built around the simple pleasures of shoreline living--sunrise walks, paddleboarding, fishing, and evenings spent watching the sun melt into the Gulf. HOA even handles to landscaping! Convenient to Port St. Joe and Panama City for dining, shopping, healthcare, and schools, this is a location that works as hard as it relaxes. This is more than a townhome--it's an invitation to belong to one of Florida's most beloved stretches of coast. Whether you're stationed nearby, settling down, or searching for your coastal escape, 227 Salt Creek Lane is ready to welcome you home. Your place on the Forgotten Coast is waiting.

227 Salt Creek Lane, Mexico Beach

Listing courtesy of Keller Williams Success Realty.

207 Salt Creek Lane, Mexico Beach
$269,900
3 Beds ⋅ 3 Baths ⋅ 785802 MLS
Welcome to the Salt Creek Townhomes located in the highly visited Mexico Beach, Florida. Salt Creek is located right on the edge of Bay County, you will find beautiful beaches of the Gulf of Mexico within walking distance, and local restaurants and shopping close by. These homes offer easy access to Tyndall Air Force Base (just a 15-minute drive), Panama City Beach (30 minutes away), and downtown Port St. Joe (only 20 minutes away). At Salt Creek, we have the Sabal Townhome which features 2 floor plans, an interior and exterior unit. These thoughtfully designed townhomes offer either 4 bedrooms and 2.5 bathrooms or 3 bedrooms and 2.5 bathrooms. The single townhome has a 1-car garage, and the exterior unit has a 2-car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances in the kitchen. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Rest assured with a one-year builder's warranty from DR Horton and a ten-year structural warranty through RWC. Our Salt Creek community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

207 Salt Creek Lane, Mexico Beach

Listing courtesy of DR Horton Realty of Emerald Coast, LLC.

236 Salt Creek Lane, Mexico Beach
$259,900
3 Beds ⋅ 3 Baths ⋅ 785795 MLS
Welcome to the Salt Creek Townhomes located in the highly visited Mexico Beach, Florida. Salt Creek is located right on the edge of Bay County, you will find beautiful beaches of the Gulf of Mexico within walking distance, and local restaurants and shopping close by. These homes offer easy access to Tyndall Air Force Base (just a 15-minute drive), Panama City Beach (30 minutes away), and downtown Port St. Joe (only 20 minutes away). At Salt Creek, we have the Sabal Townhome which features 2 floor plans, an interior and exterior unit. These thoughtfully designed townhomes offer either 4 bedrooms and 2.5 bathrooms or 3 bedrooms and 2.5 bathrooms. The single townhome has a 1-car garage, and the exterior unit has a 2-car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances in the kitchen. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Rest assured with a one-year builder's warranty from DR Horton and a ten-year structural warranty through RWC. Our Salt Creek community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

236 Salt Creek Lane, Mexico Beach

Listing courtesy of DR Horton Realty of Emerald Coast, LLC.

240 Salt Creek Lane, Mexico Beach
$264,900
3 Beds ⋅ 3 Baths ⋅ 785794 MLS
Welcome to the Salt Creek Townhomes located in the highly visited Mexico Beach, Florida. Salt Creek is located right on the edge of Bay County, you will find beautiful beaches of the Gulf of Mexico within walking distance, and local restaurants and shopping close by. These homes offer easy access to Tyndall Air Force Base (just a 15-minute drive), Panama City Beach (30 minutes away), and downtown Port St. Joe (only 20 minutes away). At Salt Creek, we have the Sabal Townhome which features 2 floor plans, an interior and exterior unit. These thoughtfully designed townhomes offer either 4 bedrooms and 2.5 bathrooms or 3 bedrooms and 2.5 bathrooms. The single townhome has a 1-car garage, and the exterior unit has a 2-car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors and 30-year dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops, white cabinets with brushed nickel hardware, and stainless-steel appliances in the kitchen. Stay cool at the beach with energy-efficient cooling and heating systems, Low-E insulated windows with screens, and water-saving elongated commodes. For added security, every home comes equipped with a Safe Haven Surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Rest assured with a one-year builder's warranty from DR Horton and a ten-year structural warranty through RWC. Our Salt Creek community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Escape the hustle and bustle with a peaceful community atmosphere free from heavy traffic and short-term rentals. Welcome to Salt Creek - where coastal living meets modern comfort.

240 Salt Creek Lane, Mexico Beach

Listing courtesy of DR Horton Realty of Emerald Coast, LLC.

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