Mexico Beach Homes under $400,000

COASTAL LIVING AT SALT CREEK IN MEXICO BEACH! A beautifully planned coastal community offering the perfect combination of relaxed beach-town living, modern construction, and everyday convenience. Located just a short walk from the Gulf of Mexico, Salt Creek places you close to the area's beautiful beaches, local restaurants, shopping, and everything that makes Mexico Beach such a desirable coastal destination. The community features thoughtfully designed two-story townhomes with attractive Hardie Board exteriors, durable dimensional shingle roofs, private garages, and modern coastal styling. Interior features include open-concept living areas, spacious kitchens with quartz countertops, white cabinetry, stainless-steel appliances, kitchen islands, and walk-in pantries. Luxury vinyl plank flooring is featured throughout the main living areas, bathrooms, and upstairs bedrooms. Salt Creek is designed for convenient coastal living without the heavy traffic and congestion found in some larger beach destinations. Whether you're looking for a full-time residence, a coastal getaway, or an investment in one of Florida's popular Panhandle beach communities, Salt Creek offers an appealing opportunity to enjoy the Mexico Beach lifestyle. Conveniently located near the Gulf of Mexico, local dining and shopping, Tyndall Air Force Base, Panama City Beach, and Port St. Joe. Come experience Salt Creek and discover why Mexico Beach continues to be one of the Panhandle's sought-after coastal communities.

348 Salt Creek Lane, Mexico Beach

Listing courtesy of 231A Realty.

$210,000

2 Beds ⋅ 2 Baths ⋅ 795839 MLS

Welcome to 1120 15th Street, Unit 3B, a bright and inviting condo offering comfortable coastal living in the heart of Mexico Beach. The open-concept living, dining, and kitchen areas are filled with natural light and feature wood-look flooring, and an easy flow for everyday living or entertaining. The kitchen offers white cabinetry, dark countertops, a breakfast bar, and generous workspace, while the adjoining living and dining areas provide flexible space for relaxing, hosting guests, or enjoying meals together. A convenient in-unit laundry closet with a stacked washer and dryer adds everyday functionality. Both bedrooms feature ceiling fans and direct access to a covered balcony, creating a peaceful indoor-outdoor connection. The spacious primary suite includes a private bathroom with ample vanity storage and an updated tiled tub and shower surround. A second full bathroom serves the guest bedroom and main living area. Step outside to the covered balcony and enjoy elevated views of the surrounding trees and natural landscape--a relaxing setting for morning coffee or unwinding after a day at the beach. Conveniently located near the Gulf, local restaurants, shopping, boating, and everything Mexico Beach has to offer, this condo is well suited as a full-time residence, coastal getaway, or investment property.

1120 15th Street Unit 3B, Mexico Beach

Listing courtesy of Waves & Woods Realty, LLC.

$349,000

2 Beds ⋅ 2 Baths ⋅ 795838 MLS

Welcome to coastal living at its finest in Waterside Village! This beautifully maintained 2 bedroom, 2 bathroom first-floor condo--no waiting on an elevator--offers the perfect blend of comfort, convenience, and waterfront lifestyle. Step inside to an open-concept layout featuring a bright kitchen with ample cabinetry, breakfast bar, and seamless flow into the spacious living and dining areas--ideal for entertaining or relaxing after a day on the water. Enjoy easy ground-level access and take in peaceful canal views from your private covered patio. Perfectly positioned just steps from the water, this unit is surrounded by palm-lined walkways and coastal charm. The primary suite offers a private bath and generous space, while the guest bedroom is well-appointed for family or visitors. Additional features include in-unit laundry and tasteful finishes that make this property move-in or rental ready. Waterside Village amenities include a community pool, hot tub, and day docks along the canal--perfect for boating, fishing, or simply enjoying the waterfront lifestyle. Located in the heart of Mexico Beach, you're just a short walk or golf cart ride to the beach, dining, and local attractions. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this condo checks all the boxes.

3300 Highway 98 Unit 101, Mexico Beach

Listing courtesy of Waves & Woods Realty, LLC.

$339,900

2 Beds ⋅ 2 Baths ⋅ 795837 MLS

Welcome to Waterside Village-one of Mexico Beach's most desirable communities--where coastal charm meets easy, low-maintenance living. This vacant 2 bedroom, 2 bathroom condo offers a bright, open layout with soaring ceilings, abundant natural light, and a seamless flow from kitchen to living space. The kitchen is well-appointed with granite countertops, solid wood cabinetry, stainless appliances, and a breakfast bar that opens to the main living area--perfect for entertaining or casual coastal living. The space has been virtually staged to showcase its full potential, giving buyers an easy vision for furnishing and design. Step outside to your private covered balcony overlooking the resort-style pool, hot tub, and canal, framed by palm trees and coastal breezes--an ideal spot for morning coffee or evening relaxation. The spacious primary suite features a large closet and en-suite bath with dual vanities, while the second bedroom offers flexibility for guests, a home office, or rental use. Additional highlights include in-unit laundry, durable flooring throughout, and a functional split-bedroom layout. Waterside Village amenities include a beautifully maintained pool, hot tub, grilling area, and easy access to the canal. Located just a short walk or golf cart ride to the beach, dining, and local favorites, this property is perfectly positioned for full-time living, a second home, or a strong rental investment. Don't miss this opportunity to own a slice of the Forgotten Coast with water views and resort-style amenities.

3300 Highway 98 Unit 207, Mexico Beach

Listing courtesy of Waves & Woods Realty, LLC.

$373,990

4 Beds ⋅ 2 Baths ⋅ 795756 MLS

100% COMPLETED...QUICK CLOSE AVAILABLE! Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you'll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true standout, boasting an abundance of counter space, providing a spacious and practical workspace for all your culinary endeavors. The Grayton is constructed with our renowned commitment to quality. This home incorporates energy-smart features throughout. These include a digital thermostat, a heating, ventilation, and A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows. Rest assured, this home is backed by our comprehensive warranty package. All Holiday Builders homes, regardless of collection, include a 1-year transferable builder warranty and a 10-year structural warranty. Owning a home like the Grayton eliminates the need for renting, allowing you to build equity and create lasting memories. To further enhance the buying experience, we've pre-selected quartz countertops, tile flooring with comfortable carpeting in bedrooms. These selections have been made with buyers' savings in mind, ensuring both affordability and style.

416 Salt Creek Lane, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$367,990

3 Beds ⋅ 2 Baths ⋅ 795755 MLS

Introducing the Addison plan! This thoughtfully designed split layout features 3 bedrooms, 2 baths, and a spacious 2-car garage. The great room seamlessly blends with the dining area and kitchen, creating an open and inviting space perfect for hosting gatherings and celebrating holidays. The owners' suite is a private retreat, boasting an ensuite bathroom complete with linen and walk-in closets. The spare rooms offer ample flexibility, whether you envision them as additional bedrooms, a home office, or a versatile flex room. This split plan ensures abundant privacy while maintaining a cozy atmosphere. Convenience is key in the Addison. The laundry room is conveniently located just steps away from the garage, optimizing storage and parking space. This modern layout is complemented with quartz countertops in the kitchen and baths and tile flooring in the common/wet areas. Visit Salt Creek and discover the best kept secret along the Gulf Coast. A tremendous value just steps from the crystal-clear waters and white sand beaches of the Gulf!

455 Water Bend Way, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$356,990

4 Beds ⋅ 2 Baths ⋅ 795716 MLS

100% COMPLETED...QUICK CLOSE AVAILABLE! MOVE IN READY PACKAGE IS INCLUDED!! Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you'll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true standout, boasting an abundance of counter space, providing a spacious and practical workspace for all your culinary endeavors. The Grayton is constructed with our renowned commitment to quality. This home incorporates energy-smart features throughout. These include a digital thermostat, a heating, ventilation, and A/C system, roof vents and soffits for attic ventilation, and dual pane energy-efficient windows. Rest assured, this home is backed by our comprehensive warranty package. All Holiday Builders homes, regardless of collection, include a 1-year transferable builder warranty and a 10-year structural warranty. Owning a home like the Grayton eliminates the need for renting, allowing you to build equity and create lasting memories. To further enhance the buying experience, we've pre-selected quartz countertops, tile flooring with comfortable carpeting in bedrooms. These selections have been made with buyers' savings in mind, ensuring both affordability and style.

451 Salt Creek Lane, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$349,990

3 Beds ⋅ 2 Baths ⋅ 795714 MLS

MOVE IN READY! Introducing the Addison plan! This thoughtfully designed split layout features 3 bedrooms, 2 baths, and a spacious 2-car garage. The great room seamlessly blends with the dining area and kitchen, creating an open and inviting space perfect for hosting gatherings and celebrating holidays. The owners' suite is a private retreat, boasting an ensuite bathroom complete with linen and walk-in closets. The spare rooms offer ample flexibility, whether you envision them as additional bedrooms, a home office, or a versatile flex room. This split plan ensures abundant privacy while maintaining a cozy atmosphere. Convenience is key in the Addison. The laundry room is conveniently located just steps away from the garage, optimizing storage and parking space. This modern layout is complemented with quartz countertops in the kitchen and baths and tile flooring in the common/wet areas. Visit Salt Creek and discover the best kept secret along the Gulf Coast. A tremendous value just steps from the crystal-clear waters and white sand beaches of the Gulf!

420 Salt Creek Lane, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$347,990

3 Beds ⋅ 2 Baths ⋅ 795713 MLS

MOVE IN READY! Introducing the Addison plan! This thoughtfully designed split layout features 3 bedrooms, 2 baths, and a spacious 2-car garage. The great room seamlessly blends with the dining area and kitchen, creating an open and inviting space perfect for hosting gatherings and celebrating holidays. The owners' suite is a private retreat, boasting an ensuite bathroom complete with linen and walk-in closets. The spare rooms offer ample flexibility, whether you envision them as additional bedrooms, a home office, or a versatile flex room. This split plan ensures abundant privacy while maintaining a cozy atmosphere. Convenience is key in the Addison. The laundry room is conveniently located just steps away from the garage, optimizing storage and parking space. This modern layout is complemented with quartz countertops in the kitchen and baths and tile flooring in the common/wet areas. Visit Salt Creek and discover the best kept secret along the Gulf Coast. A tremendous value just steps from the crystal-clear waters and white sand beaches of the Gulf!

455 Salt Creek Lane, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$389,990

4 Beds ⋅ 2 Baths ⋅ 794987 MLS

As you step into the Palmer, you'll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you'll discover the well-appointed kitchen and great room, perfect for entertaining and creating lasting memories. The owners' suite is privately located off its own hallway, offering a tranquil retreat. It features an ensuite bathroom and a generously sized walk-in closet, providing both comfort and convenience. Additionally, this home offers three additional bedrooms, each generously proportioned to accommodate your family's needs. The laundry room is just steps away from the 2-car garage, ensuring plenty of space for storage and parking. Crafted with our unwavering commitment to quality, the Palmer incorporates energy smart features throughout. From the digital thermostat and a heating, ventilation, and A/C system to the roof vent and soffit for efficient attic ventilation, and dual pane energy-efficient windows, every detail is designed to enhance comfort and sustainability

443 Water Bend Way, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$372,990

3 Beds ⋅ 2 Baths ⋅ 794984 MLS

The Franklin welcomes you with a classic foyer that opens to two distinct spaces on either side: a comfortable living room to the left and a dedicated dining room to the right. The dining room connects directly to the kitchen, creating an easy flow when entertaining, or you can continue straight down the foyer for a second entry into the kitchen. The kitchen includes a pantry and overlooks the great room, giving the heart of the home an open, connected feel. Just off the kitchen, a hallway leads to two bedrooms that share a full bath. This area works well for family, guests, or a home office setup, offering privacy without feeling separate from the main living space. The great room sits at the center of the home and opens to a 10-by-8 outdoor living area, perfect for fresh-air mornings or evening relaxing. On the opposite side of the great room, the owner's suite offers a quiet retreat with a walk-in closet and a private owner's bathroom with a linen closet. Homeowners entering from the two-car garage step into a dedicated laundry room, making it easy to keep daily routines organized. From there, you can head straight into the great room or continue toward the bedroom hallway.

447 Water Bend Way, Mexico Beach

Listing courtesy of Holiday Builders of the Gulf Coast.

$359,000

2 Beds ⋅ 2 Baths ⋅ 794224 MLS

The ideal easy-to-own coastal retreat for a quick escape to laid-back Mexico Beach and the authentic Old Florida feel buyers and guests crave. Just bring your flip-flops and swimsuit--this clean, modern, turnkey-ready condo makes beach living wonderfully simple. Park directly in front of first-floor Unit 110, walk right to the door, and enjoy single-level convenience with no stairs, no elevator waits, and no navigating heights. Completely remodeled in 2021, this refreshed 2-bedroom, 2-bath condo offers the polished feel of a newer coastal home. The bright, open-concept interior blends coastal-chic finishes, neutral tones, and an easy flow between the kitchen, dining, and living spaces. A fully equipped kitchen with crisp white cabinetry, modern appliances, and a breakfast bar makes entertaining or settling in after a beach day effortless. Step onto the private covered balcony, enjoy the Gulf breeze, and listen to the soft rustle of the palms. Tucked away from pool activity, Unit 110 provides a peaceful, private setting for morning coffee, evening cocktails, or relaxing after a day on the sand. Located in gated Waterside Village, owners and guests enjoy a resort-style pool, hot tub, grilling areas, scenic boardwalks, and space for day docking. Less than a five-minute walk to the beach, this low-maintenance retreat offers fantastic value as a personal getaway, a second home away from home, or a vacation-rental investment.

3300 Highway 98 Unit 110, Mexico Beach

Listing courtesy of A List Beach Realty LLC.

Mexico Beach Homes under $400,000

Newest Mexico Beach Homes under $400,000