Panama City Beach Homes under $250,000

Panama City Beach Homes under $250,000

Welcome to Panama City Beach, Florida, a stunning coastal paradise nestled in Bay County. Known for its breathtaking white-sand beaches and crystal-clear emerald waters, this vibrant city is a haven for those seeking a laid-back lifestyle infused with outdoor adventures. Whether you're a beach lover, an avid fisherman, or a family looking for fun-filled activities, Panama City Beach has something for everyone.

One of the most appealing aspects of this charming city is the accessibility of homes under $250,000. In a market where affordability can often feel elusive, Panama City Beach stands out with a variety of options that cater to first-time buyers, retirees, or anyone looking to invest in a slice of paradise. These homes often feature modern amenities, spacious layouts, and proximity to the area's stunning beaches, making them perfect for both year-round living or vacation rentals.

Imagine waking up to the sound of waves gently lapping against the shore and enjoying your morning coffee with a view of the sun rising over the Gulf of Mexico. With homes in this price range, you can turn that dream into a reality. The community is filled with friendly neighbors, local shops, and delicious dining options, creating a warm and welcoming atmosphere.

If you're considering a move to Panama City Beach, now is the perfect time to explore the charming neighborhoods and discover the hidden gems that await you. With a vibrant lifestyle, affordable housing, and the beauty of the Florida coast at your doorstep, Panama City Beach truly embodies the essence of coastal living.

Newest Panama City Beach Homes under $250,000

17614 Front Beach Road Unit E3, Panama City Beach
$215,000
1 Beds ⋅ 1 Baths ⋅ 796037 MLS
This condo is perfectly located on the west end of Panama City Beach and works great as a short-term rental, second home, or primary residence. It's just steps from the beach access and sits right by the pool in the backyard, making it super convenient for beach and pool days. Whether you're looking for a place to enjoy yourself or an investment with solid rental potential, this condo offers an easy, laid-back beach lifestyle in a great location.

17614 Front Beach Road Unit E3, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

9902 S Thomas Drive Unit 1835, Panama City Beach
$250,000
1 Beds ⋅ 2 Baths ⋅ 796028 MLS
What makes a vacation condo stand out to guests? Start with a view they'll want to photograph. Unit 1835, located across from the Gulf becomes part of the experience--morning coffee with a coastal backdrop, an afternoon break between outings, and a place to unwind when the day winds down. Come tour this 18th-floor condo and see how that view shapes the space. Inside, the open living and dining area offers a comfortable place to gather after a day at the beach. A full kitchen gives owners and guests the flexibility to make breakfast before heading out, bring lunch back between swims, or enjoy an easy dinner in. The additional sleeping space adds versatility for visitors traveling together. Unit 1835 has the everyday comforts people appreciate on a longer stay, while its balcony and resort setting deliver the sense of escape they came to Panama City Beach to find. For an investor, the appeal extends beyond the condo door. Laketown Wharf offers five pools, a fitness center, a lakefront boardwalk, covered parking, and on-site dining. Guests can spend a full day enjoying the resort, head to the beach nearby, or explore the restaurants and entertainment around Panama City Beach. Those choices give visitors plenty to look forward to when planning a trip--and give an owner a distinctive setting to showcase when marketing a stay. Unit 1835 also offers the flexibility to enjoy the property yourself. Picture a spontaneous beach weekend with your own place to return to, time by the pool, and a balcony where you can pause and take in the Gulf view. When you're considering a coastal investment, it helps to find a property you can imagine using as well as sharing with guests. Photos can introduce the view, but a tour lets you experience it from the balcony and walk through the condo's layout for yourself. See the living space, consider how guests would use it, and explore the amenities that make Laketown Wharf a recognizable Panama City Beach destination. Schedule your showing of Unit 1835 and discover its potential firsthand.

9902 S Thomas Drive Unit 1835, Panama City Beach

Listing courtesy of Palms to Pines Real Estate LLC.

9902 S Thomas Drive Unit 1037, Panama City Beach
$219,000
1 Beds ⋅ 2 Baths ⋅ 795907 MLS
Looking For a Condo at the Beach? Same floor as Parking deck Pool, easy walk over the catwalk to the pool and Parking. This Spacious Residence Offers 1BR 2BA + Bunk Room & Can Easily Accommodate 6 People. Being Sold Rental Ready. Laketown Wharf Resort Is in the Heart of All the Fun & Excitement in Panama City Beach Just Steps Away from The World's Most Beautiful White-Sand Beaches, Shopping, Dining & Entertainment. This Beachside Resort Offers all the Amenities with Convenient Beach Access, 5 Pools, A Kids FunScape Playground, Splash Bar & Grill, Gulf View Fitness Center & Covered Garage Parking. Laketown Wharf Offers a Variety of Views Including the Gulf of Mexico, Lake & Golf Course. Enjoy The Nightly Fountain & Light Show & Market Shops Along the Lakefront Boardwalk.

9902 S Thomas Drive Unit 1037, Panama City Beach

Listing courtesy of Douglas Eliman 30A.

14401 Front Beach Road Unit 311, Panama City Beach
$215,000
1 Baths ⋅ 795888 MLS
Turnkey beach investment opportunity at Fontainebleau Terrace! This unit is currentlybeing used as a successful vacation rental and offers an excellent opportunity for an investor, second-home buyer, or anyone looking for their own beach getaway. Located directly across from the beautiful Gulf of Mexico, Fontainebleau Terrace provides convenient beach access and a prime location in the heart of Panama City Beach. Guests and owners can enjoy the coastal lifestyle with dining, shopping, entertainment, and local attractions nearby. Whether you're looking to continue operating the property as a short-term rental or create your own personal beach retreat, this unit offers flexibility in a highly desirable PCB location. Don't miss your opportunity to own a piece of Panama City Beach!

14401 Front Beach Road Unit 311, Panama City Beach

Listing courtesy of Hilltop Legacy Realty.

116 Damon Circle Unit S, Panama City Beach
$170,000
1 Baths ⋅ 795830 MLS
Welcome to your perfect Beach Rental or Getaway. This cute and bright Efficiency has a Full-size Kitchen and a Full Bath. Unlike standard studios that only offer a kitchenette, this unit features a fully equipped kitchen with a stove, oven, and refrigerator. This corner unit comes Fully Furnished and is 434 sq ft and on the second floor with a nice open layout either a patio or balcony. The Condo Association installed new Sliding door and Window (rated 200mph) in 2022, and the Roof was replaced in 2019. Exterior of the building was painted in 2021. The only thing to keep up, is your Interior, HVAC, and HOT Water Heater. Low maintenance and highly rentable and is located right in the hub of PCB. Open Parking at both sides of the building with a few golf cart parking spots available to use as well. Short Term Rentals are allowed as well as owners having pets (please check with association for information and rules). Association Dues pay for Insurance on the Building, Internet, Water, Sewer, Painting the Exterior of the Building, Roof, Household Garbage Receptacles, Pest Control, Property Patrol, Parking Spot, Lawn Mowing, Sprinklers, Maintenance of all Amenities and Common Areas. This Condo Unit is located inside this sought after Gulf Highlands Beach Resort in Panama City Beach, Florida. This resort is a gated community with 11 pools (5 heated), Pickle Ball and Tennis Courts, Shuffleboard, 18 Hole Putt Putt mini Golf course, Work out room, Conference Room, Play Areas, Golf Cart Parking areas throughout property, Private Beach house across the street Gulf side with a Cafe and Swimming Pool and bathrooms/ outdoor shower with a private beach access into the white beach sand of the Emerald Coast. Outside of GHBR are many of attractions including, restaurants, shopping, Post office, Emergency Department, Banks, Storage units, Water park, and more, all in walking distance. Schedule your showing today.

116 Damon Circle Unit S, Panama City Beach

Listing courtesy of Emerald Coast Realty Inc.

314 El Reposo Place, Panama City Beach
$250,000
3 Beds ⋅ 2 Baths ⋅ 795776 MLS
GULF VIEWS, COASTAL LIVING & INVESTMENT POTENTIAL! Just THREE BLOCKS from the stunning Gulf waters of Laguna Beach, 314 El Reposo Place puts you right in the heart of the Panama City Beach lifestyle! Better yet, you can see the beautiful Gulf waters as you pull into the driveway. This meticulously maintained, fully furnished 3-bedroom, 2-bath home offers incredible potential as a primary residence, vacation getaway, or short-term rental investment. Inside, you'll find 1,080 square feet of comfortable coastal living with two large bathrooms, including a spacious primary bath with a built-in makeup vanity. The home is being sold fully furnished and is thoughtfully equipped for guests, featuring a sleeper sofa in the living room and an additional rollaway bed beyond the three bedrooms. Major updates mean you can enjoy the beach lifestyle with added peace of mind, including a new HVAC system, new hot water heater, and a roof installed in 2024. The home has been immaculately cared for and is truly ready for its next owners. The location is the star of the show! Just three blocks to the Gulf and Laguna Beach, with Panama City Beach's beautiful beaches, restaurants, shopping, entertainment, and attractions all nearby. With short-term rentals permitted, this property presents an exciting opportunity in one of the area's most desirable coastal destinations. Whether you're looking for your own slice of paradise, a vacation home, or a property with rental potential, this one checks the boxes. Coastal properties this close to the Gulf don't come along every day--schedule your private showing today and make 314 El Reposo Place your next piece of paradise! Sellers open to 1,000 towards concessions for new flooring. New photos coming soon

314 El Reposo Place, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

17462 Front Beach Road Unit 11C3, Panama City Beach
$225,000
1 Beds ⋅ 1 Baths ⋅ 795765 MLS
INVESTOR'S DREAM - Renovated & furnished condo!! New interior paint, backslash in kitchen, new stove, countertop, sink, popcorn ceiling removed in living room, new TV, and more. This condo is a short stroll to the dedicated beach access, and nestled in a quiet area of the Horizon South Condominiums complex. It is located on the desired westend of Panama City Beach. So many amenities in this community across the street including; 4 pools, hot tub, pickleball & tennis courts, shuffle board, basketball court, 18 hole mini-golf course, and more! *Measurements are approx. and should be verified by Buyer*.

17462 Front Beach Road Unit 11C3, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

321 Palm Drive, Panama City Beach
$224,500
2 Beds ⋅ 1 Baths ⋅ 795739 MLS
Nice opportunity in Laguna Beach. This fixer upper mobile home sits on a nice size lot, 50x110. Fix up the mobile home for a rental investment or a nice beach getaway. This home needs you!. Another option is to remove the mobile home for a great building site. Laguna beach is a golf cart friendly area that welcomes short term rentals. It is a beach area on the west end of Panama City Beach with a laid back 'Beachy' vibe. It has its own 'Local's grocery store,'the Carousel',liquor store,gift shop, ice cream & Donut hangout called ThomasDonuts. This property is calling your name. Priced for land value,yet giving an opportunity to put your sweat equity to work.

321 Palm Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

6421 Big Daddy Drive, Panama City Beach
$163,500
3 Beds ⋅ 2 Baths ⋅ 795732 MLS
This rental opportunity has the location, updates, and convenience buyers and renters are looking for. Enjoy an updated interior, a private backyard, and front porch perfect for relaxing outside after a day on the water.The home is close to the water and just minutes from the marina and public boat dock, making it easy to enjoy your boat, jet skis, and other water toys whenever you want. Whether you are looking for a full-time home, a coastal getaway, or an investment property, this move in ready home offers a practical layout with a comfortable primary bedroom and two additional bedrooms for family, guests, or tenants.The open kitchen includes a refrigerator, oven, cooktop, dishwasher, plenty of cabinet space, and custom built shelving that is great for pantry storage. There is also a spacious laundry area ready for your washer and dryer.Publix and ALDI are conveniently nearby for everyday shopping and last minute essentials. With nearby shopping, and easy access to the marina, this property is a great fit for someone looking to enjoy the coastal lifestyle or add a solid rental property to their portfolio.

6421 Big Daddy Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

15100 Front Beach Road Unit 627, Panama City Beach
$245,000
1 Beds ⋅ 1 Baths ⋅ 795726 MLS
Origin 627 is a 1 bed, 1 bath condo on the back east corner of the building offering Sunrise and Gulf views from the balcony and bedroom. Bought new by the current owners, and NEVER RENTED! This is one of the cleanest, untouched condos in the building. The appliances are in perfect condition, the carpet still looks new, the paint is pristine, furniture is immaculate, the window treatments look brand new, and everything works just as it should! The balcony has also recently been repainted. The owners have added some new decor, and several pieces of new furniture, as well as, a recently replaced hot water heater. This property is being offered fully furnished all the way down to the linens and dishware. It is ready for you to add your personal touches to it and call it home, home away from home, or add it to your new, or growing, investment portfolio. Origin is one of the very few high-rise condos in PCB to offer interior corridors, keeping you safe and dry during inclement weather. Origin is located across the street from Sharky's beachfront restaurant and bar, and within walking distance to Pier Park, and a multitude of dining and entertainment options. Origin offers many amenities including two BBQ grill/picnic areas, a heated pool, hot tub, theater, game room, laundry facility, vending, a gated community with 24-hour security, a Sunsations beach store located on the ground level, and the new Beaches and Cream convenient store offering eats and drinks right on property. If you're in the market, don't miss the opportunity to see Origin 627 in person. Give me a call anytime for your personal viewing, and see for yourself how clean and impressive this property truly is!

15100 Front Beach Road Unit 627, Panama City Beach

Listing courtesy of Pineapple Properties.

17462 Front Beach Road Unit 45-D, Panama City Beach
$210,000
1 Beds ⋅ 1 Baths ⋅ 795583 MLS
BEACH ACCESS! FOUR POOLS! FULLY FURNISHED! Horizon South 45-D in Panama City Beach, Florida, is a second-floor 1-bedroom, 1-bath condo with hallway bunks, a private balcony, and a convenient location near the community pools. Enjoy Gulf breezes from the balcony along with the added privacy of an upper-floor position. Inside, shiplap accent walls add coastal character throughout, while luxury vinyl plank flooring covers the main living areas and tile finishes the bathroom. Additional features include new white vinyl windows, a flat-screen TV, and an in-unit stackable washer and dryer. The condo is offered fully furnished and ready for personal use or short-term rental opportunities. The HVAC system was replaced in 2022, and the water heater was replaced in 2018. Horizon South is a gated, golf cart-friendly community with convenient beach access and an extensive collection of amenities, including four pools, one seasonally heated pool, a kiddie pool, hot tub, tennis and pickleball courts, shuffleboard, mini golf, a newly renovated fitness center, billiards room, event space, on-site laundry facilities, and more. Owners may have pets, subject to association rules. Monthly HOA dues of approximately $505 cover water, internet, trash service, grounds maintenance, building insurance, and security. The association recently completed a major underground water-system renovation, and the related assessments have been paid in full. Horizon South is also convenient to Pier Park and Panama City Beach attractions, dining, and entertainment, including Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. All information is deemed reliable but not guaranteed; buyer to verify if important.

17462 Front Beach Road Unit 45-D, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

8700 Front Beach Road Unit 6310, Panama City Beach
$234,900
1 Beds ⋅ 2 Baths ⋅ 795490 MLS
Beautifully updated and exceptionally spacious, this 1-bedroom, 1.5-bath end condo offers one of the most desirable and unique layouts! With an impressive 1,588 square feet of living space spanning two levels, this immaculate residence features fresh paint, new LVP flooring, 10-foot ceilings, crown molding, new light fixtures, abundant storage, and two private balconies overlooking the resort-style pool. Occupying the top two floors of the building, this condo shares only one wall with a neighboring unit, offering added privacy along with beautiful sunset and pool views. The main level features an open and spacious living and dining area, half bath, private balcony, and a well-appointed kitchen with stainless steel appliances, granite countertops, modern backsplash, and solid wood cabinetry. Upstairs, you'll find an oversized primary bedroom with added soundproofing, two walk-in closets, and access to a second private balcony. The beautifully updated primary bath features a double vanity and walk-in shower. This level also includes the laundry area with a new washing machine, an oversized owner's closet, and plenty of additional storage throughout. Located within a gated community, owners and guests can enjoy resort-style amenities including a pool with waterfalls, hot tub, interactive splash pad, fitness center, basketball court, game room, and media center. Conveniently located on Front Beach Road and just minutes from the sugar-white sands and emerald-green waters of Panama City Beach, this property offers easy access to shopping, dining, entertainment, and everything the beach has to offer. Furniture is negotiable. Spacious, updated, private, and move-in ready--this is a truly unique property you won't want to miss!

8700 Front Beach Road Unit 6310, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

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