Panama City Beach Homes under $750,000

Panama City Beach Homes under $750,000

Welcome to Panama City Beach, Florida—a stunning coastal paradise nestled in Bay County that promises sun-soaked days and endless opportunities for relaxation and adventure. Renowned for its breathtaking white-sand beaches and crystal-clear turquoise waters, this vibrant city is not just a vacation destination; it’s a place where dreams of coastal living can become a reality.

For those seeking a home in this idyllic setting, Panama City Beach offers an array of charming residences priced under $750,000. Here, you can find everything from cozy beach cottages to modern condos with spectacular ocean views. Whether you're a first-time homebuyer, a growing family, or looking for a serene retirement retreat, there’s a perfect home waiting for you.

Beyond the stunning properties, Panama City Beach boasts a lively community filled with amenities and attractions. Enjoy a day at the famous Pier Park, where you can shop, dine, and experience local entertainment. Outdoor enthusiasts will love the nearby state parks, offering hiking, biking, and water sports, while the vibrant nightlife scene promises fun-filled evenings.

With its welcoming atmosphere, beautiful landscapes, and a variety of homes under $750,000, Panama City Beach is not just a place to live; it’s a lifestyle. Embrace the coastal charm and vibrant community spirit that make this city a perfect choice for your next home. Explore the possibilities today and discover why Panama City Beach is the ideal place to create lasting memories!

Newest Panama City Beach Homes under $750,000

9900 S Thomas Drive Unit 2126, Panama City Beach
$329,900
1 Beds ⋅ 2 Baths ⋅ 796189 MLS
SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2126, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

16701 Front Beach Road Unit 404, Panama City Beach
$579,900
2 Beds ⋅ 3 Baths ⋅ 796181 MLS
Photos coming soon. BEST OF THE BEST IN STERLING BREEZE! Center-of-building stack at great elevation, with the largest balcony of any floor plan in the development. Sterling Breeze is a luxury beachfront resort just 1/2 mile west of Pier Park. This 1,365 sq. ft. residence lives like a beach house, with 2 bedrooms, 3 full baths, and a bunk room. It sleeps and rents like a 3-bedroom, offering strong value and excellent rental income potential. Sold fully furnished and rental-ready. Features include 18-inch ceramic tile, 9' ceilings, and an efficient layout with Gulf and sunset views from the balcony, living room, dining area, kitchen, and primary suite. Immaculately maintained, with a private balcony made for alfresco dining and sunset evenings. This low-density boutique building has only 145 units, seven per floor, and a distinctive architectural design. Amenities include a heated overflow-edge pool and spa, fitness center, poolside internet café and wine bar, natural stone gas fire pit, seasonal beach service, and covered parking. The HOA structure is a standout. The association owns all commercial space in the building, and income from guest resort fees, front desk, beach service, and tiki bar rentals funds roughly one-third of the annual budget. The result: 2026 monthly assessments actually decreased, from $945 to $925. The association follows its Structural Integrity Reserve Study, holds over $1.9 million in reserves, and has over $1 million in operating cash. Luxury, location, and income potential on the Gulf. Schedule your private showing today!

16701 Front Beach Road Unit 404, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

10901 Front Beach Road Unit 2003, Panama City Beach
$625,000
3 Beds ⋅ 2 Baths ⋅ 796180 MLS
Experience the ultimate Gulf-front lifestyle at Majestic Beach Resort in this beautifully renovated 3-bedroom, 2-bath condominium offering 1,185 square feet of coastal comfort and style. Completely renovated in June 2025, this turnkey residence features a beautifully updated kitchen with new cabinetry, countertops, faucets, and GE appliances, along with both bathrooms enhanced by new vanities with granite countertops. New luxury vinyl plank flooring flows throughout the condo. Step onto your Gulf-front balcony and take in views of the emerald waters and sugar-white sands of Panama City Beach. This exceptional property also includes dedicated parking space #387 for added convenience. Enjoy the impressive amenities of Majestic Beach Resort, including direct Gulf-front beach access, multiple outdoor and heated indoor pool, hot tubs, fitness center, tennis and pickleball courts, game room, movie theater, seasonal poolside bar and grill, on-site market and deli, covered parking, and 24-hour security. Beyond the resort, Pier Park, with its outstanding selection of dining, shopping, and entertainment, is situated less than 5 miles west. Northwest Florida Beaches International Airport is approximately 18 miles away. Recently opened attractions, including Topgolf and Dolly Parton's Pirates Voyage Dinner & Show, add even more entertainment options to the surrounding area. Whether you're seeking a luxurious beach retreat, investment property, or your own slice of paradise, this beautifully updated Gulf-front condo offers an exceptional opportunity to experience the best of Panama City Beach. Schedule your showing today!

10901 Front Beach Road Unit 2003, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

8485 Dreams Float Court, Panama City Beach
$394,900
2 Beds ⋅ 2 Baths ⋅ 796177 MLS
Discover this perfect FULLY FURNISHED/TURNKEY Camellia Cottage in Phase 5 of the 55+ Latitude Margaritaville Watersound -- ideally positioned on one of the rarest and most desirable lots in the community and just minutes to the Town Center and incoming Publix. This home faces a wide, peaceful green space and natural preserve, offering privacy, quiet mornings, and the kind of view relocation buyers dream of when moving to Latitude and a rare find for a small cottage. This home is being sold fully furnished, turnkey and move-in ready -- including pots, pans, dishes, linens, décor, and high-end Ashley and Rooms To Go furniture. With an accepted offer, the GOLF CART also conveys, making your transition effortless from day one. All appliances convey: washer, dryer, refrigerator, range, microwave, and dishwasher. Thoughtful upgrades add comfort and convenience throughout: -Epoxy garage floor -Designer lighting and fans - Recessed lighting in kitchen - great room, dining, and porch - 20-amp garage outlet for golf cart charging - High-mounted TV jacks at lanai and great room - GFI outlet at porch - Pocket door from primary bedroom to bath - Whole-house faux wood blinds - 12'' cabinet above refrigerator - Kitchen cabinet crown molding - Single-mount kitchen sink with soap dispenser. This lot quality, turnkey furnishings, included golf cart, and lifestyle value make this home an exceptional opportunity for relocation buyers seeking a smooth, stress-free move. Enjoy preserve views from your lanai, host friends in your beautifully furnished great room, and cruise to the Town Center the moment you arrive -- this home delivers the easy, breezy Margaritaville lifestyle without the wait, without the hassle, and without needing to lift a finger. With the Publix underway and many businesses already open, this cottage is just minutes to the retail that is coming to life. Latitude Margaritaville Watersound is the premier 55+ community with literally unmatched private amenities in the area to include a resort style pool, restaurant, 3 bars, state of the art fitness center, dog park, dog spa, woodworking, pottery, full size theatre, pickleball, bocce, tennis, basketball, cornhole, pool table, table tennis and live music 7 DAYS A WEEK and events, groups and clubs galore. You're going to love it here!

8485 Dreams Float Court, Panama City Beach

Listing courtesy of Bob Hodges And Sons Realty.

117 Summer Breeze Road, Panama City Beach
$479,000
3 Beds ⋅ 2 Baths ⋅ 796176 MLS
One man's loss may truly be another buyer's gain at 117 Summer Breeze Road. The current owner invested a tremendous amount of money in getting this home ready for retirement but a change in plans now creates an opportunity to own one of the largest floor plans in Summer Breeze at an incredibly low price for the amount of upgrades and money spent. Designed and upgraded with long-term comfort in mind, this 3BR/2BA residence offers approx. 2,160 SF. Inside, soaring ceilings, crown molding, fresh paint, and refined finishes create a polished coastal feel. The newly updated kitchen features soft-close cabinetry, premium granite, stainless steel appliances, and a sleek tile backsplash. Paid-off solar panels help keep the current electric bill near low, while a newer high-end HVAC system, hybrid heat-pump water heater, updated attic insulation, hurricane shutters, and sprinkler system with private well add serious efficiency and value. Outside, enjoy a private screened pool, fenced backyard, and oversized two-car garage with room for the golf cart. Washer and dryer remain, and the home may be sold furnished. Tucked away on the quiet west end of Panama City Beach, south of Hwy 98, just minutes from Pier Park and a short golf-cart ride to Front Beach Road and the Gulf. Low HOA of approx. $300/year. No short-term rentals.

117 Summer Breeze Road, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

214 Summerwood Drive, Panama City Beach
$489,999
3 Beds ⋅ 2 Baths ⋅ 796172 MLS
This gorgeous tropical home in Summerwood subdivision stands out above the rest! Inside you'll find 3 bedrooms and 2 full bathrooms, durable vinyl plank flooring, stainless steel appliances, and a comfortable, functional layout. Additional highlights include impact-resistant windows and a newer roof. Step outside to a lush tropical backyard offering a private coastal retreat with a built-in covered grilling area, pergola seating area, and quaint water features. Located on the west side of the Summerwood subdivision, the home is perfectly positioned to enjoy the colorful evening glow and lights of the beach area while still offering the feel of an established residential neighborhood. No Short Term Rentals. An excellent location for enjoying the beach and Pier Park shopping and dining.

214 Summerwood Drive, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

17757 Front Beach Road Unit 1406D, Panama City Beach
$395,000
1 Beds ⋅ 2 Baths ⋅ 796171 MLS
On the beautiful west end of Panama City Beach, Celadon is a great complex with amenities that create a great beach get away. Enjoy stunning views from the balcony, enjoy the pools and hot tubs, or enjoy the beach only steps from the elevator.

17757 Front Beach Road Unit 1406D, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

8743 Thomas Drive Unit 1222, Panama City Beach
$339,000
1 Beds ⋅ 2 Baths ⋅ 796161 MLS
Gulf-front condo at The Summit Beach Resort in Panama City Beach! This well-located unit offers beautiful Gulf views and direct access to the white-sand beach from one of PCB's established beachfront resorts. The Summit is a 15-story complex on Thomas Drive, close to restaurants, shopping, entertainment, and popular area attractions. Resort amenities include multiple pools, hot tubs, a fitness center, tennis and basketball courts, shuffleboard, saunas, on-site dining, a convenience/gift shop, and direct beach access. The condo offers a functional layout with a private balcony overlooking the Gulf, making it a great option for a primary residence, second home, or vacation-rental investment. Enjoy incredible sunsets, easy beach access, and the convenience of resort-style amenities right outside your door. The Summit's central Thomas Drive location keeps you close to everything Panama City Beach has to offer while still giving you the full beachfront experience.

8743 Thomas Drive Unit 1222, Panama City Beach

Listing courtesy of Fun Quest Vacation Rentals Corp.

307 Turtle Cove, Panama City Beach
$649,900
3 Beds ⋅ 3 Baths ⋅ 796160 MLS
Welcome to Turtle Cove at Lake Powell on the west end of Panama City Beach! This spacious 3-bedroom, 3-bath home with a large bonus room offers views of Lake Powell, an oversized first-floor primary suite, LVP flooring, tile showers, shiplap accents, and granite countertops. Quality features include impact-resistant windows, solid-core interior doors, fiberglass exterior doors, Hardy siding and soffits, and an HVAC air-scrubber system. Outside, you'll find an oversized driveway and storage shed. Turtle Cove offers a pool, hot tub, clubhouse, tennis/pickleball courts, fitness room, dock and more. Enjoy being just a short golf cart ride to the Gulf and close to restaurants, shopping, Pier Park, and Scenic 30A. A great location for enjoying the best of Panama City Beach!

307 Turtle Cove, Panama City Beach

Listing courtesy of Emerald Coast Realty Group.

717 Longpoint Way, Panama City Beach
$454,900
4 Beds ⋅ 3 Baths ⋅ 796154 MLS
This home includes 9' high ceilings in the main living area, bountiful natural light, granite/quartz countertops, and innovative technology. Breakfast Point in one of Panama City Beach's most desirable communities just 2.5 miles from the Miller County Pier over the Gulf of Mexico, and a safe walk through the neighborhood to Breakfast Point Academy. At Grove's Park and Paseo Park, you can enjoy the community's biking and walking trails.

717 Longpoint Way, Panama City Beach

Listing courtesy of Beach House Sales and Development.

8521 Preservation Drive, Panama City Beach
$745,000
4 Beds ⋅ 3 Baths ⋅ 796143 MLS
This 4 bedroom, 2.5 bath home with a huge kitchen with so many cabinets, separate laundry room, an office and/or 4th bedroom with its own balcony, play room, and walk in pantry. Split floor plan, separate soaking tub, shower, and huge walk in closet! High ceilings, dining nook, and the screened in back porch. You have got to see this paradise of a home. Experience the charm of a beautifully crafted Craftsman-style home nestled in a natural, peaceful subdivision surrounded by wildlife and near the Bay! Built on sturdy stilts. this elevated home offers a unique blend of character, privacy, and functionality. Deer and other wildlife are frequent visitors, creating serene setting that feels like a private retreat. Infinity pool, kitchen, dock, storage for your boat and great neighborhood activities. 2 electronic gates for entry. What more can I say?

8521 Preservation Drive, Panama City Beach

Listing courtesy of Realty One of Northwest Florida LLC.

306 Carolyn Avenue, Panama City Beach
$299,000
3 Beds ⋅ 2 Baths ⋅ 796135 MLS
Solid brick home, even better neighborhood, and a great opportunity in Panama City Beach's established Woodlawn community. Located at 306 Carolyn Avenue, this 3-bedroom, 2-bath home offers approximately 2,012 square feet of heated and cooled living space, plus an additional approximately 350 square feet in the enclosed sunroom/Florida room that is not included in the reported heated and cooled square footage. Inside, the functional single-story layout includes an open kitchen with breakfast bar, living and dining areas, a dedicated office or study, and flexible bonus space in the enclosed sunroom. The home provides a generous footprint for a buyer looking to update, renovate, personalize, or add value over time. Situated on an approximately 0.23-acre lot, the property features an established yard with irrigation and room for outdoor entertaining, gardening, pets, or future improvements. The Woodlawn neighborhood adds to the appeal with access to a community public boat launch area, while nearby JDF Marina offers added convenience for boat storage, slips, rentals, and access to area waterways, Shell Island, and the Gulf. Enjoy a central Panama City Beach location near beaches, boating, fishing, shopping, dining, entertainment, and everyday conveniences. Whether you are searching for a primary residence, second home, renovation project, or Panama City Beach investment opportunity, 306 Carolyn Avenue offers flexible space, boating access, and potential in a desirable established neighborhood.

306 Carolyn Avenue, Panama City Beach

Listing courtesy of Corcoran Reverie.

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