Panama City Homes under $750,000

Panama City Homes under $750,000

Welcome to Panama City, Florida, a vibrant coastal gem nestled in Bay County, where the sun-kissed shores meet a rich tapestry of culture and community. Known for its stunning beaches, warm climate, and friendly atmosphere, Panama City offers an idyllic setting for families, retirees, and everyone in between. With its charming downtown area, bustling waterfront, and an array of recreational activities, you’ll find that this city truly has something for everyone.

For those seeking a home in this enchanting locale, you’ll be delighted to discover a variety of properties available under $750,000. Whether you’re looking for a cozy beach cottage, a modern family home, or a stylish condo with breathtaking views, the real estate market here caters to diverse tastes and budgets. Many homes feature spacious layouts, updated amenities, and proximity to local attractions, ensuring you can enjoy the best of coastal living without breaking the bank.

Imagine waking up to the sound of waves crashing on the shore or enjoying a sunset stroll along the picturesque beaches. With ample outdoor activities, including fishing, boating, and hiking, Panama City is a paradise for nature enthusiasts. Additionally, the city boasts a thriving arts scene, delicious dining options, and excellent schools, making it an ideal place to call home.

Explore the possibilities that await you in Panama City, where your dream home is just waiting to be discovered. Embrace the laid-back lifestyle and vibrant community that make this coastal city truly special!

Newest Panama City Homes under $750,000

301 Lakeside Drive, Panama City
$299,000
3 Beds ⋅ 3 Baths ⋅ 796198 MLS
Welcome home to this beautifully maintained property tucked away on a quiet cul-de-sac! This inviting home offers a functional, family-friendly floor plan with spacious bedrooms, custom touches throughout, a cozy family room with fireplace, and an updated kitchen with breakfast nook. A separate formal dining area provides additional flexibility and could easily serve as a home office. Step outside to a spacious, fully privacy-fenced backyard backing up to a conservation area for added peace and privacy. The screened-in back porch is the perfect spot for morning coffee, entertaining, or fall football nights. An attached two-car garage provides plenty of additional storage. Conveniently located near Tyndall Air Force Base with easy access to shopping, dining, schools, and everyday necessities, this home offers a wonderful combination of comfort, privacy, and convenience in a peaceful neighborhood setting.

301 Lakeside Drive, Panama City

Listing courtesy of Think Real Estate.

7205 Thomas Drive Unit A604, Panama City
$475,000
2 Beds ⋅ 2 Baths ⋅ 796178 MLS
BUILDING BEEING COMPLETELY RENOVATED!! 2 / 2 unit is on the west side of the building with sunset views. The open kitchen has ample countertop space with a breakfast bar, stainless appliances, updated bathrooms, washer and dryer. 1,500 ft. of sugar-white beachfront, three large gulf-front pools that are seasonally heated, volleyball, lighted tennis courts, basketball, shuffleboard, swing sets on the beach, outdoor BBQ grills, picnic tables, fitness room, wireless internet throughout the property, private meeting rooms available for rent and onsite beach chair and umbrella rentals. All measurements and info estimated/approximate. Buyer should verify any and all information that they deem to be important!

7205 Thomas Drive Unit A604, Panama City

Listing courtesy of Counts Real Estate Group.

6639 Kettles Street, Panama City
$284,900
3 Beds ⋅ 2 Baths ⋅ 796174 MLS
Welcome to Liberty! This beautifully maintained 3-bedroom, 2-bath, Jemison floor plan is situated on a desirable corner lot and offers 1,648 sq. ft. of comfortable modern living. The open concept floor plan features a spacious kitchen with island, stainless steel appliances, and a walk in pantry, flowing seamlessly into the living and dining area. The split-bedroom layout provides privacy, with primary suite featuring a walk-in-closet and ensuite bath. Enjoy the convenience of smart-home technology throughout, along with a fully fenced vinyl backyard, perfect for pets, entertaining or relaxing outdoors. Liberty offers resort-style community amenities, including a 7,500 square foot community center, swimming pools, splash pad, fitness center, playground, walking areas and sidewalks. If you're looking for a newer, low-maintenance home on a corner lot with modern features and fantastic community amenities, this one is ready to welcome you home!

6639 Kettles Street, Panama City

Listing courtesy of People 1st Real Estate, LLC.

2912 W 27th Street, Panama City
$649,900
5 Beds ⋅ 3 Baths ⋅ 796170 MLS
Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. There's still time to customize this beautiful home by making your selections at our new Design Studio! Residents of King's Landing will be able to enjoy the waterfront pool and cabana that is scheduled to be completed in early Spring 2027. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years!

2912 W 27th Street, Panama City

Listing courtesy of TH Coastal Realty.

251 Ryder Lane, Panama City
$359,000
4 Beds ⋅ 2 Baths ⋅ 796169 MLS
Welcome Home to Bridge Harbor! Modern Coastal Comfort Minutes from Tyndall AFB Address: 251 Ryder Lane, Callaway / Panama City, FL 32404 Layout: 4 Bedrooms | 2 Bathrooms | ~1,787 Sq. Ft. The Perfect Fit for Military Families & Coastal Living Cut your commute down to just 5 minutes! Perfectly positioned right off Tyndall Parkway, this move-in-ready home in the desired Bridge Harbor community offers ultimate convenience for personnel stationed at Tyndall Air Force Base. Spend less time commuting and more time enjoying the best of the Gulf Coast. Interior & Functional Layout Spacious Open-Concept Living: Designed for effortless entertaining and day-to-day family life, featuring continuous low-maintenance flooring and plenty of natural light. Functional Kitchen: Features beautiful cabinetry, durable Granite countertops, a large center island, and a walk-in pantry for plenty of storage. Private Primary Suite: Includes a spacious bedroom, walk-in closet, dual-sink vanity, soaking tub, and a separate shower. Versatile 4-Bedroom Floorplan: Excellent layout for a growing family, dedicated home office, or guest space. Community & Location Highlights Resort-Style Amenities: Enjoy access to the community pool, ideal for unwinding on warm Florida afternoons and meeting neighbors. Near St. Andrews Bay: Close to public boat launches and waterfront access for weekend fishing, paddleboarding, and boating. Convenient Callaway Location: Minutes from local dining, grocery stores, and daily conveniences. Whether you are relocating for orders or searching for turnkey coastal living, 251 Ryder Lane combines effortless upkeep, unbeatable base proximity, and neighborhood comfort. Schedule your private tour today! Logan Etheridge Legacy Premier Agency

251 Ryder Lane, Panama City

Listing courtesy of Legacy Premier Agency.

2323 Discovery Loop, Panama City
$350,000
3 Beds ⋅ 2 Baths ⋅ 796167 MLS
Welcome to 2323 Discovery Loop -- a beautifully crafted Harris Doyle home featuring the highly sought-after Sabal floor plan in the heart of Panama City's premier master-planned community, SweetBay. Built in 2025, this 3-bedroom, 3.5-bathroom home offers 1,646 square feet of thoughtfully designed living space with the perfect balance of modern comfort, quality construction, and low-maintenance living. Inside, you'll find a bright, open-concept layout filled with natural light and stylish finishes. The spacious kitchen features stone countertops and stainless steel appliances and flows seamlessly into the dining and living areas -- perfect for everyday living or entertaining. One of the home's standout features is its incredibly versatile bedroom layout. The first-floor primary suite offers added convenience and privacy with a spacious walk-in closet and an impressive tile-to-ceiling shower. Upstairs, you'll find a second primary suite complete with its own private balcony, creating the perfect place to relax and enjoy the Florida lifestyle. The third bedroom also features its own en-suite bath, giving every bedroom access to a private bathroom. Outside, enjoy a covered porch and patio along with a low-maintenance homesite designed for those who would rather spend their time enjoying everything SweetBay has to offer. Living in SweetBay means more than just a home -- it's a lifestyle. The community offers resort-style pools, basketball and sports courts, playgrounds, parks, miles of walking and biking trails, grilling areas, fire pits, a private beach, community dock, fishing, kayaking and access to the bay. University Academy is conveniently located within the neighborhood, while the growing SweetBay Town Center puts Publix, Starbucks, dining, and everyday conveniences just minutes away. A future marina will add even more to this already incredible community. Don't miss your opportunity to own this nearly new Sabal floor plan featuring two primary suites, three en-suite bedrooms, a private balcony, and an exceptional location in one of Panama City's most desirable communities -- schedule your private tour today!

2323 Discovery Loop, Panama City

Listing courtesy of Think Real Estate.

3701 E 5th Street, Panama City
$140,000
3 Beds ⋅ 2 Baths ⋅ 796157 MLS
Welcome home to this 3-bedroom, 2-bath home that's truly move-in ready. You will walk into a spacious, open layout designed for comfortable living. Fresh, neutral colors throughout create a clean, inviting feel and make it easy to add your personal touch. With thoughtful updates already completed, this home is ready for its new owner to move right in and enjoy. Comfortable, and well-maintained, don't miss this opportunity!

3701 E 5th Street, Panama City

Listing courtesy of Real Broker LLC.

3112 Lanny Lane, Panama City
$255,000
3 Beds ⋅ 2 Baths ⋅ 796150 MLS
THE PRICE IS RIGHT -- COME ON DOWN! THIS HOME IS DEFINITELY PRICED RIGHT! If you've been waiting for a home that feels comfortable, welcoming, and truly ready for you to move right in, this is the one! Make your appointment today, because a home like this won't stay on the market for long. From the moment you walk through the door, you'll feel the warmth of a home that has been well cared for and loved. There's a wonderful neighborhood feel here -- without the HOA and those extra fees! The spacious family room is the heart of the home, complete with a wood-burning fireplace that sets the stage for cozy evenings, movie nights, and time together with the people you love. Open the sliding glass doors and step outside to your huge, fully fenced backyard, where the possibilities are endless. There's plenty of room for a large pool, garden, pets, playtime, or simply relaxing and enjoying your own private outdoor space. And imagine gathering around a fire pit with family and friends, relaxing in the hanging swings while the kids roast marshmallows and everyone enjoys a good old-fashioned S'mores night! These are the kinds of spaces where memories are made. Inside, beautiful plank tile flooring flows through the main living areas, creating an easy and comfortable space for everyday living, while carpeting in the bedrooms adds warmth and coziness. Both bathrooms have been tastefully remodeled, including the primary bath with a convenient walk-in shower. And then there's the location -- you really are in the middle of it all! Whether you're commuting to work, heading to the beach for the day, or enjoying everything Panama City has to offer, this central location makes life easier. You're just around the corner from SweetBay, University Academy, parks, shopping, dining, medical facilities, and the newly expanded Highway 390 corridor. This isn't just a house -- it's a place where you can settle in, relax, entertain, and make memories for years to come. It's move-in ready, beautifully maintained, conveniently located, and ready for someone new to make it their own. If you've been looking for a home that gives you space, comfort, convenience, and a backyard full of possibilities -- THIS ONE IS FOR YOU!

3112 Lanny Lane, Panama City

Listing courtesy of Counts Real Estate Group Inc.

Panama City
$449,000
3 Beds ⋅ 2 Baths ⋅ 796139 MLS
Lake views, effortless outdoor entertaining, and more time to enjoy the SweetBay lifestyle--welcome to 2417 Rushes Avenue. Located in a lock-and-leave phase where the HOA covers landscape maintenance and irrigation, this coastal home offers easy everyday living. Start your morning with coffee on the covered front porch overlooking the lake. Inside, bright, open living and dining spaces connect to a kitchen featuring Shaker-style cabinetry, stainless steel appliances, a herringbone backsplash, and an island with bar seating. Three bedrooms plus a lake-view study with its own walk-in closet offer a flexible layout, with the study able to function as a fourth bedroom. The primary suite includes a walk-in closet and a private bath with a glass-enclosed tiled shower. The oversized 2.5-car carport doubles as a spacious covered entertaining area, connecting directly to the patio and featuring electrical provisions for a TV. From game-day gatherings to outdoor dinners, there's room to make the most of coastal evenings. A separate storage room keeps bikes, paddleboards, and beach gear organized... and with the HOA handling landscaping and irrigation, you can save that space for recreation instead of lawn equipment. Beyond your doorstep, SweetBay invites you to fill your days with golf cart rides, scenic walks, bike rides, poolside afternoons, and sunsets along North Bay. Community pools, parks, playgrounds, a sports court, trails, and bay access provide plenty of ways to get outside, whether you enjoy kayaking, paddleboarding, fishing, or simply relaxing by the water. Farmers markets, concerts in the park, seasonal celebrations, and resident gatherings create opportunities to connect with your new neighbors and enjoy an active community. The Publix-anchored Town Center brings groceries, Starbucks coffee, dining, shopping, and everyday conveniences right into the neighborhood just a short walk or golf cart ride away. Looking ahead, SweetBay's planned future marina adds another exciting dimension to the community's coastal vision. With lake views, versatile indoor and outdoor spaces, and less yard work on your calendar, 2417 Rushes Avenue gives you more freedom to enjoy everything that makes life in SweetBay so special.

Panama City

Listing courtesy of SweetBay Realty.

7403 Sweetbriar Road, Panama City
$249,000
4 Beds ⋅ 2 Baths ⋅ 796137 MLS
Welcome to affordable Florida living with the space, updates and outdoor lifestyle you've been searching for. This beautifully updated four-bedroom, two-bath home sits on a full acre and offers a bright, open layout with modern finishes throughout. Inside, you'll find updated flooring, spacious living areas and a beautifully refreshed kitchen featuring ample cabinetry, generous counter space and a large island that makes the perfect gathering spot for everyday living or entertaining. The functional floor plan offers plenty of flexibility for everyday living, guests, a home office or additional living space, while the bedrooms provide comfortable accommodations and a clean, updated feel throughout. Step outside and take full advantage of the Florida lifestyle with your own private pool, perfect for cooling off on hot summer days, hosting friends and family or simply relaxing in your own backyard retreat. The expansive deck offers plenty of space for grilling, outdoor dining and lounging, while the full-acre homesite provides room to spread out and enjoy a little extra privacy. With four bedrooms, two full baths, modern updates, a private pool, spacious deck and one acre of land, this home delivers a hard-to-find combination of space, comfort and Florida charm at an approachable price point. Some photos may be AI-enhanced.

7403 Sweetbriar Road, Panama City

Listing courtesy of Coastal Living Realty & Associates.

9900 S Thomas Drive Unit 1911, Panama City
$365,000
2 Beds ⋅ 2 Baths ⋅ 796136 MLS
Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Drive Unit 1911, Panama City

Listing courtesy of Compass Florida, LLC.

4100 Marriott Drive Unit 809, Panama City
$669,000
2 Beds ⋅ 2 Baths ⋅ 796120 MLS
Welcome to Penthouse Unit 809 at Reflections at Bay Point! Where panoramic views and beautifully updated interiors create an exceptional coastal retreat. From this stunning home, enjoy expansive bay and Gulf views as well as the golf course and pool area, creating an impressive backdrop from morning to evening. This 2 bedroom, 2 bath condo has been thoughtfully updated with luxury vinyl plank flooring, fresh paint, crown molding, custom window and door trim, shiplap accents and updated lighting. The beautifully renovated kitchen features soft-close cabinetry, custom storage with lazy Susans & wine rack, granite countertops and backsplash, a Kohler cast iron farmhouse sink and Bosch appliances including an induction/convection range, convection microwave and dishwasher. The spacious owner's suite takes advantage of the beautiful views and features an updated bath including new shower glass, tile & fixtures, flooring, granite countertops, vessel sinks, heated towel racks and updated lighting. The guest bedroom features a beautiful elevated view overlooking the Bay Point community and its lush coastal surroundings. The guest bath has also been beautifully updated with new tile, glass, fixtures, granite countertop and vessel sink. Recent improvements include an upgraded HVAC system in January 2026 and Aeroseal duct sealing, along with numerous additional updates throughout the residence. Reflections amenities include its beautiful lagoon-style pool, spas, fire pit and grilling/dining areas providing a relaxing resort style setting just steps from home. Beyond Reflections, the surrounding Bay Point area offers golf, Point South Marina and dining nearby. Head to the pier at Pelican's to catch a catamaran for a day on the water or simply enjoy a breathtaking sunsets. Whether enjoying the panoramic views or heading out to experience Panama City Beach, Penthouse Unit 809 offers an impressive combination of location, beautiful updates and elevated coastal living. A must-see home!

4100 Marriott Drive Unit 809, Panama City

Listing courtesy of Anchor Realty Florida.

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