Bay Condos for Sale

Bay Condos for Sale

Welcome to Bay County, Florida, a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking beaches, vibrant communities, and a rich tapestry of culture, Bay County is a fantastic place to call home or invest in property. Whether you’re drawn to the soft white sands of Panama City Beach or the quaint charm of historic St. Andrews, this county offers a diverse array of experiences that cater to every lifestyle.

For those seeking a modern and luxurious living experience, the condos for sale in Bay County are truly exceptional. With a variety of options available, from contemporary beachfront condos with panoramic ocean views to stylish units tucked away in serene neighborhoods, there’s something for everyone. Imagine waking up to the sound of waves lapping at the shore, enjoying morning coffee on your private balcony, and indulging in the vibrant local culture just minutes from your doorstep.

Bay County condos often feature top-notch amenities, such as resort-style pools, fitness centers, and direct beach access, making them perfect for both full-time residents and vacationers alike. The real estate market here is thriving, with properties that not only promise a luxurious lifestyle but also a sound investment opportunity.

Explore the charm of Bay County, where the sun shines bright, the community is welcoming, and your dream condo awaits. Dive into the listings today and discover the perfect place to start your next chapter in this beautiful coastal paradise!

Newest Bay Condos for Sale

$719,900
3 Beds ⋅ 2 Baths ⋅ 793165 MLS
This incredible unit is in a small complex with only 50 unit in the building. This means no long wait for an elevator! Located on Front Beach Road, this unit is in the heart of Panama City Beach's amenities! Pier Park, the water park, St Andrews State Park and all the restaurants are just minutes away! The view from your large balcony is to die for! Swim in the gulf or enjoy the pool! This is a non-rental unit which has only been used by family and friends but short term rentals are allowed. The reserved parking space is right outside the entrance door. What are you waiting for!

10719 Front Beach Road Unit 502, Panama City Beach

Listing courtesy of Bay Point Real Estate Co.

$259,000
1 Beds ⋅ 1 Baths ⋅ 793163 MLS
Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- no units above means added peace and quiet for owners and guests alike. Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and décor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2½ years ago, providing enhanced comfort, efficiency, and peace of mind. For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately. Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location. Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!

8817 S Thomas Drive Unit A804, Panama City Beach

Listing courtesy of Beach Haven Realty.

$537,000
2 Beds ⋅ 2 Baths ⋅ 793149 MLS
INCLUDES EXTERNAL STORAGE UNIT SO81!!! UPGRADED MASTER SHOWER. This is the 2bd that really feels like a 3bd. Bunk room has a door and a window, just no closet, so it can't be called a ''Bedroom''. KITCHEN GRANITE UPGRADED - ONE LEVEL installed in 2022, under-mounted sink. NEW HVAC 2024. Make sure to get this one on your list!

14825 Front Beach Road Unit 2003, Panama City Beach

Listing courtesy of Pineapple Properties.

$329,000
2 Beds ⋅ 2 Baths ⋅ 793145 MLS
Excellent price for same floor parking unit! Most popular floorplan at Shores and these floorplans make very good revenue. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! Highly coveted plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Mid floor and one of the best views in this building. This unit has a same floor deeded parking spot literally right in front of the door. Stainless appliances, beautiful furniture and decor and completely turnkey. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals have continued to be strong during construction.

9900 S Thomas Drive Unit 1214, Panama City Beach

Listing courtesy of Emerald Coast Real Estate & Vacations LLC.

$199,000
1 Beds ⋅ 1 Baths ⋅ 793144 MLS
Discover the perfect blend of comfort, convenience, and coastal living in this beautifully updated 1-bedroom, 1-bathroom condo located in the highly sought-after Horizon South community on the desirable west end of Panama City Beach. Thoughtfully renovated, this inviting unit features an open-concept floor plan, a stylishly updated kitchen and bathroom, and built-in hallway bunk beds that provide additional sleeping space for guests or enhance its vacation rental potential. Step outside to your private patio and enjoy the relaxed beach lifestyle, or take advantage of Horizon South's outstanding resort-style amenities. Residents and guests enjoy access to four swimming pools - One of which is Heated seasonally- hot tub, tennis and pickleball courts, shuffleboard, miniature golf, a fitness center, and deeded beach access just a short walk or golf cart ride away with exclusive golf cart parking for residents. Whether you're searching for a primary residence, a second home, or a turnkey short-term rental investment, this condo checks all the boxes. Conveniently located just minutes from Pier Park, Scenic Highway 30A, shopping, dining, and some of the area's most popular attractions, you'll have everything you need to experience the very best of Panama City Beach living.

17462 Front Beach Road Unit 44H, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$449,000
2 Beds ⋅ 2 Baths ⋅ 793140 MLS
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design with a turnkey, vacation rental, 2 bedroom, 2 bath unit at Summerhouse, a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Drive Unit 503, Panama City Beach

Listing courtesy of Corcoran Reverie.

$300,000
2 Beds ⋅ 2 Baths ⋅ 793137 MLS
Welcome to Golf Villa 1914 at Edgewater Beach Resort, a beautifully renovated 2-bedroom, 2-bathroom golf villa offering the perfect blend of luxury, comfort, and investment potential in the heart of Panama City Beach, Florida. Whether you're searching for a vacation home, second home, primary residence, or income-producing short-term rental, this turnkey property checks every box. Overlooking the lush fairways and tranquil pond of Edgewater's scenic 9-hole Executive Golf Course, this second-floor villa offers approximately 1,254 square feet of beautifully updated living space. Inside, you'll find a completely renovated interior featuring a modern kitchen with stainless steel appliances, stylish cabinetry, updated finishes, and an open-concept layout designed for entertaining and everyday living. The spacious living room and dining area feature brand-new, high-end furnishings, while the sleeper sofa includes an 8-inch memory foam mattress for added guest comfort. Both bedrooms are generously sized, creating a comfortable retreat after a day at the beach or on the golf course. Step onto your private balcony and enjoy peaceful views of the golf course, sparkling pond, and elegant water fountain landscaping while sipping your morning coffee or unwinding at sunset. This villa has been thoughtfully updated for peace of mind with all appliances, washer and dryer, HVAC system, and water heater less than two years old, making it truly move-in or rental ready. Even better, the villa is located just 30 steps from the nearest heated pool, offering convenient access to resort-style relaxation. Edgewater Beach Resort is widely recognized as the only full-service beachfront resort in Panama City Beach, offering an unmatched collection of amenities that attract vacationers year-round. Owners and guests enjoy private beach access to the Gulf of Mexico, a spectacular 11,500-square-foot oceanside lagoon pool, 11 swimming pools (10 heated), 4 hot tubs, 10 tennis courts, 5 pickleball courts, shuffleboard, basketball courts, a fitness center, kids' splash pad, tram service throughout the resort, executive golf course, onsite restaurant, Starbucks, ice cream shop, poolside tiki bar, beach chair service, and 24-hour gated security. The HOA provides exceptional value by covering water, sewer, trash, cable, basic internet, pest control, lawn maintenance, gated entry, and 24-hour security, and the HOA dues have already been paid through September, providing immediate savings for the new owner. Whether you're looking for one of the best investment properties in Panama City Beach, a high-demand vacation rental, or your own private beach retreat within one of PCB's most sought-after resort communities, Golf Villa 1914 offers an exceptional opportunity to own a fully updated property in an unbeatable location just steps from world-famous white sand beaches and endless resort amenities

520 N Richard Jackson Boulevard Unit 1914, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$589,500
3 Beds ⋅ 2 Baths ⋅ 793133 MLS
Interior Pictures Coming Soon! These 3 bedrooms and 2 bathroom is decorated beautifully with top of the line of furnishings. There is luxury vinyl plank flooring through-out the unit and tile in the laundry rooms and bathrooms. The bathrooms also have cultured marble and quartz countertops. The kitchen is equipped with quartz countertops, stainless steel appliances, and an upgraded backsplash. You will have access to the oversized balcony from the living room and primary bedroom. Amazing views of the sugar sand beaches of the Gulf Coast! Tower III offers an amazing pool that is heated in the cooler months and color changing, a hot tub, tiki hut, on-site restaurant with al fresco dining and a fire pit!

15928 Front Beach Road Unit 3-2007, Panama City Beach

Listing courtesy of Better Homes and Gardens Coast Properties.

$864,500
3 Beds ⋅ 3 Baths ⋅ 793131 MLS
INTERIOR PICTURE COMING SOON! Unbelievable Price on this truly Unique unit in Calypso Tower 3! Only one stack in the entire tower offers this incredible floor plan. Unit 3-2112! Welcome to Calypso Tower 3! Stunning in every way, from its ideal floor height to its designer interior and extraordinary wraparound balcony, this unit delivers truly unmatched panoramic views. Enjoy unobstructed vistas of the Gulf, Pier Park, and the dazzling city lights, all complemented by breathtaking sunsets. Located in Panama City Beach, a destination now gaining national recognition as it evolves from its former spring break reputation into a premier family-friendly luxury market, this property places you at the center of it all. A rare coastal oasis featuring one of the most exclusive floor plans in the building. This is the only 3-bedroom, 3-bath end unit per floor, with just 22 units of this kind in the entire tower-making it truly one of a kind. Whether you're seeking a private retreat or a high-performing vacation rental, this residence offers exceptional versatility. Spanning approximately 2,117 square feet, this unit is highlighted by an expansive 609-square-foot wraparound balcony-perfect for entertaining or simply taking in sweeping views from every angle. The Gulf-front primary suite offers a luxurious escape, complete with a spa-inspired bathroom featuring a large walk-in shower with dual shower heads. From day to night, enjoy spectacular scenery including the illuminated Pier Park, the iconic Ferris wheel, and seasonal fireworks displays (weather permitting), all from the comfort of your private balcony. Professionally furnished and thoughtfully upgraded throughout, this unit is more than just a condo-it's a statement of refined beachfront living. From the moment you enter, the quality and attention to detail are undeniable. Enjoy an impressive collection of resort-style amenities, including a lagoon-style pool, hot tub, well-appointed fitness center, on-site dining with al fresco seating, and direct beach access-offering a true luxury lifestyle just steps from the sand. Don't miss this rare opportunity to own one of the most distinctive and sought-after units in Panama City Beach. Schedule your private showing today and experience elevated coastal living at its finest.

15928 Front Beach Road Unit 31212, Panama City Beach

Listing courtesy of Better Homes and Gardens Coast Properties.

$399,500
1 Beds ⋅ 2 Baths ⋅ 793128 MLS
Experience the best of beachfront living in one of the most sought-after floor plans at Calypso Tower III Resort. Perfectly positioned on the 7th floor, this beautifully appointed one-bedroom, two-bath residence offers the ideal elevation--high enough to capture breathtaking panoramic views of the emerald Gulf and sugar-white beaches, yet low enough to enjoy the relaxing sound of the waves from the oversized private balcony. The elevator stack units are one of only two exclusive locations in Calypso Tower 3 that feature one bed units with the bedroom overlooking the Gulf and offering direct access to the expansive balcony. Wake up each morning to spectacular water views or enjoy the panoramic views of the gulf, pier, and city lights by night. The sunset perspective is simply unmatched! Professionally designed and thoughtfully equipped, the residence offers an open, inviting layout with spacious living areas, a dedicated laundry room, generous closets, and a private lockable owner's closet--ideal for securing personal belongings while maximizing rental potential. As the newest luxury high-rise condominium in Panama City Beach, Calypso Tower III delivers an exceptional resort lifestyle in one of the area's most coveted locations. Situated directly beside Pier Park and overlooking the iconic Russell-Fields Pier, owners and guests can enjoy restaurants, shopping, entertainment, live music, and family attractions just steps away--making it easy to leave the car parked throughout your stay. Resort amenities are second to none and include an expansive zero-entry resort pool, state-of-the-art fitness center, hot tub, tiki bars, on-site dining and retail, beautifully landscaped grounds, and an inviting fire pit area. End each day with unforgettable sunsets from one of the most spectacular vantage points on Panama City Beach. Whether you're searching for a luxurious personal beachfront retreat, a high-performing vacation rental, or both, this exceptional residence offers the rare combination of location, floor plan, amenities, and views that discerning buyers seek.

15928 Front Beach Road Unit 3-704, Panama City Beach

Listing courtesy of Elite Real Estate Services of NWFL. LLC.

$335,000
2 Beds ⋅ 2 Baths ⋅ 793121 MLS
HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier. The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline. The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018. This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking garage, subject to resort rules and availability. Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2213, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$219,000
1 Beds ⋅ 2 Baths ⋅ 793106 MLS
Horizon South--one of Panama City Beach's most desirable gated, golf cart-friendly communities! This beautifully updated 1-bedroom, 1.5-bath condo with bunks in the hall offers an incredible opportunity as a short-term vacation rental, long-term investment property, or your own personal beach getaway. Ideally located from Pier Park, popular restaurants, shopping, and grocery stores, this condo provides convenient access from both Front Beach Road and Back Beach Road--a major advantage during Panama City Beach's busy tourist season. Enjoy direct beach access to the emerald-green waters and sugar-white sands that make Panama City Beach a premier vacation destination. Horizon South offers resort-style amenities that guests and owners love, including four swimming pools (one seasonally heated), a hot tub, fitness center, clubhouse, pool tables, pickleball courts, shuffleboard courts, tennis courts, basketball courts, and an 18-hole miniature golf course. This turnkey rental ready condo comes fully furnished and has been thoughtfully updated with a brand-new HVAC system (installed less than three weeks ago), tile flooring throughout, new televisions, updated LED lighting, a one-year-old dishwasher, new toilet, sink, and vanity, plus an in-unit washer and dryer. Whether you're looking to maximize rental income or enjoy the laid-back beach lifestyle yourself, this property offers exceptional value, unbeatable amenities, and an ideal location on the west end of Panama City Beach. Community is golf cart friendly. Golf cart is available for purchase separately for $6,000. Schedule your private showing today and discover why Horizon South continues to be a favorite among vacationers, investors, and beach lovers alike! All measurements and items if importance are to be confirmed by buyer or buyer agent.

17462 Front Beach Road Unit 75F, Panama City Beach

Listing courtesy of Beach Haven Realty.

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