Bay County Condos for Sale

Bay County Condos for Sale

Welcome to Bay County, Florida, a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking beaches, vibrant communities, and a rich tapestry of culture, Bay County is a fantastic place to call home or invest in property. Whether you’re drawn to the soft white sands of Panama City Beach or the quaint charm of historic St. Andrews, this county offers a diverse array of experiences that cater to every lifestyle.

For those seeking a modern and luxurious living experience, the condos for sale in Bay County are truly exceptional. With a variety of options available, from contemporary beachfront condos with panoramic ocean views to stylish units tucked away in serene neighborhoods, there’s something for everyone. Imagine waking up to the sound of waves lapping at the shore, enjoying morning coffee on your private balcony, and indulging in the vibrant local culture just minutes from your doorstep.

Bay County condos often feature top-notch amenities, such as resort-style pools, fitness centers, and direct beach access, making them perfect for both full-time residents and vacationers alike. The real estate market here is thriving, with properties that not only promise a luxurious lifestyle but also a sound investment opportunity.

Explore the charm of Bay County, where the sun shines bright, the community is welcoming, and your dream condo awaits. Dive into the listings today and discover the perfect place to start your next chapter in this beautiful coastal paradise!

Newest Bay County Condos for Sale

11807 Front Beach Road Unit 1-504, Panama City Beach
$590,000
2 Beds ⋅ 2 Baths ⋅ 797537 MLS
Escape to coastal luxury in this newly updated 5th-floor condo at the highly sought-after Grand Panama Beach Resort--perfectly situated on the same level as the sky bridge for effortless, no-hassle access to the parking garage. Boasting incredible rental income numbers with history - $74K for 2026, $85K for 2025 and still booking! Rents as 3 Bedroom for Short Term Rentals. From the moment you step inside, you'll feel the fresh, modern vibe of a space that's been fully renovated from top to bottom with all-new showers, countertops, appliances, paint, and stylish coastal-chic furniture. This spacious 2BR/2BA retreat features a cozy bunk room and a queen sleeper sofa, comfortably accommodating up to 8 guests--making it perfect for families, couples traveling together, or a relaxed beach getaway with friends. Even better, your furry companions are welcome here, as the unit is pet-friendly! Step outside and discover why Grand Panama is known as one of PCB's premier beachfront destinations. Enjoy two sparkling pools (including one heated for year-round enjoyment), two soothing hot tubs, and a dedicated kiddie pool for the little ones. The resort's prime beachside location gives you direct, no-steps access to the sugar-white sand and emerald waters--just grab your beach gear and go. Whether you're sipping your morning coffee on the balcony, unwinding after a long day in the sun, or exploring all that Panama City Beach has to offer, this condo delivers the perfect blend of comfort, convenience, and coastal charm.

11807 Front Beach Road Unit 1-504, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

7205 Thomas Drive Unit A206, Panama City
$399,000
2 Beds ⋅ 2 Baths ⋅ 797536 MLS
Now is your chance to own in the newly renovated Dunes of Panama Building A. This fully furnished condo is priced right and waiting for you to come add your personal touches. Better hurry! Contact your Favorite Realtor right away!

7205 Thomas Drive Unit A206, Panama City

Listing courtesy of Keller Williams Realty Emerald.

14825 Front Beach Road Unit 803, Panama City Beach
$520,000
2 Beds ⋅ 2 Baths ⋅ 797512 MLS
Living directly on the beach doesn't get better than this. Sunrise Beach Unit 803 sits right on the water with floor-to-ceiling views of the Gulf from both the living room and master suite -- emerald water, sugar-white sand, and front-row sunsets from your oversized private balcony. High ceilings, decor and tile throughout keep it cool and coastal. The layout is the real selling point: two full bedrooms, two full baths, plus a dedicated bunkroom enabling the unit to sleep 8 comfortably. It lives and rents like a 3-bedroom, which shows in the numbers -- peak nights fetch $400+.Ammenities include 2 pools (1heated), splash area, hot tubs, gym, owners lounge, grilling area, under building garage parking, and a bar/store that generates income for the residents. Everything's been refreshed in the last four years: HVAC, stove, microwave, dishwasher, lighting, paint, and décor. It's truly turnkey -- no honeydew list, no off-season projects. Whether you're buying for the rental income or planning to actually use it, Unit 803 makes both cases easily.

14825 Front Beach Road Unit 803, Panama City Beach

Listing courtesy of EXP Realty LLC.

2400 Grandiflora Boulevard Unit E407, Panama City
$350,000
3 Beds ⋅ 3 Baths ⋅ 797535 MLS
Wake up each morning to peaceful bay views and end your evenings watching spectacular sunsets paint the sky over the water. Welcome to Unit E407 at Magnolia Bay Club, where resort-style living meets the laid-back coastal lifestyle that makes Panama City Beach so special. This beautifully appointed, fully furnished three-bedroom, three-bath residence is designed for effortless living, whether you're looking for a full-time home or the perfect weekend retreat. Freshly updated with new furnishings, new appliances, fresh paint, and a move-in-ready interior, the home allows you to spend less time preparing and more time enjoying everything the waterfront has to offer. Life at Magnolia Bay Club is about more than the home itself. Spend your afternoons relaxing by the waterfront pool, launching a paddleboard or kayak from the community dock, casting a line at sunset, or simply enjoying the tranquil beauty of St. Andrews Bay. Golf enthusiasts will appreciate the nearby championship courses, while boaters will love the close proximity to Pointe South Marina and quick access to Shell Island and the Gulf waters. When you're ready for the beach, Panama City Beach's famous sugar-white sand and emerald waters are just minutes away. You'll also be surrounded by some of the area's favorite waterfront restaurants, shopping, entertainment, and outdoor adventures, creating the perfect balance of peaceful waterfront living and vibrant coastal convenience. Unit E407 isn't just a place to live.

2400 Grandiflora Boulevard Unit E407, Panama City

Listing courtesy of Keller Williams Success Realty.

17670 Front Beach Road Unit A7, Panama City Beach
$339,000
2 Beds ⋅ 2 Baths ⋅ 797524 MLS
SPECTACULAR VIEWS FROM YOUR FRONT PORCH. THE ''A'' BUILDING IS CLOSEST BUILDING TO THE GULF IN SOUTHWIND. Walk right to the beach, very close beach access. Upgraded and updated inside. Currently a vacation rental and conveys FULLY FURNISHED and RENTAL READY. Upstairs loft is open and airy. Vaulted ceiling. COMMUNITY POOL & PICKLEBALL COURT.

17670 Front Beach Road Unit A7, Panama City Beach

Listing courtesy of Pineapple Properties.

9900 S Thomas Drive Unit 2103, Panama City Beach
$540,000
2 Beds ⋅ 3 Baths ⋅ 797521 MLS
Are you looking for a condo that is a powerful short term rental investment? Then look no further! In 2026, this unit brought in $56,230 in total revenue earnings (as of November) and continues to book for the rest of the year. The average nightly rental rate is $249. Please see the document section for details. This beautiful unit has proven time and time again to be one of the more sought after units on the market because it is a Gulf front RARE 'END UNIT'. The wrap around 90-degree balcony provides a breathtaking view of the white sugary sands and of the blue-green Gulf waters. As well as a view of the resort-style lagoon pool. Unit 2103 is perfectly designed as a 2 bedroom with Bunkie's (room)/ 2.5 bath turn-key condo that is fully furnished, and fully stocked and is ready to go for its next owner. Views of the Gulf are seen from both the living room and from the master bedroom. Relax on the wrap around balcony and watch both the Florida sunrises and the Florida sunsets as you enjoy your morning coffee and your evening glass of wine. Both owners and guests will love this unit. Shores of Panama Resort Condominiums are world-renowned for their massive resort-style lagoon pool that is complete with a hot tub and Tiki bars. The other amenities include an indoor heated pool, a spa, a fitness center, a sauna, a steam room, and in-resort shopping. There is also a banquet hall located on site for 'winter time' entertainment and for guest activities that the staff puts on year round for fun and enjoyment! Security is also located on site. Shores of Panama is located right next to Pineapple Willys, which is a renowned fabulous beach front restaurant. This unit is managed by a STR company so it is fully operated and easily able to switch over. Come see this picturesque condominium unit and visit the grounds of Shores of Panama and you will fall in love with this complex. Enjoy all it has to offer!

9900 S Thomas Drive Unit 2103, Panama City Beach

Listing courtesy of Coastal Palms Real Estate.

9900 S Thomas Drive Unit 431, Panama City
$635,000
3 Beds ⋅ 3 Baths ⋅ 797499 MLS
Over $57,000 in rental income in 2024 and right over $60,000 so far in 2026 with the rest of 2026 blocked for final exterior stucco work. YES! Special assessments are PAID IN FULL! This Gulf-front corner unit at Shores of Panama combines established rental history, sweeping coastal views, updated interiors, and convenient parking. Five features make this property stand out: GULF-FRONT CORNER LOCATION with a balcony wrapping around the front corner, panoramic views stretching east to west, AND a deeded parking space on the same level making arrivals, unloading, and beach getaways easier! Extensive resort amenities highlighted by the resort-style pool. Trendy yet simple coastal furnishings that create an inviting retreat. An updated kitchen, bathrooms, and flooring. Convenient access to shopping, local restaurants, and Panama City Beach attractions. Enjoy morning coffee overlooking the Gulf and unwind on the balcony after a day at the beach. Inside, refreshed finishes and inviting furnishings offer an appealing setting for vacation guests and personal getaways alike. Looking toward the next rental season? Closing before year-end offers the opportunity to establish management, prepare your rental calendar, and position the property for travelers making vacation plans in January for the 2027 season. With $61,000 in rental income already reported for 2026, special assessments paid in full, and deeded parking on the same level, this Gulf-front property deserves a closer look!

9900 S Thomas Drive Unit 431, Panama City

Listing courtesy of Dalton Wade Inc.

5801 Thomas Drive Unit 602, Panama City Beach
$465,000
3 Beds ⋅ 2 Baths ⋅ 797485 MLS
SUNSET-SIDE GULF VIEWS. THREE BEDROOMS. THE BUILDING'S ORIGINAL MODEL UNIT. Regency Towers 602 is a three-bedroom, two-bath beachfront condominium on the sunset side of Regency Towers in Panama City Beach, Florida. Once the building's original model unit, this sixth-floor residence has a style all its own, with stained concrete floors throughout and distinctive wooden kitchen countertops and backsplash. The living area opens to a Gulf-facing balcony furnished with a high-top table and four seats, offering a place to take in the coastline and evening sunsets. A new balcony fan adds to the outdoor space, and the primary suite provides direct balcony access through its own sliding glass door. The kitchen features stainless steel appliances, while both bathrooms have updated vanities. The primary bedroom is furnished with a king-size bed, and each additional bedroom has a full-size bed. Practical features include a built-in dehumidifier, a hallway owner's closet, and a walk-in laundry room with a stackable washer and dryer. The water heater was replaced in 2021 and the HVAC in 2024. Two exterior windows are scheduled to be replaced by the owner. Used as a shared vacation home and currently off the rental market, Regency Towers 602 is easy to show. Regency Towers is a gated beachfront condominium community in the South Lagoon area of Panama City Beach, near St. Andrews State Park and dining options including Schooners, Patches Pub, and Captain Jack's. Community amenities include 24-hour security, on-site parking, two beachfront pools with one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic and grilling area, private beach access by boardwalk, and The Sandbar on-site dining venue. HOA dues are currently $2,546.30 per quarter and include water, sewer, trash service, pest control, and access to community amenities. All information is deemed reliable but not guaranteed; buyer to verify if important.

5801 Thomas Drive Unit 602, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

4114 Holiday Drive Unit 11, Panama City
$146,999
1 Beds ⋅ 1 Baths ⋅ 797482 MLS
Your piece of Paradise! Beautifully maintained, clean and fully furnished studio condo. Great Spacious layout, 2-3 mins walk, Turnkey ready for rental or a vacation home. This is a rental ready studio just steps from the sand and beautiful Emerald Green Waters. Your own private parking space. Updates: Washer/Dryer 8/2022, Water Heater 11/2022, Fridge 09/2022, AC unit 04/2025, Dishwasher 10/2026, Sofabed 03/2026 and Doorlock and Deadbolt 10/2026. Ask for rental history.

4114 Holiday Drive Unit 11, Panama City

Listing courtesy of World Impact Real Estate.

15625 Front Beach Road Unit 1405, Panama City Beach
$637,000
2 Beds ⋅ 2 Baths ⋅ 797463 MLS
If you've been thinking about getting into the vacation rental market, Aqua 1405 deserves a look! This turnkey unit was beautifully updated in 2024 with fresh paint throughout, new light fixtures in the hallway, kitchen, and living room, a new washer and dryer, updated furnishings, and more. Meticulously maintained and in immaculate condition, you'd hardly know this unit has been used as a vacation rental! Location is everything, and Aqua puts you right in the heart of what makes Panama City Beach such a desirable destination. Just a short walk to Pier Park, Shuckums, Diego's, Topgolf, and the highly anticipated surf park planned for 2027, there's no shortage of shopping, dining, and entertainment nearby. With beautiful white-sand beaches, year-round attractions, and plenty to do for all ages, it's easy to see why visitors return to PCB year after year. Beyond the unit itself and its strong rental history, Aqua is a well-maintained, professionally managed building with plenty to offer. The building has successfully completed its Milestone Inspection and is in compliance, providing additional peace of mind. Recent improvements include a brand-new boardwalk to the beach, and Paparazzi Pizza being served hot on the pool deck! Whether you're looking for a vacation getaway of your own or an investment property with an established rental history, Aqua 1405 offers a wonderful opportunity to enjoy everything Panama City Beach has to offer.

15625 Front Beach Road Unit 1405, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

17757 Front Beach Road Unit 108B, Panama City Beach
$579,000
2 Beds ⋅ 2 Baths ⋅ 797449 MLS
Beachfront living paired with a must-see million-dollar view! This Celadon residence features two bedrooms, two full bathrooms, and a separate bunk/bonus room, comfortably sleeping eight. Upon entry, enjoy a private, unobstructed beach and water view from this easy-access residence at one of the westernmost condominium communities on Panama City Beach. The Gulf-front primary bedroom offers direct balcony access, bringing the beachfront setting into your personal retreat. Located on the first floor above the owner's garage and approximately 30 feet above the sand and water, the unit offers added privacy with no pool or walkways below. Celadon's quiet beaches invite you to relax, while the community's convenient location puts ECP airport and the benefits of 30A just a short drive away. Amenities include two pools--one Gulf-front and one indoor/outdoor--two hot tubs, tennis/pickleball courts, a fitness room, covered parking with a climate-controlled walkover, and a grilling area. The fully remodeled kitchen features an open-concept layout, a lower island counter, taller cabinetry with soft-close doors and drawers, a marble backsplash, under-cabinet lighting, an undermount stainless-steel sink, a new garbage disposal, and newer stainless-steel appliances, including a slide-in range and a larger refrigerator with dual ice makers. Added laundry-room cabinetry provides extra storage. Both bathrooms have been updated with new mirrors, cabinetry, quartz countertops, undermount sinks, can lighting, and single-hole faucets. New LED fixtures and additional recessed lighting brighten the hall and bathrooms, while upgraded trim above the doors and behind the island adds a thoughtful finishing touch. King-size beds in both bedrooms provide a comfortable stay for guests, and furnishings include a new performance-fabric queen sofa sleeper with memory-foam mattress, a swivel rocker recliner, and designer rugs and pillows. The balcony is furnished with durable Polywood pieces, ready for relaxing and taking in the view. Furnishings convey with the sale. Whether you're seeking a beachfront vacation home or an established rental opportunity, this distinctive Celadon residence is ready to enjoy.

17757 Front Beach Road Unit 108B, Panama City Beach

Listing courtesy of Seltzer Real Estate, LLC.

8700 Front Beach Road Unit 1302, Panama City Beach
$284,900
2 Beds ⋅ 3 Baths ⋅ 797448 MLS
Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own. Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.

8700 Front Beach Road Unit 1302, Panama City Beach

Listing courtesy of Found Real Estate Company.

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