Bay County Homes under $750,000

Bay County Homes under $750,000

Welcome to Bay County, Florida—a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking beaches, vibrant communities, and a laid-back lifestyle, Bay County is the perfect destination for those seeking the ideal blend of relaxation and adventure. With its warm climate, outdoor activities, and a rich cultural scene, this area has something for everyone.

Bay County boasts a diverse range of homes that cater to various lifestyles and budgets. For those looking to invest in a slice of paradise without breaking the bank, you’ll be delighted to discover an array of charming homes priced under $750,000. Whether you’re dreaming of a cozy beach cottage, a modern family home, or a spacious condo with picturesque views, Bay County offers options that fit your vision.

Imagine waking up to the sound of waves crashing on the shore, enjoying morning strolls along the sandy beaches, and relishing the vibrant sunsets that paint the sky in hues of orange and pink. With a thriving community and access to excellent schools, parks, and recreational facilities, Bay County is not just a place to live; it’s a place to thrive.

Explore the local dining scene, featuring fresh seafood and delightful eateries, or indulge in outdoor activities such as fishing, boating, and hiking in the nearby state parks. With its welcoming atmosphere and affordable housing options, Bay County is the perfect place to call home. Discover your dream home today and embrace the coastal lifestyle you’ve always wanted!

Newest Bay County Homes under $750,000

3700 George Lane, Southport
$250,000
3 Beds ⋅ 2 Baths ⋅ 796200 MLS
USDA 100% financing eligible! Welcome to this charming Southport home offering 3 bedrooms, 2 bathrooms, and 1,514 square feet of comfortable single-story living. Situated on a spacious .61-acre lot at the end of a peaceful cul-de-sac, this property offers a rare combination of privacy, usable outdoor space, and convenience. The floor plan features an open dining and living area, new LVP flooring, and a kitchen with butcher block countertops and stainless steel appliances. A generously sized bonus/flex room, created from the converted garage, provides plenty of versatility for a home office, playroom, media room, gym, or additional living space. Outdoor living is a standout feature, with a covered front porch and large covered back patio overlooking the fully fenced backyard. The expansive lot provides plenty of room to enjoy, entertain, garden, or simply spread out and make the space your own. Additional updates include a 2019 roof, 2022 water heater, and an installed Culligan reverse osmosis drinking water system that conveys with the sale. Located with easy access to Southport and Lynn Haven, this home offers the space and quiet of a larger lot while remaining close to everyday conveniences.

3700 George Lane, Southport

Listing courtesy of Empire Real Estate of Florida LLC.

301 Lakeside Drive, Panama City
$299,000
3 Beds ⋅ 3 Baths ⋅ 796198 MLS
Welcome home to this beautifully maintained property tucked away on a quiet cul-de-sac! This inviting home offers a functional, family-friendly floor plan with spacious bedrooms, custom touches throughout, a cozy family room with fireplace, and an updated kitchen with breakfast nook. A separate formal dining area provides additional flexibility and could easily serve as a home office. Step outside to a spacious, fully privacy-fenced backyard backing up to a conservation area for added peace and privacy. The screened-in back porch is the perfect spot for morning coffee, entertaining, or fall football nights. An attached two-car garage provides plenty of additional storage. Conveniently located near Tyndall Air Force Base with easy access to shopping, dining, schools, and everyday necessities, this home offers a wonderful combination of comfort, privacy, and convenience in a peaceful neighborhood setting.

301 Lakeside Drive, Panama City

Listing courtesy of Think Real Estate.

7516 Olde Mill Road, Southport
$349,900
2 Beds ⋅ 4 Baths ⋅ 796196 MLS
Rare opportunity to own 2.71 acres of waterfront property on Gainer Bayou in Southport! Situated on a gated corner lot at Olde Mill Road and County Road 2321, this unique property offers plenty of space, privacy and direct bayou frontage. The property includes an existing 2-bedroom, 2-bath home with approximately 1,080 square feet, along with a detached workshop/storage structure and a fully fenced perimeter. Whether you're looking for a waterfront homesite, room for your boats and recreational equipment, a renovation project, or property with future development potential, this acreage offers numerous possibilities. Enjoy the peaceful setting of North Bay County while remaining convenient to Panama City, Lynn Haven, shopping, dining and area recreation. Properties combining waterfront, acreage and this much usable space are increasingly difficult to find. Bring your vision and take advantage of the possibilities offered by this 2.71-acre Gainer Bayou property. Buyer to verify all measurements, zoning, development potential and waterfront access important to the buyer.

7516 Olde Mill Road, Southport

Listing courtesy of Emerald Coast Realty Group.

9900 S Thomas Drive Unit 2126, Panama City Beach
$329,900
1 Beds ⋅ 2 Baths ⋅ 796189 MLS
SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2126, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

11925 Camellia Street, Fountain
$175,000
3 Beds ⋅ 2 Baths ⋅ 796185 MLS
Welcome to your virtually new, move-in-ready home built in 2024 and officially converted to real property with the title retired, making it fully eligible for standard conventional, FHA, and VA financing. Situated in peaceful Fountain, Florida, this 3-bedroom, 2-bathroom residence features a smart split-floor plan designed for maximum privacy, placing the master suite--complete with a separate shower and a relaxing soaking tub--on one side of the home, while the two guest bedrooms and second full bathroom sit comfortably on the opposite side. The open-concept kitchen serves as the heart of the home, equipped with sleek stainless steel appliances and a large center island ideal for cooking and gathering. Outside, the fully fenced property includes two convenient rolling gates for easy vehicle or equipment access, a practical storage shed, and a built-in irrigation system to keep the lawn lush year-round. Enjoy quiet country living while staying close to everyday essentials, with local grocery stores just a short drive away, Lynn Haven roughly 20 to 25 minutes away for shopping and dining, and Panama City Beach about 45 minutes away foWelcome to your virtually new, move-in-ready home built in 2024 and officially converted to real property with the title retired, making it fully eligible for standard conventional, FHA, and VA financing. Situated in peaceful Fountain, Florida, this 3-bedroom, 2-bathroom residence features a smart split-floor plan designed for maximum privacy, placing the master suite--complete with a separate shower and a relaxing soaking tub--on one side of the home, while the two guest bedrooms and second full bathroom sit comfortably on the opposite side. The open-concept kitchen serves as the heart of the home, equipped with sleek stainless steel appliances and a large center island ideal for cooking and gathering. Outside, the fully fenced property includes two convenient rolling gates for easy vehicle or equipment access, a practical storage shed, and a built-in irrigation system to keep the lawn lush year-round. Enjoy quiet country living while staying close to everyday essentials, with local grocery stores just a short drive away, Lynn Haven roughly 20 to 25 minutes away for shopping and dining, and Panama City Beach about 45 minutes away for the coast.r the coast.Call now and dont miss your chance.

11925 Camellia Street, Fountain

Listing courtesy of Keller Williams Success Realty.

16701 Front Beach Road Unit 404, Panama City Beach
$579,900
2 Beds ⋅ 3 Baths ⋅ 796181 MLS
Photos coming soon. BEST OF THE BEST IN STERLING BREEZE! Center-of-building stack at great elevation, with the largest balcony of any floor plan in the development. Sterling Breeze is a luxury beachfront resort just 1/2 mile west of Pier Park. This 1,365 sq. ft. residence lives like a beach house, with 2 bedrooms, 3 full baths, and a bunk room. It sleeps and rents like a 3-bedroom, offering strong value and excellent rental income potential. Sold fully furnished and rental-ready. Features include 18-inch ceramic tile, 9' ceilings, and an efficient layout with Gulf and sunset views from the balcony, living room, dining area, kitchen, and primary suite. Immaculately maintained, with a private balcony made for alfresco dining and sunset evenings. This low-density boutique building has only 145 units, seven per floor, and a distinctive architectural design. Amenities include a heated overflow-edge pool and spa, fitness center, poolside internet café and wine bar, natural stone gas fire pit, seasonal beach service, and covered parking. The HOA structure is a standout. The association owns all commercial space in the building, and income from guest resort fees, front desk, beach service, and tiki bar rentals funds roughly one-third of the annual budget. The result: 2026 monthly assessments actually decreased, from $945 to $925. The association follows its Structural Integrity Reserve Study, holds over $1.9 million in reserves, and has over $1 million in operating cash. Luxury, location, and income potential on the Gulf. Schedule your private showing today!

16701 Front Beach Road Unit 404, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

10901 Front Beach Road Unit 2003, Panama City Beach
$625,000
3 Beds ⋅ 2 Baths ⋅ 796180 MLS
Experience the ultimate Gulf-front lifestyle at Majestic Beach Resort in this beautifully renovated 3-bedroom, 2-bath condominium offering 1,185 square feet of coastal comfort and style. Completely renovated in June 2025, this turnkey residence features a beautifully updated kitchen with new cabinetry, countertops, faucets, and GE appliances, along with both bathrooms enhanced by new vanities with granite countertops. New luxury vinyl plank flooring flows throughout the condo. Step onto your Gulf-front balcony and take in views of the emerald waters and sugar-white sands of Panama City Beach. This exceptional property also includes dedicated parking space #387 for added convenience. Enjoy the impressive amenities of Majestic Beach Resort, including direct Gulf-front beach access, multiple outdoor and heated indoor pool, hot tubs, fitness center, tennis and pickleball courts, game room, movie theater, seasonal poolside bar and grill, on-site market and deli, covered parking, and 24-hour security. Beyond the resort, Pier Park, with its outstanding selection of dining, shopping, and entertainment, is situated less than 5 miles west. Northwest Florida Beaches International Airport is approximately 18 miles away. Recently opened attractions, including Topgolf and Dolly Parton's Pirates Voyage Dinner & Show, add even more entertainment options to the surrounding area. Whether you're seeking a luxurious beach retreat, investment property, or your own slice of paradise, this beautifully updated Gulf-front condo offers an exceptional opportunity to experience the best of Panama City Beach. Schedule your showing today!

10901 Front Beach Road Unit 2003, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

7205 Thomas Drive Unit A604, Panama City
$475,000
2 Beds ⋅ 2 Baths ⋅ 796178 MLS
BUILDING BEEING COMPLETELY RENOVATED!! 2 / 2 unit is on the west side of the building with sunset views. The open kitchen has ample countertop space with a breakfast bar, stainless appliances, updated bathrooms, washer and dryer. 1,500 ft. of sugar-white beachfront, three large gulf-front pools that are seasonally heated, volleyball, lighted tennis courts, basketball, shuffleboard, swing sets on the beach, outdoor BBQ grills, picnic tables, fitness room, wireless internet throughout the property, private meeting rooms available for rent and onsite beach chair and umbrella rentals. All measurements and info estimated/approximate. Buyer should verify any and all information that they deem to be important!

7205 Thomas Drive Unit A604, Panama City

Listing courtesy of Counts Real Estate Group.

8485 Dreams Float Court, Panama City Beach
$394,900
2 Beds ⋅ 2 Baths ⋅ 796177 MLS
Discover this perfect FULLY FURNISHED/TURNKEY Camellia Cottage in Phase 5 of the 55+ Latitude Margaritaville Watersound -- ideally positioned on one of the rarest and most desirable lots in the community and just minutes to the Town Center and incoming Publix. This home faces a wide, peaceful green space and natural preserve, offering privacy, quiet mornings, and the kind of view relocation buyers dream of when moving to Latitude and a rare find for a small cottage. This home is being sold fully furnished, turnkey and move-in ready -- including pots, pans, dishes, linens, décor, and high-end Ashley and Rooms To Go furniture. With an accepted offer, the GOLF CART also conveys, making your transition effortless from day one. All appliances convey: washer, dryer, refrigerator, range, microwave, and dishwasher. Thoughtful upgrades add comfort and convenience throughout: -Epoxy garage floor -Designer lighting and fans - Recessed lighting in kitchen - great room, dining, and porch - 20-amp garage outlet for golf cart charging - High-mounted TV jacks at lanai and great room - GFI outlet at porch - Pocket door from primary bedroom to bath - Whole-house faux wood blinds - 12'' cabinet above refrigerator - Kitchen cabinet crown molding - Single-mount kitchen sink with soap dispenser. This lot quality, turnkey furnishings, included golf cart, and lifestyle value make this home an exceptional opportunity for relocation buyers seeking a smooth, stress-free move. Enjoy preserve views from your lanai, host friends in your beautifully furnished great room, and cruise to the Town Center the moment you arrive -- this home delivers the easy, breezy Margaritaville lifestyle without the wait, without the hassle, and without needing to lift a finger. With the Publix underway and many businesses already open, this cottage is just minutes to the retail that is coming to life. Latitude Margaritaville Watersound is the premier 55+ community with literally unmatched private amenities in the area to include a resort style pool, restaurant, 3 bars, state of the art fitness center, dog park, dog spa, woodworking, pottery, full size theatre, pickleball, bocce, tennis, basketball, cornhole, pool table, table tennis and live music 7 DAYS A WEEK and events, groups and clubs galore. You're going to love it here!

8485 Dreams Float Court, Panama City Beach

Listing courtesy of Bob Hodges And Sons Realty.

117 Summer Breeze Road, Panama City Beach
$479,000
3 Beds ⋅ 2 Baths ⋅ 796176 MLS
One man's loss may truly be another buyer's gain at 117 Summer Breeze Road. The current owner invested a tremendous amount of money in getting this home ready for retirement but a change in plans now creates an opportunity to own one of the largest floor plans in Summer Breeze at an incredibly low price for the amount of upgrades and money spent. Designed and upgraded with long-term comfort in mind, this 3BR/2BA residence offers approx. 2,160 SF. Inside, soaring ceilings, crown molding, fresh paint, and refined finishes create a polished coastal feel. The newly updated kitchen features soft-close cabinetry, premium granite, stainless steel appliances, and a sleek tile backsplash. Paid-off solar panels help keep the current electric bill near low, while a newer high-end HVAC system, hybrid heat-pump water heater, updated attic insulation, hurricane shutters, and sprinkler system with private well add serious efficiency and value. Outside, enjoy a private screened pool, fenced backyard, and oversized two-car garage with room for the golf cart. Washer and dryer remain, and the home may be sold furnished. Tucked away on the quiet west end of Panama City Beach, south of Hwy 98, just minutes from Pier Park and a short golf-cart ride to Front Beach Road and the Gulf. Low HOA of approx. $300/year. No short-term rentals.

117 Summer Breeze Road, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

3126 Willie Drive, Southport
$420,000
4 Beds ⋅ 3 Baths ⋅ 796175 MLS
Welcome to Hodges Bayou! If you're looking to get outside of the hustle and bustle of the city while keeping everything within a short distance, this is a wonderful place to call home. Enjoy peaceful country-side living with a short drive to Lynn Haven and Central Panama City, plus a smooth backroad route down HWY 388 to Panama City Beach! Hodges Bayou is zoned for Southport Elementary and Deane Bozeman for middle and high school, with bus transportation available! This 4 bedroom, 2. ½ bath home features the popular Victoria floor plan and sits on a larger lot with a beautiful pond right behind it. The backyard is fully fenced, giving you plenty of room to enjoy the outdoors while still taking in that pretty water view, and an irrigation system helps keep the yard looking its best. Step inside through the spacious foyer, where you'll find the convenient half bath before continuing down the hall. To the left are three generously sized guest bedrooms, the guest bathroom, and a dedicated laundry space. The main living area is open, bright, and SPACIOUS. There's plenty of room for that massive sectional you've been wanting! Tons of natural light beams through the living space, which flows right into the kitchen. The kitchen offers a large island, pantry, and cabinets galore, giving you plenty of storage and room for your family or guests. The primary suite is tucked away and features a spacious ensuite bathroom with a huge soaker tub, separate shower, and large walk-in closet. & don't forget the backyard! A huge covered back porch overlooks the fully fenced yard and pond, making it the perfect spot for morning coffee, grilling out, or winding down at the end of the day. With a larger lot, beautiful water view, and plenty of indoor AND outdoor space, this one has so much to offer. Come check it out!

3126 Willie Drive, Southport

Listing courtesy of Keller Williams Success Realty.

6639 Kettles Street, Panama City
$284,900
3 Beds ⋅ 2 Baths ⋅ 796174 MLS
Welcome to Liberty! This beautifully maintained 3-bedroom, 2-bath, Jemison floor plan is situated on a desirable corner lot and offers 1,648 sq. ft. of comfortable modern living. The open concept floor plan features a spacious kitchen with island, stainless steel appliances, and a walk in pantry, flowing seamlessly into the living and dining area. The split-bedroom layout provides privacy, with primary suite featuring a walk-in-closet and ensuite bath. Enjoy the convenience of smart-home technology throughout, along with a fully fenced vinyl backyard, perfect for pets, entertaining or relaxing outdoors. Liberty offers resort-style community amenities, including a 7,500 square foot community center, swimming pools, splash pad, fitness center, playground, walking areas and sidewalks. If you're looking for a newer, low-maintenance home on a corner lot with modern features and fantastic community amenities, this one is ready to welcome you home!

6639 Kettles Street, Panama City

Listing courtesy of People 1st Real Estate, LLC.

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