Bay Homes for Sale

Bay Homes for Sale

Welcome to Bay County, Florida, a hidden gem along the stunning Gulf Coast! Known for its breathtaking beaches, lush landscapes, and vibrant communities, Bay County offers a perfect blend of natural beauty and modern conveniences. Whether you’re seeking a serene retreat or an active lifestyle, this area has something for everyone.

Bay County is home to popular destinations like Panama City Beach and the charming town of Lynn Haven, where you can enjoy a variety of recreational activities, from fishing and boating to hiking and biking. The warm, sunny climate makes it an ideal spot for year-round outdoor adventures. With its rich history and friendly atmosphere, the county fosters a strong sense of community, making it an inviting place to call home.

For those looking to invest in real estate, Bay County boasts an array of homes for sale that cater to diverse tastes and budgets. From beachfront condos with spectacular ocean views to spacious family homes nestled in peaceful neighborhoods, there's a perfect property waiting for you. Many homes feature modern amenities, open floor plans, and beautiful outdoor spaces, ideal for entertaining or simply enjoying the coastal lifestyle.

With a thriving local economy, excellent schools, and a variety of shopping and dining options, Bay County is not just a place to live; it’s a place to thrive. Discover your dream home in this picturesque region and embrace the enchanting lifestyle that Bay County, Florida has to offer!

Newest Bay Homes for Sale

$549,000
4 Beds ⋅ 5 Baths ⋅ 795308 MLS
Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together. This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming. From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home. At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets. Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected. With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage. The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day. The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own. Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance. It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it. Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day. And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community. With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.

4138 Cobalt Circle Unit RO12, Panama City

Listing courtesy of Anchor Realty Florida.

$499,000
4 Beds ⋅ 4 Baths ⋅ 795304 MLS
A RARE OPPORTUNITY TO BUILD A HOME THAT FEELS UNIQUELY YOURS. This exceptional to-be-built residence in Laird Point offers something increasingly difficult to find--a beautiful new home with the opportunity for the buyer to participate in the selection process before construction is complete. Rather than purchasing someone else's choices, the buyer can personalize many of the finishes that will define the home, including flooring, cabinetry, countertops, paint colors, tile, fixtures and other design elements, subject to builder allowances and construction timing. Select the finishes that reflect your own taste and create a home that feels personal from the day you move in. The thoughtfully designed floor plan combines sophisticated architecture with the comfort and functionally expected in a luxury new-construction home. And because the home is to be built, the opportunity exists now to make selections that simply aren't possible once a completed home comes to market. New construction. Your selections. Your style. Your home. For a buyer who appreciates the advantages of a brand-new residence but doesn't want a cookie-cutter home designed for someone else, this is an exceptional opportunity to create something distinctly their own in Laird Point. Just as exceptional as the home is its setting within Laird Point, a distinctive gated waterfront community offering privacy, natural beauty and the relaxed lifestyle of coastal Florida. This particular homesite enjoys an especially desirable location. The water is directly across the street, providing the beauty and atmosphere of a waterfront setting without being directly on the shoreline. Behind the property are the community tennis and pickleball courts, creating an unusually open setting with no future home ever to be built directly behind this residence---a tremendous advantage for a buyer who values privacy, openness and a lasting sense of space. Laird Point offers the serenity of a private gated community surrounded by water and natural Florida beauty, while remaining convenient to the shopping, dining, recreation and attractions of the Panama City area. Combine this exceptional setting with the opportunity to select your own flooring, cabinetry, countertops, tile, colors and finishes, and this becomes far more than an opportunity to purchase a new home. It is a rare chance to create a home that reflects your style, your preferences and the way you want to live---in one of the area's most distinctive waterfront communities. Amenities also include RV/Boat storage and greenspace with sitting area. Schedule your private tour of Laird Point today.

1004 Tidewater Lane, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

$369,000
3 Beds ⋅ 2 Baths ⋅ 795302 MLS
Charming Pool Home with Metal Roof, Screened Porch & Prime Location on a corner lot! Welcome to this well-maintained and inviting home featuring a two-car garage, soaring beamed cathedral ceilings, and beautiful engineered wood flooring throughout the main living areas. Fresh interior paint and a cozy fireplace--convertible for wood-burning or propane--create a warm, welcoming atmosphere. The kitchen offers a convenient breakfast bar, perfect for casual meals or entertaining, complete with a refrigerator, microwave, range and dishwasher. The primary suite includes a spacious walk-in closet, while the 2nd bathroom features a skylight that fills the space with natural light. Step outside to your private backyard retreat! Enjoy the screened-in porch overlooking the pool, finished with composite decking and durable Hardie board exterior--ideal for relaxing year-round. The in-ground liner pool includes three ladders and a well-organized pump system housed in its own pump shed. An outdoor shower adds to the resort-style feel, and roof-mounted outdoor lights will remain. Pool deck furniture is available for purchase. Additional features include: ✔ Metal roof ✔ Privacy fencing with double gate and single gate ✔ 12 x 15 shed with concrete floor and electric ✔ Underground utilities ✔ Sprinkler system ✔ A/C installed 11/7/2008 Conveniently located near shopping, restaurants, and schools, this home blends comfort, function, and lifestyle--perfect for everyday living and entertaining. Schedule your private showing today and come see everything this wonderful property has to offer! 🏡✨

317 Moore Drive, Lynn Haven

Listing courtesy of Counts Real Estate Group.

$325,000
3 Beds ⋅ 2 Baths ⋅ 795301 MLS
Convenience, comfort, and room to enjoy everyday life come together at 614 Windy Lane in Panama City. This 3-bedroom, 2-bath brick home sits on approximately 0.39 acres on a cul-de-sac, while still putting Publix, Walmart, restaurants, shopping, and other everyday needs within walking distance. Step inside and you are welcomed by an open living space designed for both relaxing and gathering. Tile flooring runs through the main living areas, while the detailed tray ceiling with recessed lighting gives the room added character. A gas fireplace creates a natural focal point, whether you are spending a quiet evening at home or having friends over. The kitchen opens to the living and dining areas, making it easy to stay connected while cooking or entertaining. You will find plenty of cabinet and counter space, a breakfast bar for casual meals, and a tile backsplash that adds a finished look. The refrigerator, range/oven, microwave, and dishwasher are all included, so the kitchen is ready for everyday use from the start. The primary bedroom offers more than just a place to sleep. In addition to the main bedroom area, an open adjoining space gives you flexibility for a sitting area, reading nook, home office, dressing space, or whatever works best for your lifestyle. The primary bathroom features a double vanity, jetted tub, and separate shower. Two additional bedrooms offer even more flexibility for guests, work, hobbies, or additional living space. When you are ready to enjoy the outdoors, step onto the screened porch overlooking the fenced backyard. It is an inviting spot for morning coffee, an afternoon break, or winding down at the end of the day. The backyard provides room for outdoor activities, gardening, pets, or simply enjoying your own space. A two-car garage provides covered parking and additional storage. Other features buyers may appreciate include city water and sewer, no HOA, an approximately 4-year-old water heater, HVAC equipment that was serviced in 2025, and a transferable termite bond with Florida Pest Control. With its cul-de-sac location, brick exterior, screened porch, fenced yard, flexible primary suite, garage, and close proximity to shopping and dining, 614 Windy Lane offers a lot to enjoy in one convenient Panama City location.

614 Windy Lane, Panama City

Listing courtesy of LPT Realty LLC.

$649,000
2 Beds ⋅ 3 Baths ⋅ 795297 MLS
Come home to this beautiful single family Beach Collection Breeze floorplan in Phase 7 with an expansive lake sunset view from every window. Enjoy the hot tub on a extended screened in covered lanai that is perfect for entertaining! Welcome to easy going coastal living in Latitude Margaritaville Watersound! This beautifully appointed 2-bedroom +den, 2,5 bath 2083-square-foot home offers the perfect blend of resort-style relaxation, exquisite design, and exceptional livability. From the moment you arrive, the private lake setting creates a peaceful private backdrop. The upgraded lot also offers abundant side-yard space on both sides providing a private sunset lake view. Inside, an inviting open floor plan is enhanced by a gourmet gas cooktop with stunning hood and large island kitchen, stunning ceiling fans, pendant lighting, chandeliers, recessed lighting and blinds throughout the home & lanai. The gourmet kitchen is designed for both entertaining and everyday enjoyment, featuring Level 2 Colada cabinetry on the kitchen cabinets and island, Level 3 quartz countertops, gas cooktop with hood, extended island, pullout pot-and-pan drawers, under-cabinet lighting throughout the home. The private primary suite provides a true retreat with 2 upgraded custom closets, dual vanities, and large shower. Guest bedroom has a bathroom tub and shower. The den offers flexible space for an office, hobby room, or additional retreat, while the elevated lake view adds to the warmth and character of the entertaining living area. Outdoor living takes center stage with a hot tub with mesmerizing sunsets, enclosed in a beautifully appointed lanai that is ideal for morning coffee, afternoon entertaining, or unwinding at the end of the day. Practical features include a whole-house water filtration system, tankless hot-water heater, laundry room cabinetry, key drop, extra ceiling storage racks in the garage, 20-amp garage outlet, a brass floor receptacle, high TV outlets in the primary suite, den, great room, and lanai, exterior GFI outlets. Designer touches continue throughout with designer lighting and a carefully selected whole-house paint palette featuring neutral colors. Latitude Margaritaville Watersound residents enjoy an amenity-rich lifestyle centered around Latitude Town Square, including the Paradise Pool, Fins Up! Fitness Center, indoor lap pool and spa, pickleball and tennis courts, bocce, walking trails, kayak access, live entertainment, dining, the Last Mango Theater, and Workin' N' Playin' Center. The adjacent Watersound West Bay Center is under development and is planned to add a convenient mix of retail, dining, office, and medical services, with Publix confirmed as an anchor tenant. This is more than a beautifully finished home--it is an opportunity to enjoy privacy, outdoor living, and the carefree Latitude lifestyle in one exceptional setting.

9413 Escape Avenue, Panama City Beach

Listing courtesy of Bob Hodges And Sons Realty.

$749,499
4 Beds ⋅ 3 Baths ⋅ 795296 MLS
Spacious 4-bedroom, 3-bath home offering over 3,067 square feet of living space on approximately 1.14 acres with a peaceful pond view. With generous room sizes and a flexible floor plan, this home offers plenty of space to spread out, create a dedicated home office, or accommodate a variety of living needs. The main living area features a fireplace, while the well-appointed kitchen includes a double wall oven, U-shaped island, and abundant cabinet storage. A low-maintenance metal roof adds to the home's appeal. Step outside to a beautifully enclosed backyard featuring white vinyl privacy fencing and plenty of space for outdoor enjoyment. An expansive covered back patio provides an ideal setting for entertaining, dining, or simply relaxing, while a second, smaller covered area offers a peaceful spot to sit and enjoy the pond view. Together, the indoor and outdoor living areas provide exceptional space for entertaining and everyday enjoyment. An attached two-car garage with an additional attached utility garage provides plenty of room for vehicles and storage, while the oversized concrete parking area offers ample space for several additional vehicles. The home is serviced by a private well and septic system. Public sewer is available roadside. Adding to the property's versatility, the current zoning is C-1 Neighborhood Commercial with a Future Land Use designation of General Commercial (GENCOM). See commercial MLS for more info. Buyer to verify zoning, Future Land Use designation, utility availability, and permitted uses with the appropriate governmental authorities. If measurements deemed important, please verify.

2742 E Highway 390, Panama City

Listing courtesy of Think Real Estate.

$400,000
3 Beds ⋅ 2 Baths ⋅ 795293 MLS
Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio and pergola, all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants and water activities are all nearby. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions and entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity in a convenient Panama City Beach location.

8821 Laird Street, Panama City

Listing courtesy of Salty Marlin Realty LLC.

$350,000
2 Beds ⋅ 1 Baths ⋅ 795292 MLS
Welcome to 3940 Richardson Road, where extensive updates, spacious living, and a beautiful outdoor setting come together on 1.76 acres in Panama City. The home has been extensively remodeled, with a roof installed in 2019 and numerous updates completed since then. Inside, this two bedroom, one bathroom home features generously sized rooms and a versatile bonus room that can serve as an office, guest room, hobby space, or additional living area. A one car garage provides covered parking and extra storage space. The outdoor setting is truly impressive, with beautiful landscaping and enormous mature weeping willow trees creating a peaceful atmosphere filled with natural character. Mill Bayou Creek flows through the back of the property, adding to the scenery and distinctive appeal. A separate shed provides additional space for tools, lawn equipment, and outdoor belongings. With its updated interior, spacious rooms, flexible bonus room, garage, acreage, mature trees, and creek frontage, this property offers a wonderful combination of comfort, space, and natural beauty.

3940 Richardson Road, Panama City

Listing courtesy of Empire Real Estate of Florida LLC.

$540,000
4 Beds ⋅ 3 Baths ⋅ 795289 MLS
Welcome to 1224 Dundee Lane in the desirable Mowat Highlands community of Lynn Haven. Situated on an oversized corner lot, this custom-built, all-brick 4-bedroom, 3-full-bath home offers refined interior details, exceptional outdoor living, a salt-chlorinated in-ground pool, and added parking flexibility. A grand foyer welcomes you inside, with a private home office to one side and a formal dining room to the other. The spacious main living area features high ceilings, recessed lighting, extensive trim molding, architectural archways, built-in cabinetry, a built-in entertainment center, and a cozy propane fireplace. The large eat-in kitchen is ideal for daily living and entertaining, offering granite countertops, maple cabinetry, a built-in hutch, and generous gathering space. All appliances convey with the sale, including the refrigerator, washer, and dryer. The primary suite provides a comfortable private retreat with a walk-in closet and an ensuite bath featuring a large walk-in shower, relaxing soaker tub, and double-vanity. Three additional bedrooms and two additional full bathrooms provide flexible space for family, guests, or hobbies. Outdoor living is a standout feature, with a salt-chlorinated in-ground pool and an inviting outdoor covered 20x30 living area complete with a summer kitchen and a full bath. The oversized corner lot also provides extended parking and a side gate for added convenience and access. Major updates include a new roof and HVAC system installed in 2019, plus a water heater replaced in 2024. With custom craftsmanship, a functional floor plan, poolside entertaining space, and desirable Lynn Haven location, this Mowat Highlands home is ready to welcome its next owner. All sizes and measurements are approximate if important please verify.

1224 Dundee Lane, Lynn Haven

Listing courtesy of Coldwell Banker Realty.

$439,000
2 Beds ⋅ 2 Baths ⋅ 795283 MLS
Welcome to 1111 Redfish Circle. This FULLY FURNISHED 2-bedroom, 2-bath home offers 1,477 square feet of living space with a functional layout and a charming Florida cottage feel. The interior features a fireplace, generous storage, a large pantry, and an oversized primary closet. An exterior storage closet provides additional space for beach equipment, bicycles, fishing gear, and more. Outside, the property sits along a pond, offering water views and a peaceful outdoor setting. The home also includes a single-car garage and a spacious driveway for convenient parking. Located in the established Bay Point community, this property provides easy access to the area's beaches, dining, shopping, recreation, and other Panama City Beach amenities. Whether you're looking for a primary residence, second home, or investment opportunity, 1111 Redfish Circle offers a combination of space, location, and coastal Florida appeal. Schedule your showing today and see all that this Bay Point property has to offer.

1111 Redfish Circle, Panama City Beach

Listing courtesy of Bastion Realty LLC.

$401,380
2 Beds ⋅ 2 Baths ⋅ 795281 MLS
Kick back and relax because the Hula floorplan at Latitude Margaritaville Watersound is where coastal charm meets modern luxury. This beautifully upgraded Cottage Collection home is designed for effortless living with quartz countertops and premium cabinetry. The chef-inspired kitchen with a SS gas appliance package is perfect for whipping up island flavors, featuring gas at the cooktop. Enjoy stylish wood laminate and tile flooring and a front porch to extend your living spacer to the outside. Ready to move in December 2026, this home is your ticket to a life where every day feels like vacation. **PHOTOS ARE OF FLOORPLAN. NOT ACTUAL HOME BEING SOLD.

9319 State Of Mind Way, Panama City Beach

Listing courtesy of RE/MAX GOLD.

$199,000
3 Beds ⋅ 2 Baths ⋅ 795280 MLS
Welcome to 6511 Pridgen St, a well-maintained 1,248 square-foot end-unit townhome offering comfortable living with modern updates. Home features 3 bedrooms and 1.5 bathrooms. Upstairs is the 3 bedrooms, full bathroom, with a dedicated laundry closet. Enjoy the large privacy-fenced backyard, perfect for relaxing or entertaining. Located in a family-friendly neighborhood and conveniently located near shopping and Tyndall Air Force Base.

6511 Pridgen Street, Panama City

Listing courtesy of Coastal Choice Realty LLC.

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